Buy Cheap Melrose, OH Auto Insurance (2021)

Melrose, OH auto insurance rates average $211 a month. Minimum auto insurance requirements in Melrose, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Melrose, OH, compare Melrose auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Melrose is Liberty Mutual
  • Average auto insurance rates in Melrose, OH after a DUI are $2,940/year
  • Average auto insurance rates in Melrose, OH for teens drivers are $5,237/year

Finding affordable Melrose, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Melrose, OH auto insurance with confidence is right here. Auto insurance rates in Melrose are affected by local factors as well as personal ones like your driving record.

See how Melrose, OH car insurance rates compare to Akron auto insurance rates, Lorain auto insurance rates, and Canton auto insurance rates before you read more about the cost of auto insurance in Melrose.

Don’t buy Melrose, OH auto insurance until you’ve compared rates. Get free Melrose, Ohio auto insurance quotes when you enter your ZIP code above.

Melrose, OH Minimum Auto Insurance Requirements

The required auto insurance in Melrose, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Melrose, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Melrose, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Melrose, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Melrose, OH. Take a look at Melrose, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Melrose, Ohio

Insurance Company Poor Fair Good
Allstate $3,391 $2,477 $2,077
American Family $1,811 $1,242 $1,055
Farmers $3,709 $3,130 $2,980
GEICO $2,035 $1,699 $1,363
Liberty Mutual $5,815 $3,573 $2,801
Nationwide $3,508 $2,830 $2,393
Progressive $3,621 $3,117 $2,906
State Farm $2,966 $1,834 $1,446
Travelers $3,045 $2,653 $2,480
USAA $1,792 $1,268 $1,081

Buy Cheap Melrose, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Melrose, Ohio auto insurance rates? Find out how car insurance rates in Melrose, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Melrose, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,782 $1,778 $1,606 $1,715 $4,855 $5,563 $1,879 $2,009
American Family $889 $924 $802 $810 $2,539 $2,761 $1,086 $1,143
Farmers $1,740 $1,735 $1,533 $1,615 $7,636 $7,927 $1,953 $2,045
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,880 $2,049 $1,446 $1,755 $9,958 $11,245 $1,993 $2,177
Nationwide $1,949 $1,959 $1,760 $1,773 $4,950 $6,377 $2,087 $2,426
Progressive $1,680 $1,591 $1,397 $1,443 $7,294 $8,223 $2,010 $2,078
State Farm $1,258 $1,258 $1,123 $1,123 $3,883 $4,876 $1,460 $1,676
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Buy Cheap Melrose, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Melrose can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Melrose, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Melrose, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,855 $5,563
American Family $2,539 $2,761
Farmers $7,636 $7,927
GEICO $3,279 $3,053
Liberty Mutual $9,958 $11,245
Nationwide $4,950 $6,377
Progressive $7,294 $8,223
State Farm $3,883 $4,876
Travelers $5,411 $8,570
USAA $2,571 $2,863

Buy Cheap Melrose, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Melrose, Ohio by comparing Melrose senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Melrose, OH here.

Annual Auto Insurance Rates for Senior Drivers in Melrose, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,606 $1,715
American Family $802 $810
Farmers $1,533 $1,615
GEICO $1,153 $1,164
Liberty Mutual $1,446 $1,755
Nationwide $1,760 $1,773
Progressive $1,397 $1,443
State Farm $1,123 $1,123
Travelers $1,247 $1,242
USAA $798 $797

Find Cheap Auto Insurance Rates in Melrose, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Melrose, Ohio auto insurance. Compare Melrose, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Melrose, Ohio

Insurance Company Low Medium High
Allstate $2,577 $2,644 $2,724
American Family $1,345 $1,379 $1,384
Farmers $3,110 $3,226 $3,484
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,914 $4,083 $4,192
Nationwide $3,222 $2,820 $2,688
Progressive $3,086 $3,186 $3,371
State Farm $1,985 $2,088 $2,174
Travelers $2,646 $2,762 $2,768
USAA $1,323 $1,379 $1,440

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Find Cheap Melrose, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Melrose. Compare auto insurance rates in Melrose, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Melrose, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,648 $2,648
American Family $1,353 $1,385
Farmers $3,273 $3,273
GEICO $1,669 $1,728
Liberty Mutual $4,063 $4,063
Nationwide $2,910 $2,910
Progressive $3,214 $3,214
State Farm $2,031 $2,133
Travelers $2,726 $2,726
USAA $1,328 $1,433

Find Cheap Melrose, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Melrose, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Melrose, OH, take a look at the average cost for various violations versus rates for a clean driving record in Melrose.

Annual Melrose, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,237 $2,690 $3,145 $2,522
American Family $1,314 $1,388 $1,388 $1,388
Farmers $2,698 $3,474 $3,388 $3,533
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $3,413 $4,382 $4,473 $3,983
Nationwide $2,336 $2,966 $3,758 $2,581
Progressive $2,775 $3,758 $2,954 $3,371
State Farm $1,900 $2,265 $2,082 $2,082
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,062 $1,422 $1,861 $1,176

Find Cheap Melrose, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Melrose, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Melrose for less when you shop around and compare rates from multiple Melrose, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Melrose, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,145
American Family $1,388
Farmers $3,388
GEICO $2,408
Liberty Mutual $4,473
Nationwide $3,758
Progressive $2,954
State Farm $2,082
Travelers $3,940
USAA $1,861

Winners by Category: Where to Buy Cheap Auto Insurance in Melrose, OH

Compare rates from the cheapest auto insurance companies in Melrose, OH for your needs. Take a look at how Melrose, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Melrose, Ohio

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Melrose, Ohio Auto Insurance Companies

If you’re looking for the cheapest Melrose, OH auto insurance companies overall, you can compare them here. Find the best price for Melrose, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Melrose, Ohio

Insurance Company Average Annual Rates
Allstate $2,648
American Family $1,369
Farmers $3,273
GEICO $1,699
Liberty Mutual $4,063
Nationwide $2,910
Progressive $3,214
State Farm $2,082
Travelers $2,726
USAA $1,380

What affects Melrose, Ohio auto insurance rates?

Local factors affect auto insurance rates in Melrose, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Melrose auto insurance rates.

Commute Times in Melrose

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Melrose, OH is 23.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Melrose, OH

You can buy cheap Melrose, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Melrose, Ohio auto insurance quotes from top companies.

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