Buy Cheap Melrose, MA Auto Insurance (2022)

Melrose, MA auto insurance rates average $279 a month. Minimum auto insurance requirements in Melrose, Massachusetts are 20/40/5 to comply with Massachusetts laws. To buy cheap auto insurance in Melrose, MA, compare Melrose auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Melrose after a DUI is Liberty Mutual
  • Average auto insurance rates in Melrose, MA are $279/month
  • Average auto insurance rates in Melrose, MA after a DUI are $4,088/year

Finding affordable Melrose, Massachusetts auto insurance can be challenging, but everything you need to know to buy cheap Melrose, MA auto insurance with confidence is right here. Auto insurance rates in Melrose are affected by local factors as well as personal ones like your driving record.

See how Melrose, MA car insurance rates compare to Boston auto insurance rates, Quincy auto insurance rates, and Worcester auto insurance rates before you read more about the cost of auto insurance in Melrose.

Don’t buy Melrose, MA auto insurance until you’ve compared rates. Get free Melrose, Massachusetts auto insurance quotes when you enter your ZIP code above.

Melrose, MA Minimum Auto Insurance Requirements

The required auto insurance in Melrose, MA is 20/40/5 according to the auto insurance laws in Massachusetts. The minimum auto insurance in Melrose, Massachusetts is outlined here.

Minimum Required Auto Insurance Coverage in Melrose, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Buy Cheap Melrose, MA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Melrose, Massachusetts auto insurance rates? Find out how car insurance rates in Melrose, MA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Melrose, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,466 $2,466 $2,466 $2,466 $8,782 $8,782 $2,765 $2,765
GEICO $1,950 $1,950 $1,806 $1,806 $5,557 $5,557 $2,014 $2,014
Liberty Mutual $2,895 $2,895 $2,522 $2,522 $9,574 $9,574 $3,028 $3,028
Progressive $2,582 $2,582 $2,477 $2,477 $9,969 $9,969 $2,801 $2,801
State Farm $953 $953 $953 $953 $2,771 $2,771 $953 $953
Travelers $3,293 $3,293 $2,907 $2,907 $6,837 $6,837 $3,667 $3,667
USAA $1,443 $1,443 $1,422 $1,422 $3,379 $3,379 $1,594 $1,594

Buy Cheap Melrose, MA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Melrose can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Melrose, MA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Melrose, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,782 $8,782
GEICO $5,557 $5,557
Liberty Mutual $9,574 $9,574
Progressive $9,969 $9,969
State Farm $2,771 $2,771
Travelers $6,837 $6,837
USAA $3,379 $3,379

Buy Cheap Melrose, MA Auto Insurance for Seniors

You can save on senior auto insurance rates in Melrose, Massachusetts by comparing Melrose senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Melrose, MA here.

Annual Auto Insurance Rates for Senior Drivers in Melrose, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,466 $2,466
GEICO $1,806 $1,806
Liberty Mutual $2,522 $2,522
Progressive $2,477 $2,477
State Farm $953 $953
Travelers $2,907 $2,907
USAA $1,422 $1,422

Find Cheap Auto Insurance Rates in Melrose, MA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Melrose, Massachusetts auto insurance. Compare Melrose, MA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Melrose, Massachusetts

Insurance Company Low Medium High
Allstate $3,805 $4,187 $4,367
GEICO $2,607 $2,884 $3,004
Liberty Mutual $4,211 $4,564 $4,739
Progressive $4,073 $4,546 $4,753
State Farm $1,276 $1,433 $1,515
Travelers $3,736 $4,270 $4,522
USAA $1,814 $1,993 $2,073

Find Cheap Melrose, MA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Melrose. Compare auto insurance rates in Melrose, MA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Melrose, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,985 $4,254
GEICO $2,779 $2,885
Liberty Mutual $4,327 $4,682
Progressive $4,457 $4,457
State Farm $1,375 $1,441
Travelers $3,978 $4,374
USAA $1,905 $2,014

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Melrose, MA Auto Insurance Rates by Driving Record

Auto insurance rates in Melrose, Massachusetts are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Melrose, MA, take a look at the average cost for various violations versus rates for a clean driving record in Melrose.

Annual Melrose, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,192 $4,749 $5,345 $3,192
GEICO $2,268 $3,114 $3,554 $2,391
Liberty Mutual $3,552 $4,846 $5,828 $3,791
Progressive $3,738 $5,288 $4,183 $4,620
State Farm $1,117 $1,517 $1,803 $1,194
Travelers $3,238 $4,510 $4,828 $4,128
USAA $1,394 $1,812 $3,073 $1,559

Find Cheap Melrose, MA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Melrose, Massachusetts is higher than for a clean driving record. You can buy auto insurance after a DUI in Melrose for less when you shop around and compare rates from multiple Melrose, MA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Melrose, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,345
GEICO $3,554
Liberty Mutual $5,828
Progressive $4,183
State Farm $1,803
Travelers $4,828
USAA $3,073

Winners by Category: Where to Buy Cheap Auto Insurance in Melrose, MA

Compare rates from the cheapest auto insurance companies in Melrose, MA for your needs. Take a look at how Melrose, Massachusetts auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Melrose, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Find Cheap Melrose, Massachusetts Auto Insurance Companies

If you’re looking for the cheapest Melrose, MA auto insurance companies overall, you can compare them here. Find the best price for Melrose, Massachusetts car insurance by company.

Average Annual Auto Insurance Rates by Company in Melrose, Massachusetts

Insurance Company Average Annual Rates
Allstate $4,120
GEICO $2,832
Liberty Mutual $4,505
Progressive $4,457
State Farm $1,408
Travelers $4,176
USAA $1,960

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

What affects Melrose, Massachusetts auto insurance rates?

Local factors affect auto insurance rates in Melrose, MA, including traffic, theft statistics, and commute length. Take a look at the things that impact Melrose auto insurance rates.

Commute Times in Melrose

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Melrose, MA is 36.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Melrose, MA

You can buy cheap Melrose, MA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Melrose, Massachusetts auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption