Buy Cheap Melcher-Dallas, IA Auto Insurance (2021)

Melcher-Dallas, IA auto insurance rates average $244 a month. Minimum auto insurance requirements in Melcher-Dallas, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Melcher-Dallas, IA, compare Melcher-Dallas auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Melcher-Dallas, IA are $244/month
  • Average auto insurance rates in Melcher-Dallas, IA for teens drivers are $5,511/year
  • The most expensive auto insurance company in Melcher-Dallas is Travelers

Finding affordable Melcher-Dallas, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Melcher-Dallas, IA auto insurance with confidence is right here. Auto insurance rates in Melcher-Dallas are affected by local factors as well as personal ones like your driving record.

See how Melcher-Dallas, IA car insurance rates compare to West Des Moines auto insurance rates, Davenport auto insurance rates, and Des Moines auto insurance rates before you read more about the cost of auto insurance in Melcher-Dallas.

Don’t buy Melcher-Dallas, IA auto insurance until you’ve compared rates. Get free Melcher-Dallas, Iowa auto insurance quotes when you enter your ZIP code above.

Melcher-Dallas, IA Minimum Auto Insurance Requirements

The required auto insurance in Melcher-Dallas, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Melcher-Dallas, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Melcher-Dallas, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Melcher-Dallas, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Melcher-Dallas, IA. Take a look at Melcher-Dallas, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Melcher-Dallas, Iowa

Insurance Company Poor Fair Good
Allstate $3,307 $2,634 $2,366
American Family $3,947 $2,900 $2,434
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,000 $3,711 $2,921
Nationwide $2,755 $2,151 $1,891
Progressive $2,969 $2,388 $2,158
State Farm $3,272 $2,024 $1,596
Travelers $6,133 $5,237 $4,992
USAA $2,456 $1,684 $1,458

Buy Cheap Melcher-Dallas, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Melcher-Dallas, Iowa auto insurance rates? Find out how car insurance rates in Melcher-Dallas, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Melcher-Dallas, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,859 $1,794 $1,644 $1,676 $5,206 $5,836 $2,037 $2,101
American Family $2,002 $2,002 $1,788 $1,788 $5,297 $7,457 $2,002 $2,414
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,011 $2,181 $1,770 $2,150 $9,780 $11,006 $2,278 $2,511
Nationwide $1,595 $1,641 $1,421 $1,521 $3,565 $4,631 $1,795 $1,956
Progressive $1,785 $1,725 $1,470 $1,525 $4,258 $4,813 $2,147 $2,318
State Farm $1,541 $1,541 $1,338 $1,338 $3,929 $5,018 $1,727 $1,948
Travelers $2,445 $2,498 $2,365 $2,379 $10,893 $17,513 $2,538 $3,001
USAA $1,253 $1,270 $1,147 $1,174 $3,349 $3,563 $1,506 $1,665

Buy Cheap Melcher-Dallas, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Melcher-Dallas can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Melcher-Dallas, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Melcher-Dallas, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,206 $5,836
American Family $5,297 $7,457
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $9,780 $11,006
Nationwide $3,565 $4,631
Progressive $4,258 $4,813
State Farm $3,929 $5,018
Travelers $10,893 $17,513
USAA $3,349 $3,563

Buy Cheap Melcher-Dallas, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Melcher-Dallas, Iowa by comparing Melcher-Dallas senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Melcher-Dallas, IA here.

Annual Auto Insurance Rates for Senior Drivers in Melcher-Dallas, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,644 $1,676
American Family $1,788 $1,788
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,421 $1,521
Progressive $1,470 $1,525
State Farm $1,338 $1,338
Travelers $2,365 $2,379
USAA $1,147 $1,174

Find Cheap Auto Insurance Rates in Melcher-Dallas, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Melcher-Dallas, Iowa auto insurance. Compare Melcher-Dallas, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Melcher-Dallas, Iowa

Insurance Company Low Medium High
Allstate $2,677 $2,772 $2,858
American Family $3,115 $3,265 $2,900
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,040 $4,204 $4,389
Nationwide $2,358 $2,253 $2,185
Progressive $2,364 $2,512 $2,638
State Farm $2,195 $2,309 $2,388
Travelers $5,089 $5,539 $5,733
USAA $1,772 $1,872 $1,954

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Find Cheap Melcher-Dallas, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Melcher-Dallas. Compare auto insurance rates in Melcher-Dallas, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Melcher-Dallas, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,703 $2,835
American Family $3,057 $3,130
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,211 $4,211
Nationwide $2,266 $2,266
Progressive $2,505 $2,505
State Farm $2,242 $2,353
Travelers $5,454 $5,454
USAA $1,798 $1,934

Find Cheap Melcher-Dallas, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Melcher-Dallas, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Melcher-Dallas, IA, take a look at the average cost for various violations versus rates for a clean driving record in Melcher-Dallas.

Annual Melcher-Dallas, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,369 $2,852 $3,219 $2,636
American Family $2,233 $3,268 $4,246 $2,627
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,637 $4,500 $4,587 $4,119
Nationwide $1,636 $2,356 $3,218 $1,853
Progressive $2,017 $3,288 $2,188 $2,527
State Farm $2,143 $2,452 $2,298 $2,298
Travelers $3,988 $5,299 $7,090 $5,438
USAA $1,427 $1,912 $2,487 $1,638

Find Cheap Melcher-Dallas, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Melcher-Dallas, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Melcher-Dallas for less when you shop around and compare rates from multiple Melcher-Dallas, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Melcher-Dallas, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,219
American Family $4,246
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,587
Nationwide $3,218
Progressive $2,188
State Farm $2,298
Travelers $7,090
USAA $2,487

Winners by Category: Where to Buy Cheap Auto Insurance in Melcher-Dallas, IA

Compare rates from the cheapest auto insurance companies in Melcher-Dallas, IA for your needs. Take a look at how Melcher-Dallas, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Melcher-Dallas, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Melcher-Dallas, Iowa Auto Insurance Companies

If you’re looking for the cheapest Melcher-Dallas, IA auto insurance companies overall, you can compare them here. Find the best price for Melcher-Dallas, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Melcher-Dallas, Iowa

Insurance Company Average Annual Rates
Allstate $2,769
American Family $3,093
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,211
Nationwide $2,266
Progressive $2,505
State Farm $2,298
Travelers $5,454
USAA $1,866

What affects Melcher-Dallas, Iowa auto insurance rates?

Local factors affect auto insurance rates in Melcher-Dallas, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Melcher-Dallas auto insurance rates.

Commute Times in Melcher-Dallas

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Melcher-Dallas, IA is 34.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Melcher-Dallas, IA

You can buy cheap Melcher-Dallas, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Melcher-Dallas, Iowa auto insurance quotes from top companies.

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