Buy Cheap Medford, NJ Auto Insurance (2022)

Medford, NJ auto insurance rates average $426 a month. Minimum auto insurance requirements in Medford, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in Medford, NJ, compare Medford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Medford, NJ for teens drivers are $9,452/year
  • The most expensive auto insurance company in Medford is State Farm
  • The most expensive auto insurance company in Medford after a DUI is State Farm

Finding affordable Medford, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap Medford, NJ auto insurance with confidence is right here. Auto insurance rates in Medford are affected by local factors as well as personal ones like your driving record.

See how Medford, NJ car insurance rates compare to Union City auto insurance rates, Bayonne auto insurance rates, and Paterson auto insurance rates before you read more about the cost of auto insurance in Medford.

Don’t buy Medford, NJ auto insurance until you’ve compared rates. Get free Medford, New Jersey auto insurance quotes when you enter your ZIP code above.

Medford, NJ Minimum Auto Insurance Requirements

The required auto insurance in Medford, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in Medford, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in Medford, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Medford, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Medford, NJ. Take a look at Medford, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Medford, New Jersey

Insurance Company Poor Fair Good
Allstate $7,877 $5,069 $3,988
Farmers $7,739 $6,056 $5,715
GEICO $3,705 $2,140 $1,558
Liberty Mutual $8,486 $6,292 $5,311
Progressive $3,751 $3,286 $3,042
State Farm $10,924 $6,588 $5,135
Travelers $4,774 $3,535 $2,456

Buy Cheap Medford, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Medford, New Jersey auto insurance rates? Find out how car insurance rates in Medford, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Medford, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,398 $3,381 $3,306 $3,306 $10,684 $12,978 $4,004 $4,097
Farmers $4,143 $4,178 $4,034 $3,945 $12,013 $13,800 $4,913 $5,000
GEICO $2,008 $1,975 $1,964 $1,964 $3,639 $3,636 $2,307 $2,249
Liberty Mutual $4,441 $4,441 $4,876 $4,876 $11,465 $13,005 $4,876 $5,592
Progressive $1,741 $1,615 $1,577 $1,619 $7,761 $8,541 $2,053 $1,970
State Farm $4,399 $4,399 $3,987 $3,987 $14,451 $18,548 $5,018 $5,603
Travelers $2,673 $2,622 $2,479 $2,517 $6,152 $7,012 $2,627 $2,626

Buy Cheap Medford, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Medford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Medford, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Medford, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,684 $12,978
Farmers $12,013 $13,800
GEICO $3,639 $3,636
Liberty Mutual $11,465 $13,005
Progressive $7,761 $8,541
State Farm $14,451 $18,548
Travelers $6,152 $7,012

Buy Cheap Medford, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in Medford, New Jersey by comparing Medford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Medford, NJ here.

Annual Auto Insurance Rates for Senior Drivers in Medford, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,306 $3,306
Farmers $4,034 $3,945
GEICO $1,964 $1,964
Liberty Mutual $4,876 $4,876
Progressive $1,577 $1,619
State Farm $3,987 $3,987
Travelers $2,479 $2,517

Find Cheap Auto Insurance Rates in Medford, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Medford, New Jersey auto insurance. Compare Medford, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Medford, New Jersey

Insurance Company Low Medium High
Allstate $5,203 $5,728 $6,002
Farmers $5,843 $6,470 $7,196
GEICO $2,195 $2,519 $2,689
Liberty Mutual $5,958 $6,907 $7,224
Progressive $3,039 $3,415 $3,625
State Farm $6,997 $7,651 $8,000
Travelers $3,292 $3,592 $3,882

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Find Cheap Medford, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Medford. Compare auto insurance rates in Medford, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Medford, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,634 $5,655
Farmers $6,503 $6,503
GEICO $2,447 $2,488
Liberty Mutual $6,631 $6,761
Progressive $3,360 $3,360
State Farm $7,353 $7,746
Travelers $3,589 $3,589

Find Cheap Medford, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in Medford, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Medford, NJ, take a look at the average cost for various violations versus rates for a clean driving record in Medford.

Annual Medford, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,220 $7,049 $6,164 $5,145
Farmers $5,048 $8,536 $6,964 $5,465
GEICO $1,925 $2,523 $3,499 $1,925
Liberty Mutual $6,431 $7,361 $6,563 $6,431
Progressive $2,899 $3,867 $3,303 $3,369
State Farm $4,101 $7,470 $12,009 $6,617
Travelers $2,772 $4,079 $3,949 $3,554

Find Cheap Medford, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Medford, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in Medford for less when you shop around and compare rates from multiple Medford, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Medford, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,164
Farmers $6,964
GEICO $3,499
Liberty Mutual $6,563
Progressive $3,303
State Farm $12,009
Travelers $3,949

Winners by Category: Where to Buy Cheap Auto Insurance in Medford, NJ

Compare rates from the cheapest auto insurance companies in Medford, NJ for your needs. Take a look at how Medford, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Medford, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Medford, New Jersey Auto Insurance Companies

If you’re looking for the cheapest Medford, NJ auto insurance companies overall, you can compare them here. Find the best price for Medford, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in Medford, New Jersey

Insurance Company Average Annual Rates
Allstate $5,644
Farmers $6,503
GEICO $2,468
Liberty Mutual $6,696
Progressive $3,360
State Farm $7,549
Travelers $3,589

What affects Medford, New Jersey auto insurance rates?

Local factors affect auto insurance rates in Medford, NJ, including traffic, theft statistics, and commute length. Take a look at the things that impact Medford auto insurance rates.

Commute Times in Medford

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Medford, NJ is 32.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Medford, NJ

You can buy cheap Medford, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Medford, New Jersey auto insurance quotes from top companies.

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