Buy Cheap Mechanicsville, IA Auto Insurance (2021)

Mechanicsville, IA auto insurance rates average $244 a month. Minimum auto insurance requirements in Mechanicsville, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Mechanicsville, IA, compare Mechanicsville auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Mechanicsville, IA after a DUI are $3,531/year
  • The most expensive auto insurance company in Mechanicsville is Travelers
  • Average auto insurance rates in Mechanicsville, IA are $244/month

Finding affordable Mechanicsville, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Mechanicsville, IA auto insurance with confidence is right here. Auto insurance rates in Mechanicsville are affected by local factors as well as personal ones like your driving record.

See how Mechanicsville, IA car insurance rates compare to Des Moines auto insurance rates, Ames auto insurance rates, and Sioux City auto insurance rates before you read more about the cost of auto insurance in Mechanicsville.

Don’t buy Mechanicsville, IA auto insurance until you’ve compared rates. Get free Mechanicsville, Iowa auto insurance quotes when you enter your ZIP code above.

Mechanicsville, IA Minimum Auto Insurance Requirements

The required auto insurance in Mechanicsville, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Mechanicsville, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Mechanicsville, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Mechanicsville, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mechanicsville, IA. Take a look at Mechanicsville, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mechanicsville, Iowa

Insurance Company Poor Fair Good
Allstate $3,285 $2,618 $2,357
American Family $3,904 $2,870 $2,412
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,946 $3,688 $2,903
Nationwide $3,033 $2,384 $2,087
Progressive $2,914 $2,349 $2,126
State Farm $3,488 $2,157 $1,701
Travelers $6,118 $5,224 $4,976
USAA $2,410 $1,661 $1,440

Buy Cheap Mechanicsville, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mechanicsville, Iowa auto insurance rates? Find out how car insurance rates in Mechanicsville, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mechanicsville, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,815 $1,742 $1,619 $1,647 $5,274 $5,938 $1,969 $2,022
American Family $1,972 $1,972 $1,765 $1,765 $5,277 $7,395 $1,972 $2,376
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,978 $2,143 $1,742 $2,115 $9,764 $10,980 $2,242 $2,468
Nationwide $1,726 $1,768 $1,541 $1,640 $4,039 $5,206 $1,962 $2,129
Progressive $1,737 $1,676 $1,430 $1,483 $4,231 $4,780 $2,094 $2,272
State Farm $1,615 $1,615 $1,411 $1,411 $4,254 $5,415 $1,813 $2,054
Travelers $2,464 $2,514 $2,396 $2,400 $10,885 $17,249 $2,567 $3,040
USAA $1,219 $1,228 $1,121 $1,137 $3,363 $3,558 $1,460 $1,609

Buy Cheap Mechanicsville, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mechanicsville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mechanicsville, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mechanicsville, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,274 $5,938
American Family $5,277 $7,395
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $9,764 $10,980
Nationwide $4,039 $5,206
Progressive $4,231 $4,780
State Farm $4,254 $5,415
Travelers $10,885 $17,249
USAA $3,363 $3,558

Buy Cheap Mechanicsville, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Mechanicsville, Iowa by comparing Mechanicsville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mechanicsville, IA here.

Annual Auto Insurance Rates for Senior Drivers in Mechanicsville, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,619 $1,647
American Family $1,765 $1,765
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,742 $2,115
Nationwide $1,541 $1,640
Progressive $1,430 $1,483
State Farm $1,411 $1,411
Travelers $2,396 $2,400
USAA $1,121 $1,137

Find Cheap Auto Insurance Rates in Mechanicsville, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mechanicsville, Iowa auto insurance. Compare Mechanicsville, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mechanicsville, Iowa

Insurance Company Low Medium High
Allstate $2,660 $2,757 $2,844
American Family $3,078 $3,232 $2,875
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,016 $4,174 $4,347
Nationwide $2,600 $2,493 $2,411
Progressive $2,341 $2,470 $2,578
State Farm $2,332 $2,463 $2,551
Travelers $5,158 $5,519 $5,641
USAA $1,745 $1,843 $1,923

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Find Cheap Mechanicsville, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mechanicsville. Compare auto insurance rates in Mechanicsville, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mechanicsville, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,688 $2,819
American Family $3,026 $3,098
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,179 $4,179
Nationwide $2,501 $2,501
Progressive $2,463 $2,463
State Farm $2,389 $2,508
Travelers $5,439 $5,439
USAA $1,770 $1,904

Find Cheap Mechanicsville, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Mechanicsville, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mechanicsville, IA, take a look at the average cost for various violations versus rates for a clean driving record in Mechanicsville.

Annual Mechanicsville, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,341 $2,830 $3,225 $2,618
American Family $2,211 $3,235 $4,202 $2,599
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,610 $4,468 $4,549 $4,089
Nationwide $1,817 $2,600 $3,535 $2,053
Progressive $1,981 $3,242 $2,147 $2,482
State Farm $2,275 $2,623 $2,449 $2,449
Travelers $3,961 $5,289 $7,078 $5,430
USAA $1,401 $1,885 $2,452 $1,610

Find Cheap Mechanicsville, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mechanicsville, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Mechanicsville for less when you shop around and compare rates from multiple Mechanicsville, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mechanicsville, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,225
American Family $4,202
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,549
Nationwide $3,535
Progressive $2,147
State Farm $2,449
Travelers $7,078
USAA $2,452

Winners by Category: Where to Buy Cheap Auto Insurance in Mechanicsville, IA

Compare rates from the cheapest auto insurance companies in Mechanicsville, IA for your needs. Take a look at how Mechanicsville, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mechanicsville, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Mechanicsville, Iowa Auto Insurance Companies

If you’re looking for the cheapest Mechanicsville, IA auto insurance companies overall, you can compare them here. Find the best price for Mechanicsville, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Mechanicsville, Iowa

Insurance Company Average Annual Rates
Allstate $2,753
American Family $3,062
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,179
Nationwide $2,501
Progressive $2,463
State Farm $2,449
Travelers $5,439
USAA $1,837

What affects Mechanicsville, Iowa auto insurance rates?

Local factors affect auto insurance rates in Mechanicsville, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Mechanicsville auto insurance rates.

Commute Times in Mechanicsville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mechanicsville, IA is 27.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Mechanicsville, IA

You can buy cheap Mechanicsville, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mechanicsville, Iowa auto insurance quotes from top companies.

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