Buy Cheap Masonville, IA Auto Insurance (2021)

Masonville, IA auto insurance rates average $246 a month. Minimum auto insurance requirements in Masonville, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Masonville, IA, compare Masonville auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Masonville, IA are $246/month
  • Average auto insurance rates in Masonville, IA for teens drivers are $5,596/year
  • Average auto insurance rates in Masonville, IA after a DUI are $3,560/year

Finding affordable Masonville, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Masonville, IA auto insurance with confidence is right here. Auto insurance rates in Masonville are affected by local factors as well as personal ones like your driving record.

See how Masonville, IA car insurance rates compare to Council Bluffs auto insurance rates, Davenport auto insurance rates, and West Des Moines auto insurance rates before you read more about the cost of auto insurance in Masonville.

Don’t buy Masonville, IA auto insurance until you’ve compared rates. Get free Masonville, Iowa auto insurance quotes when you enter your ZIP code above.

Masonville, IA Minimum Auto Insurance Requirements

The required auto insurance in Masonville, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Masonville, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Masonville, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Masonville, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Masonville, IA. Take a look at Masonville, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Masonville, Iowa

Insurance Company Poor Fair Good
Allstate $3,184 $2,535 $2,283
American Family $3,950 $2,903 $2,439
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,287 $2,567 $2,250
Progressive $2,999 $2,426 $2,199
State Farm $3,182 $1,968 $1,552
Travelers $5,986 $5,113 $4,871
USAA $2,445 $1,677 $1,452

Buy Cheap Masonville, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Masonville, Iowa auto insurance rates? Find out how car insurance rates in Masonville, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Masonville, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,764 $1,694 $1,572 $1,599 $5,092 $5,733 $1,916 $1,969
American Family $1,999 $1,999 $1,787 $1,787 $5,322 $7,474 $1,999 $2,409
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,881 $1,934 $1,674 $1,791 $4,304 $5,585 $2,127 $2,317
Progressive $1,779 $1,712 $1,467 $1,522 $4,409 $4,978 $2,143 $2,323
State Farm $1,455 $1,455 $1,278 $1,278 $3,928 $4,983 $1,635 $1,861
Travelers $2,397 $2,444 $2,342 $2,342 $10,680 $16,938 $2,499 $2,944
USAA $1,243 $1,259 $1,139 $1,163 $3,352 $3,562 $1,494 $1,650

Buy Cheap Masonville, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Masonville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Masonville, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Masonville, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,092 $5,733
American Family $5,322 $7,474
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,304 $5,585
Progressive $4,409 $4,978
State Farm $3,928 $4,983
Travelers $10,680 $16,938
USAA $3,352 $3,562

Buy Cheap Masonville, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Masonville, Iowa by comparing Masonville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Masonville, IA here.

Annual Auto Insurance Rates for Senior Drivers in Masonville, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,572 $1,599
American Family $1,787 $1,787
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,467 $1,522
State Farm $1,278 $1,278
Travelers $2,342 $2,342
USAA $1,139 $1,163

Find Cheap Auto Insurance Rates in Masonville, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Masonville, Iowa auto insurance. Compare Masonville, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Masonville, Iowa

Insurance Company Low Medium High
Allstate $2,573 $2,670 $2,758
American Family $3,116 $3,269 $2,906
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,824 $2,686 $2,595
Progressive $2,400 $2,550 $2,675
State Farm $2,125 $2,247 $2,330
Travelers $5,024 $5,402 $5,543
USAA $1,768 $1,863 $1,942

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Find Cheap Masonville, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Masonville. Compare auto insurance rates in Masonville, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Masonville, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,604 $2,730
American Family $3,061 $3,133
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,702 $2,702
Progressive $2,542 $2,542
State Farm $2,180 $2,288
Travelers $5,323 $5,323
USAA $1,790 $1,925

Find Cheap Masonville, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Masonville, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Masonville, IA, take a look at the average cost for various violations versus rates for a clean driving record in Masonville.

Annual Masonville, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,268 $2,743 $3,122 $2,536
American Family $2,236 $3,271 $4,251 $2,630
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,948 $2,810 $3,841 $2,208
Progressive $2,041 $3,354 $2,215 $2,557
State Farm $2,069 $2,399 $2,234 $2,234
Travelers $3,869 $5,173 $6,935 $5,316
USAA $1,420 $1,903 $2,478 $1,630

Find Cheap Masonville, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Masonville, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Masonville for less when you shop around and compare rates from multiple Masonville, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Masonville, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,122
American Family $4,251
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,841
Progressive $2,215
State Farm $2,234
Travelers $6,935
USAA $2,478

Winners by Category: Where to Buy Cheap Auto Insurance in Masonville, IA

Compare rates from the cheapest auto insurance companies in Masonville, IA for your needs. Take a look at how Masonville, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Masonville, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Masonville, Iowa Auto Insurance Companies

If you’re looking for the cheapest Masonville, IA auto insurance companies overall, you can compare them here. Find the best price for Masonville, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Masonville, Iowa

Insurance Company Average Annual Rates
Allstate $2,667
American Family $3,097
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,702
Progressive $2,542
State Farm $2,234
Travelers $5,323
USAA $1,858

What affects Masonville, Iowa auto insurance rates?

Local factors affect auto insurance rates in Masonville, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Masonville auto insurance rates.

Commute Times in Masonville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Masonville, IA is 16.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Masonville, IA

You can buy cheap Masonville, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Masonville, Iowa auto insurance quotes from top companies.

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