Buy Cheap Mason City, IL Auto Insurance (2021)

Mason City, IL auto insurance rates average $259 a month. Minimum auto insurance requirements in Mason City, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Mason City, IL, compare Mason City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Mason City is Allstate
  • Average auto insurance rates in Mason City, IL for teens drivers are $5,835/year
  • The most expensive auto insurance company in Mason City after a DUI is Allstate

Finding affordable Mason City, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Mason City, IL auto insurance with confidence is right here. Auto insurance rates in Mason City are affected by local factors as well as personal ones like your driving record.

See how Mason City, IL car insurance rates compare to Joliet auto insurance rates, Chicago auto insurance rates, and Springfield auto insurance rates before you read more about the cost of auto insurance in Mason City.

Don’t buy Mason City, IL auto insurance until you’ve compared rates. Get free Mason City, Illinois auto insurance quotes when you enter your ZIP code above.

Mason City, IL Minimum Auto Insurance Requirements

The required auto insurance in Mason City, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Mason City, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Mason City, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Mason City, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mason City, IL. Take a look at Mason City, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mason City, Illinois

Insurance Company Poor Fair Good
Allstate $6,472 $4,648 $4,056
American Family $4,999 $3,383 $2,856
Farmers $4,825 $4,039 $3,844
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,047 $1,900 $1,516
Nationwide $3,154 $2,540 $2,228
Progressive $3,793 $3,212 $2,963
State Farm $3,038 $1,819 $1,411
Travelers $2,846 $2,274 $1,854
USAA $3,883 $2,655 $2,184

Buy Cheap Mason City, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mason City, Illinois auto insurance rates? Find out how car insurance rates in Mason City, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mason City, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,259 $3,274 $3,383 $3,383 $8,257 $10,766 $3,916 $4,232
American Family $2,351 $2,351 $2,146 $2,146 $6,511 $9,083 $2,351 $3,027
Farmers $2,316 $2,318 $2,060 $2,173 $9,608 $10,009 $2,639 $2,767
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,342 $1,450 $1,117 $1,250 $4,349 $4,844 $1,402 $1,480
Nationwide $1,704 $1,739 $1,515 $1,610 $4,566 $5,881 $1,972 $2,139
Progressive $1,963 $1,872 $1,615 $1,683 $6,843 $7,703 $2,348 $2,552
State Farm $1,358 $1,358 $1,197 $1,197 $3,663 $4,668 $1,529 $1,744
Travelers $1,511 $1,596 $1,361 $1,453 $4,181 $5,197 $1,606 $1,692
USAA $1,743 $1,788 $1,620 $1,612 $5,519 $6,112 $2,305 $2,557

Buy Cheap Mason City, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mason City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mason City, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mason City, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,257 $10,766
American Family $6,511 $9,083
Farmers $9,608 $10,009
GEICO $4,847 $5,129
Liberty Mutual $4,349 $4,844
Nationwide $4,566 $5,881
Progressive $6,843 $7,703
State Farm $3,663 $4,668
Travelers $4,181 $5,197
USAA $5,519 $6,112

Buy Cheap Mason City, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Mason City, Illinois by comparing Mason City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mason City, IL here.

Annual Auto Insurance Rates for Senior Drivers in Mason City, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,383 $3,383
American Family $2,146 $2,146
Farmers $2,060 $2,173
GEICO $1,521 $1,797
Liberty Mutual $1,117 $1,250
Nationwide $1,515 $1,610
Progressive $1,615 $1,683
State Farm $1,197 $1,197
Travelers $1,361 $1,453
USAA $1,620 $1,612

Find Cheap Auto Insurance Rates in Mason City, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mason City, Illinois auto insurance. Compare Mason City, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mason City, Illinois

Insurance Company Low Medium High
Allstate $4,928 $5,055 $5,194
American Family $3,633 $3,882 $3,723
Farmers $4,043 $4,144 $4,522
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,025 $2,149 $2,288
Nationwide $2,646 $2,657 $2,619
Progressive $3,079 $3,317 $3,572
State Farm $1,990 $2,092 $2,185
Travelers $2,192 $2,322 $2,460
USAA $2,717 $2,904 $3,100

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Find Cheap Mason City, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mason City. Compare auto insurance rates in Mason City, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mason City, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,059 $5,059
American Family $3,697 $3,794
Farmers $4,236 $4,236
GEICO $2,519 $2,617
Liberty Mutual $2,154 $2,154
Nationwide $2,641 $2,641
Progressive $3,323 $3,323
State Farm $2,037 $2,142
Travelers $2,234 $2,415
USAA $2,825 $2,989

Find Cheap Mason City, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Mason City, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mason City, IL, take a look at the average cost for various violations versus rates for a clean driving record in Mason City.

Annual Mason City, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,694 $6,093 $5,679 $4,770
American Family $2,752 $3,912 $5,196 $3,124
Farmers $3,582 $4,605 $4,490 $4,268
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,799 $2,542 $2,238 $2,038
Nationwide $2,125 $2,754 $3,240 $2,443
Progressive $2,745 $4,041 $3,034 $3,470
State Farm $1,925 $2,254 $2,089 $2,089
Travelers $1,856 $2,423 $2,695 $2,325
USAA $2,077 $2,971 $4,078 $2,502

Find Cheap Mason City, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mason City, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Mason City for less when you shop around and compare rates from multiple Mason City, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mason City, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,679
American Family $5,196
Farmers $4,490
GEICO $3,482
Liberty Mutual $2,238
Nationwide $3,240
Progressive $3,034
State Farm $2,089
Travelers $2,695
USAA $4,078

Winners by Category: Where to Buy Cheap Auto Insurance in Mason City, IL

Compare rates from the cheapest auto insurance companies in Mason City, IL for your needs. Take a look at how Mason City, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mason City, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Mason City, Illinois Auto Insurance Companies

If you’re looking for the cheapest Mason City, IL auto insurance companies overall, you can compare them here. Find the best price for Mason City, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Mason City, Illinois

Insurance Company Average Annual Rates
Allstate $5,059
American Family $3,746
Farmers $4,236
GEICO $2,568
Liberty Mutual $2,154
Nationwide $2,641
Progressive $3,323
State Farm $2,089
Travelers $2,325
USAA $2,907

What affects Mason City, Illinois auto insurance rates?

Local factors affect auto insurance rates in Mason City, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Mason City auto insurance rates.

Commute Times in Mason City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mason City, IL is 24.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Mason City, IL

You can buy cheap Mason City, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mason City, Illinois auto insurance quotes from top companies.

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