Buy Cheap Mascoutah, IL Auto Insurance (2021)

Mascoutah, IL auto insurance rates average $284 a month. Minimum auto insurance requirements in Mascoutah, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Mascoutah, IL, compare Mascoutah auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Mascoutah is Allstate
  • Average auto insurance rates in Mascoutah, IL for teens drivers are $6,554/year
  • The most expensive auto insurance company in Mascoutah after a DUI is American Family

Finding affordable Mascoutah, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Mascoutah, IL auto insurance with confidence is right here. Auto insurance rates in Mascoutah are affected by local factors as well as personal ones like your driving record.

See how Mascoutah, IL car insurance rates compare to Naperville auto insurance rates, Chicago auto insurance rates, and Rockford auto insurance rates before you read more about the cost of auto insurance in Mascoutah.

Don’t buy Mascoutah, IL auto insurance until you’ve compared rates. Get free Mascoutah, Illinois auto insurance quotes when you enter your ZIP code above.

Mascoutah, IL Minimum Auto Insurance Requirements

The required auto insurance in Mascoutah, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Mascoutah, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Mascoutah, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Mascoutah, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mascoutah, IL. Take a look at Mascoutah, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mascoutah, Illinois

Insurance Company Poor Fair Good
Allstate $6,046 $4,364 $3,824
American Family $5,352 $3,628 $3,062
Farmers $5,281 $4,439 $4,223
GEICO $4,571 $2,228 $1,734
Liberty Mutual $3,273 $2,043 $1,625
Nationwide $4,492 $3,613 $3,159
Progressive $4,786 $4,089 $3,792
State Farm $3,209 $1,924 $1,494
Travelers $3,205 $2,586 $2,098
USAA $3,534 $2,437 $2,013

Buy Cheap Mascoutah, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mascoutah, Illinois auto insurance rates? Find out how car insurance rates in Mascoutah, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mascoutah, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,028 $3,042 $3,167 $3,167 $7,843 $10,154 $3,633 $3,922
American Family $2,510 $2,510 $2,293 $2,293 $7,006 $9,758 $2,510 $3,232
Farmers $2,477 $2,477 $2,196 $2,330 $10,750 $11,197 $2,819 $2,935
GEICO $1,727 $1,757 $1,670 $2,030 $5,565 $5,775 $2,170 $2,061
Liberty Mutual $1,413 $1,524 $1,174 $1,311 $4,760 $5,293 $1,476 $1,557
Nationwide $2,375 $2,419 $2,104 $2,236 $6,607 $8,514 $2,773 $3,012
Progressive $2,392 $2,253 $1,974 $2,061 $8,994 $10,109 $2,865 $3,132
State Farm $1,373 $1,373 $1,236 $1,236 $4,021 $5,101 $1,553 $1,782
Travelers $1,647 $1,738 $1,508 $1,607 $4,847 $6,103 $1,746 $1,839
USAA $1,582 $1,608 $1,477 $1,457 $5,142 $5,655 $2,084 $2,288

Buy Cheap Mascoutah, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mascoutah can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mascoutah, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mascoutah, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,843 $10,154
American Family $7,006 $9,758
Farmers $10,750 $11,197
GEICO $5,565 $5,775
Liberty Mutual $4,760 $5,293
Nationwide $6,607 $8,514
Progressive $8,994 $10,109
State Farm $4,021 $5,101
Travelers $4,847 $6,103
USAA $5,142 $5,655

Buy Cheap Mascoutah, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Mascoutah, Illinois by comparing Mascoutah senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mascoutah, IL here.

Annual Auto Insurance Rates for Senior Drivers in Mascoutah, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,167 $3,167
American Family $2,293 $2,293
Farmers $2,196 $2,330
GEICO $1,670 $2,030
Liberty Mutual $1,174 $1,311
Nationwide $2,104 $2,236
Progressive $1,974 $2,061
State Farm $1,236 $1,236
Travelers $1,508 $1,607
USAA $1,477 $1,457

Find Cheap Auto Insurance Rates in Mascoutah, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mascoutah, Illinois auto insurance. Compare Mascoutah, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mascoutah, Illinois

Insurance Company Low Medium High
Allstate $4,573 $4,738 $4,922
American Family $3,876 $4,160 $4,006
Farmers $4,405 $4,531 $5,007
GEICO $2,566 $2,833 $3,134
Liberty Mutual $2,183 $2,309 $2,449
Nationwide $3,730 $3,788 $3,747
Progressive $3,904 $4,220 $4,543
State Farm $2,072 $2,212 $2,343
Travelers $2,460 $2,626 $2,803
USAA $2,462 $2,658 $2,864

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Mascoutah, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mascoutah. Compare auto insurance rates in Mascoutah, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mascoutah, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,744 $4,744
American Family $3,962 $4,066
Farmers $4,648 $4,648
GEICO $2,792 $2,897
Liberty Mutual $2,314 $2,314
Nationwide $3,755 $3,755
Progressive $4,223 $4,223
State Farm $2,152 $2,266
Travelers $2,526 $2,733
USAA $2,587 $2,736

Find Cheap Mascoutah, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Mascoutah, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mascoutah, IL, take a look at the average cost for various violations versus rates for a clean driving record in Mascoutah.

Annual Mascoutah, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,382 $5,780 $5,362 $4,454
American Family $2,952 $4,182 $5,573 $3,350
Farmers $3,925 $5,064 $4,939 $4,663
GEICO $2,044 $2,834 $3,948 $2,551
Liberty Mutual $1,925 $2,738 $2,404 $2,188
Nationwide $3,008 $3,920 $4,625 $3,468
Progressive $3,467 $5,193 $3,842 $4,388
State Farm $2,013 $2,406 $2,209 $2,209
Travelers $2,088 $2,743 $3,065 $2,622
USAA $1,895 $2,730 $3,736 $2,285

Find Cheap Mascoutah, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mascoutah, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Mascoutah for less when you shop around and compare rates from multiple Mascoutah, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mascoutah, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,362
American Family $5,573
Farmers $4,939
GEICO $3,948
Liberty Mutual $2,404
Nationwide $4,625
Progressive $3,842
State Farm $2,209
Travelers $3,065
USAA $3,736

Winners by Category: Where to Buy Cheap Auto Insurance in Mascoutah, IL

Compare rates from the cheapest auto insurance companies in Mascoutah, IL for your needs. Take a look at how Mascoutah, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mascoutah, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Mascoutah, Illinois Auto Insurance Companies

If you’re looking for the cheapest Mascoutah, IL auto insurance companies overall, you can compare them here. Find the best price for Mascoutah, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Mascoutah, Illinois

Insurance Company Average Annual Rates
Allstate $4,744
American Family $4,014
Farmers $4,648
GEICO $2,844
Liberty Mutual $2,314
Nationwide $3,755
Progressive $4,223
State Farm $2,209
Travelers $2,630
USAA $2,662

What affects Mascoutah, Illinois auto insurance rates?

Local factors affect auto insurance rates in Mascoutah, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Mascoutah auto insurance rates.

Commute Times in Mascoutah

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mascoutah, IL is 27.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Mascoutah, IL

You can buy cheap Mascoutah, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mascoutah, Illinois auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption