Buy Cheap Martinsburg, OH Auto Insurance (2021)

Martinsburg, OH auto insurance rates average $236 a month. Minimum auto insurance requirements in Martinsburg, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Martinsburg, OH, compare Martinsburg auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Martinsburg after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Martinsburg is Liberty Mutual
  • Average auto insurance rates in Martinsburg, OH for teens drivers are $5,825/year

Finding affordable Martinsburg, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Martinsburg, OH auto insurance with confidence is right here. Auto insurance rates in Martinsburg are affected by local factors as well as personal ones like your driving record.

See how Martinsburg, OH car insurance rates compare to Cleveland auto insurance rates, Dayton auto insurance rates, and Hamilton auto insurance rates before you read more about the cost of auto insurance in Martinsburg.

Don’t buy Martinsburg, OH auto insurance until you’ve compared rates. Get free Martinsburg, Ohio auto insurance quotes when you enter your ZIP code above.

Martinsburg, OH Minimum Auto Insurance Requirements

The required auto insurance in Martinsburg, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Martinsburg, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Martinsburg, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Martinsburg, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Martinsburg, OH. Take a look at Martinsburg, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Martinsburg, Ohio

Insurance Company Poor Fair Good
Allstate $4,003 $2,908 $2,435
American Family $1,875 $1,281 $1,084
Farmers $3,970 $3,347 $3,187
GEICO $2,187 $1,824 $1,462
Liberty Mutual $6,712 $4,095 $3,208
Nationwide $3,783 $3,049 $2,575
Progressive $3,829 $3,281 $3,053
State Farm $3,773 $2,331 $1,837
Travelers $3,610 $3,137 $2,928
USAA $1,890 $1,340 $1,143

Buy Cheap Martinsburg, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Martinsburg, Ohio auto insurance rates? Find out how car insurance rates in Martinsburg, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Martinsburg, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,092 $2,089 $1,875 $2,006 $5,718 $6,552 $2,214 $2,376
American Family $910 $948 $819 $825 $2,631 $2,869 $1,121 $1,183
Farmers $1,869 $1,866 $1,647 $1,738 $8,157 $8,467 $2,088 $2,179
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $2,200 $2,405 $1,691 $2,056 $11,308 $12,794 $2,348 $2,574
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,798 $1,712 $1,497 $1,542 $7,600 $8,569 $2,158 $2,224
State Farm $1,606 $1,606 $1,431 $1,431 $4,918 $6,187 $1,863 $2,133
Travelers $1,506 $1,531 $1,487 $1,480 $6,375 $10,045 $1,567 $1,807
USAA $881 $888 $840 $838 $2,730 $3,038 $1,177 $1,268

Buy Cheap Martinsburg, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Martinsburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Martinsburg, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Martinsburg, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,718 $6,552
American Family $2,631 $2,869
Farmers $8,157 $8,467
GEICO $3,519 $3,281
Liberty Mutual $11,308 $12,794
Nationwide $5,290 $6,843
Progressive $7,600 $8,569
State Farm $4,918 $6,187
Travelers $6,375 $10,045
USAA $2,730 $3,038

Buy Cheap Martinsburg, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Martinsburg, Ohio by comparing Martinsburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Martinsburg, OH here.

Annual Auto Insurance Rates for Senior Drivers in Martinsburg, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,875 $2,006
American Family $819 $825
Farmers $1,647 $1,738
GEICO $1,232 $1,237
Liberty Mutual $1,691 $2,056
Nationwide $1,900 $1,918
Progressive $1,497 $1,542
State Farm $1,431 $1,431
Travelers $1,487 $1,480
USAA $840 $838

Find Cheap Auto Insurance Rates in Martinsburg, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Martinsburg, Ohio auto insurance. Compare Martinsburg, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Martinsburg, Ohio

Insurance Company Low Medium High
Allstate $3,032 $3,110 $3,204
American Family $1,398 $1,424 $1,417
Farmers $3,316 $3,446 $3,742
GEICO $1,771 $1,817 $1,886
Liberty Mutual $4,505 $4,694 $4,817
Nationwide $3,466 $3,040 $2,901
Progressive $3,273 $3,361 $3,528
State Farm $2,524 $2,655 $2,762
Travelers $3,149 $3,266 $3,260
USAA $1,392 $1,456 $1,524

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Find Cheap Martinsburg, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Martinsburg. Compare auto insurance rates in Martinsburg, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Martinsburg, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,115 $3,115
American Family $1,396 $1,430
Farmers $3,501 $3,501
GEICO $1,792 $1,857
Liberty Mutual $4,672 $4,672
Nationwide $3,136 $3,136
Progressive $3,387 $3,387
State Farm $2,582 $2,712
Travelers $3,225 $3,225
USAA $1,402 $1,513

Find Cheap Martinsburg, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Martinsburg, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Martinsburg, OH, take a look at the average cost for various violations versus rates for a clean driving record in Martinsburg.

Annual Martinsburg, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,631 $3,166 $3,699 $2,966
American Family $1,355 $1,433 $1,433 $1,433
Farmers $2,891 $3,718 $3,626 $3,770
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,929 $5,030 $5,151 $4,578
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $2,927 $3,951 $3,114 $3,558
State Farm $2,418 $2,877 $2,647 $2,647
Travelers $2,381 $3,095 $4,660 $2,763
USAA $1,119 $1,500 $1,972 $1,239

Find Cheap Martinsburg, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Martinsburg, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Martinsburg for less when you shop around and compare rates from multiple Martinsburg, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Martinsburg, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,699
American Family $1,433
Farmers $3,626
GEICO $2,571
Liberty Mutual $5,151
Nationwide $4,062
Progressive $3,114
State Farm $2,647
Travelers $4,660
USAA $1,972

Winners by Category: Where to Buy Cheap Auto Insurance in Martinsburg, OH

Compare rates from the cheapest auto insurance companies in Martinsburg, OH for your needs. Take a look at how Martinsburg, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Martinsburg, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Martinsburg, Ohio Auto Insurance Companies

If you’re looking for the cheapest Martinsburg, OH auto insurance companies overall, you can compare them here. Find the best price for Martinsburg, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Martinsburg, Ohio

Insurance Company Average Annual Rates
Allstate $3,115
American Family $1,413
Farmers $3,501
GEICO $1,824
Liberty Mutual $4,672
Nationwide $3,136
Progressive $3,387
State Farm $2,647
Travelers $3,225
USAA $1,458

What affects Martinsburg, Ohio auto insurance rates?

Local factors affect auto insurance rates in Martinsburg, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Martinsburg auto insurance rates.

Commute Times in Martinsburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Martinsburg, OH is 25.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Martinsburg, OH

You can buy cheap Martinsburg, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Martinsburg, Ohio auto insurance quotes from top companies.

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