Buy Cheap Martinez, CA Auto Insurance (2021)

Martinez, CA auto insurance rates average $283 a month. Minimum auto insurance requirements in Martinez, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Martinez, CA, compare Martinez auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Martinez after a DUI is Allstate
  • Average auto insurance rates in Martinez, CA are $283/month
  • The most expensive auto insurance company in Martinez is Farmers

Finding affordable Martinez, California auto insurance can be challenging, but everything you need to know to buy cheap Martinez, CA auto insurance with confidence is right here. Auto insurance rates in Martinez are affected by local factors as well as personal ones like your driving record.

See how Martinez, CA car insurance rates compare to San Diego auto insurance rates, Oakland auto insurance rates, and Sacramento auto insurance rates before you read more about the cost of auto insurance in Martinez.

Don’t buy Martinez, CA auto insurance until you’ve compared rates. Get free Martinez, California auto insurance quotes when you enter your ZIP code above.

Martinez, CA Minimum Auto Insurance Requirements

The required auto insurance in Martinez, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Martinez, California is outlined here.

Minimum Required Auto Insurance Coverage in Martinez, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Buy Cheap Martinez, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Martinez, California auto insurance rates? Find out how car insurance rates in Martinez, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Martinez, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,840 $2,842 $2,075 $2,092 $7,895 $9,933 $3,629 $3,982
Farmers $2,506 $2,506 $2,258 $2,258 $8,029 $13,203 $2,973 $3,314
GEICO $1,631 $1,633 $1,535 $1,535 $4,971 $5,055 $2,344 $2,395
Liberty Mutual $2,124 $2,015 $1,973 $1,914 $4,658 $4,943 $2,399 $2,412
Nationwide $2,820 $2,693 $2,470 $2,329 $7,181 $7,914 $3,382 $3,339
Progressive $1,517 $1,563 $1,273 $1,518 $3,979 $4,815 $2,166 $2,330
State Farm $3,145 $3,145 $2,809 $2,809 $5,798 $7,200 $3,482 $3,589
Travelers $2,348 $2,275 $2,077 $2,054 $4,816 $5,530 $3,049 $2,988
USAA $1,789 $1,698 $1,743 $1,754 $4,055 $4,099 $2,488 $2,355

Buy Cheap Martinez, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Martinez can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Martinez, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Martinez, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,895 $9,933
Farmers $8,029 $13,203
GEICO $4,971 $5,055
Liberty Mutual $4,658 $4,943
Nationwide $7,181 $7,914
Progressive $3,979 $4,815
State Farm $5,798 $7,200
Travelers $4,816 $5,530
USAA $4,055 $4,099

Buy Cheap Martinez, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Martinez, California by comparing Martinez senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Martinez, CA here.

Annual Auto Insurance Rates for Senior Drivers in Martinez, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,075 $2,092
Farmers $2,258 $2,258
GEICO $1,535 $1,535
Liberty Mutual $1,973 $1,914
Nationwide $2,470 $2,329
Progressive $1,273 $1,518
State Farm $2,809 $2,809
Travelers $2,077 $2,054
USAA $1,743 $1,754

Find Cheap Auto Insurance Rates in Martinez, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Martinez, California auto insurance. Compare Martinez, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Martinez, California

Insurance Company Low Medium High
Allstate $4,174 $4,450 $4,610
Farmers $4,332 $4,666 $4,896
GEICO $2,420 $2,667 $2,825
Liberty Mutual $2,627 $2,829 $2,958
Nationwide $3,616 $4,093 $4,339
Progressive $2,189 $2,460 $2,536
State Farm $3,593 $4,070 $4,329
Travelers $2,769 $3,226 $3,431
USAA $2,295 $2,540 $2,657

Find Cheap Martinez, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Martinez. Compare auto insurance rates in Martinez, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Martinez, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,977 $4,845
Farmers $4,202 $5,060
GEICO $2,396 $2,879
Liberty Mutual $2,577 $3,032
Nationwide $3,551 $4,481
Progressive $2,174 $2,617
State Farm $3,852 $4,143
Travelers $2,826 $3,458
USAA $2,304 $2,691

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Martinez, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Martinez, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Martinez, CA, take a look at the average cost for various violations versus rates for a clean driving record in Martinez.

Annual Martinez, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,661 $4,470 $7,024 $3,490
Farmers $3,421 $4,661 $5,811 $4,631
GEICO $1,844 $2,847 $3,570 $2,288
Liberty Mutual $2,435 $3,262 $2,943 $2,579
Nationwide $2,806 $3,595 $6,068 $3,595
Progressive $1,577 $2,659 $3,077 $2,267
State Farm $2,853 $3,402 $6,424 $3,311
Travelers $2,110 $3,402 $3,971 $3,085
USAA $1,661 $2,472 $4,039 $1,819

Find Cheap Martinez, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Martinez, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Martinez for less when you shop around and compare rates from multiple Martinez, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Martinez, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,024
Farmers $5,811
GEICO $3,570
Liberty Mutual $2,943
Nationwide $6,068
Progressive $3,077
State Farm $6,424
Travelers $3,971
USAA $4,039

Winners by Category: Where to Buy Cheap Auto Insurance in Martinez, CA

Compare rates from the cheapest auto insurance companies in Martinez, CA for your needs. Take a look at how Martinez, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Martinez, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Martinez, California Auto Insurance Companies

If you’re looking for the cheapest Martinez, CA auto insurance companies overall, you can compare them here. Find the best price for Martinez, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Martinez, California

Insurance Company Average Annual Rates
Allstate $4,411
Farmers $4,631
GEICO $2,637
Liberty Mutual $2,805
Nationwide $4,016
Progressive $2,395
State Farm $3,997
Travelers $3,142
USAA $2,498

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

What affects Martinez, California auto insurance rates?

Local factors affect auto insurance rates in Martinez, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Martinez auto insurance rates.

Auto Theft in Martinez

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Martinez, CA auto theft show a total of 105 vehicle thefts annually.

Commute Times in Martinez

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Martinez, CA is 32.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Martinez, CA

You can buy cheap Martinez, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Martinez, California auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption