Buy Cheap Martin, SD Auto Insurance (2021)

Martin, SD auto insurance rates average $386 a month. Minimum auto insurance requirements in Martin, South Dakota are 25/50/25 to comply with South Dakota laws. To buy cheap auto insurance in Martin, SD, compare Martin auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Martin is Liberty Mutual
  • Average auto insurance rates in Martin, SD are $386/month
  • The most expensive auto insurance company in Martin after a DUI is Liberty Mutual

Finding affordable Martin, South Dakota auto insurance can be challenging, but everything you need to know to buy cheap Martin, SD auto insurance with confidence is right here. Auto insurance rates in Martin are affected by local factors as well as personal ones like your driving record.

See how Martin, SD car insurance rates compare to Huron auto insurance rates, Yankton auto insurance rates, and Brookings auto insurance rates before you read more about the cost of auto insurance in Martin.

Don’t buy Martin, SD auto insurance until you’ve compared rates. Get free Martin, South Dakota auto insurance quotes when you enter your ZIP code above.

Martin, SD Minimum Auto Insurance Requirements

The required auto insurance in Martin, SD is 25/50/25 according to the auto insurance laws in South Dakota. The minimum auto insurance in Martin, South Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Martin, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Martin, SD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Martin, SD. Take a look at Martin, South Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Martin, South Dakota

Insurance Company Poor Fair Good
Allstate $5,862 $4,584 $3,978
American Family $5,228 $3,769 $3,193
Farmers $5,235 $4,421 $4,239
GEICO $6,479 $3,286 $2,229
Liberty Mutual $13,007 $7,761 $6,098
Nationwide $3,886 $3,046 $2,674
Progressive $5,001 $4,128 $3,799
State Farm $4,466 $2,668 $2,066

Buy Cheap Martin, SD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Martin, South Dakota auto insurance rates? Find out how car insurance rates in Martin, SD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Martin, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,561 $2,215 $2,370 $10,422 $12,452 $2,836 $3,097
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $2,432 $2,440 $2,140 $2,226 $10,882 $11,320 $2,717 $2,897
GEICO $3,279 $3,096 $3,153 $2,905 $6,339 $7,536 $2,881 $2,795
Liberty Mutual $5,146 $5,610 $4,059 $4,938 $19,027 $21,372 $5,433 $6,058
Nationwide $2,280 $2,349 $2,031 $2,179 $4,969 $6,458 $2,557 $2,791
Progressive $2,530 $2,510 $2,080 $2,139 $8,757 $9,994 $3,168 $3,298
State Farm $2,210 $2,210 $1,866 $1,866 $4,864 $6,331 $2,460 $2,725

Buy Cheap Martin, SD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Martin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Martin, SD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Martin, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,422 $12,452
American Family $6,026 $8,854
Farmers $10,882 $11,320
GEICO $6,339 $7,536
Liberty Mutual $19,027 $21,372
Nationwide $4,969 $6,458
Progressive $8,757 $9,994
State Farm $4,864 $6,331

Buy Cheap Martin, SD Auto Insurance for Seniors

You can save on senior auto insurance rates in Martin, South Dakota by comparing Martin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Martin, SD here.

Annual Auto Insurance Rates for Senior Drivers in Martin, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,215 $2,370
American Family $2,598 $2,598
Farmers $2,140 $2,226
GEICO $3,153 $2,905
Liberty Mutual $4,059 $4,938
Nationwide $2,031 $2,179
Progressive $2,080 $2,139
State Farm $1,866 $1,866

Find Cheap Auto Insurance Rates in Martin, SD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Martin, South Dakota auto insurance. Compare Martin, SD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Martin, South Dakota

Insurance Company Low Medium High
Allstate $4,655 $4,799 $4,970
American Family $4,106 $4,185 $3,899
Farmers $4,435 $4,582 $4,877
GEICO $3,920 $3,995 $4,080
Liberty Mutual $8,801 $8,940 $9,124
Nationwide $3,029 $3,189 $3,388
Progressive $4,204 $4,272 $4,452
State Farm $2,994 $3,068 $3,138

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Find Cheap Martin, SD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Martin. Compare auto insurance rates in Martin, SD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Martin, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,690 $4,925
American Family $4,013 $4,113
Farmers $4,632 $4,632
GEICO $3,952 $4,045
Liberty Mutual $8,955 $8,955
Nationwide $3,202 $3,202
Progressive $4,309 $4,309
State Farm $2,992 $3,141

Find Cheap Martin, SD Auto Insurance Rates by Driving Record

Auto insurance rates in Martin, South Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Martin, SD, take a look at the average cost for various violations versus rates for a clean driving record in Martin.

Annual Martin, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,980 $4,631 $6,160 $4,460
American Family $2,949 $4,337 $5,591 $3,376
Farmers $3,949 $4,990 $4,868 $4,720
GEICO $2,501 $4,261 $6,730 $2,501
Liberty Mutual $7,562 $9,343 $9,756 $9,160
Nationwide $2,301 $3,211 $4,618 $2,678
Progressive $3,723 $5,006 $4,018 $4,491
State Farm $2,913 $3,220 $3,067 $3,067

Find Cheap Martin, SD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Martin, South Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Martin for less when you shop around and compare rates from multiple Martin, SD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Martin, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,160
American Family $5,591
Farmers $4,868
GEICO $6,730
Liberty Mutual $9,756
Nationwide $4,618
Progressive $4,018
State Farm $3,067

Winners by Category: Where to Buy Cheap Auto Insurance in Martin, SD

Compare rates from the cheapest auto insurance companies in Martin, SD for your needs. Take a look at how Martin, South Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Martin, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Martin, South Dakota Auto Insurance Companies

If you’re looking for the cheapest Martin, SD auto insurance companies overall, you can compare them here. Find the best price for Martin, South Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Martin, South Dakota

Insurance Company Average Annual Rates
Allstate $4,808
American Family $4,063
Farmers $4,632
GEICO $3,998
Liberty Mutual $8,955
Nationwide $3,202
Progressive $4,309
State Farm $3,067

What affects Martin, South Dakota auto insurance rates?

Local factors affect auto insurance rates in Martin, SD, including traffic, theft statistics, and commute length. Take a look at the things that impact Martin auto insurance rates.

Commute Times in Martin

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Martin, SD is 9.4 minutes according to City-Data.

Traffic in Martin

How is traffic in Martin, South Dakota? Inrix data shows that Martin, SD traffic makes it the 405th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Martin, SD

You can buy cheap Martin, SD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Martin, South Dakota auto insurance quotes from top companies.

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