Buy Cheap Martensdale, IA Auto Insurance (2021)

Martensdale, IA auto insurance rates average $254 a month. Minimum auto insurance requirements in Martensdale, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Martensdale, IA, compare Martensdale auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Martensdale, IA after a DUI are $3,681/year
  • The most expensive auto insurance company in Martensdale after a DUI is Travelers
  • The most expensive auto insurance company in Martensdale is Travelers

Finding affordable Martensdale, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Martensdale, IA auto insurance with confidence is right here. Auto insurance rates in Martensdale are affected by local factors as well as personal ones like your driving record.

See how Martensdale, IA car insurance rates compare to Waterloo auto insurance rates, Des Moines auto insurance rates, and Ames auto insurance rates before you read more about the cost of auto insurance in Martensdale.

Don’t buy Martensdale, IA auto insurance until you’ve compared rates. Get free Martensdale, Iowa auto insurance quotes when you enter your ZIP code above.

Martensdale, IA Minimum Auto Insurance Requirements

The required auto insurance in Martensdale, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Martensdale, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Martensdale, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Martensdale, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Martensdale, IA. Take a look at Martensdale, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Martensdale, Iowa

Insurance Company Poor Fair Good
Allstate $3,717 $2,955 $2,663
American Family $3,821 $2,808 $2,362
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,399 $3,959 $3,118
Nationwide $3,193 $2,502 $2,191
Progressive $2,769 $2,244 $2,035
State Farm $3,157 $1,953 $1,541
Travelers $6,721 $5,751 $5,485
USAA $2,472 $1,705 $1,479

Buy Cheap Martensdale, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Martensdale, Iowa auto insurance rates? Find out how car insurance rates in Martensdale, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Martensdale, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,995 $1,898 $1,790 $1,817 $6,118 $6,937 $2,144 $2,194
American Family $1,928 $1,928 $1,726 $1,726 $5,176 $7,243 $1,928 $2,320
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,148 $2,332 $1,893 $2,305 $10,414 $11,731 $2,434 $2,679
Nationwide $1,821 $1,868 $1,623 $1,731 $4,220 $5,456 $2,065 $2,245
Progressive $1,639 $1,574 $1,352 $1,405 $4,100 $4,625 $1,971 $2,132
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,643 $2,696 $2,581 $2,587 $12,074 $19,314 $2,757 $3,232
USAA $1,248 $1,257 $1,149 $1,164 $3,460 $3,659 $1,495 $1,648

Buy Cheap Martensdale, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Martensdale can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Martensdale, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Martensdale, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,118 $6,937
American Family $5,176 $7,243
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,414 $11,731
Nationwide $4,220 $5,456
Progressive $4,100 $4,625
State Farm $3,891 $4,937
Travelers $12,074 $19,314
USAA $3,460 $3,659

Buy Cheap Martensdale, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Martensdale, Iowa by comparing Martensdale senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Martensdale, IA here.

Annual Auto Insurance Rates for Senior Drivers in Martensdale, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,790 $1,817
American Family $1,726 $1,726
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,893 $2,305
Nationwide $1,623 $1,731
Progressive $1,352 $1,405
State Farm $1,269 $1,269
Travelers $2,581 $2,587
USAA $1,149 $1,164

Find Cheap Auto Insurance Rates in Martensdale, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Martensdale, Iowa auto insurance. Compare Martensdale, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Martensdale, Iowa

Insurance Company Low Medium High
Allstate $2,981 $3,117 $3,237
American Family $3,006 $3,164 $2,821
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,297 $4,484 $4,696
Nationwide $2,739 $2,617 $2,530
Progressive $2,209 $2,358 $2,483
State Farm $2,111 $2,229 $2,311
Travelers $5,615 $6,077 $6,264
USAA $1,785 $1,892 $1,979

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Find Cheap Martensdale, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Martensdale. Compare auto insurance rates in Martensdale, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Martensdale, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,037 $3,186
American Family $2,962 $3,032
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,492 $4,492
Nationwide $2,629 $2,629
Progressive $2,350 $2,350
State Farm $2,164 $2,270
Travelers $5,986 $5,986
USAA $1,816 $1,954

Find Cheap Martensdale, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Martensdale, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Martensdale, IA, take a look at the average cost for various violations versus rates for a clean driving record in Martensdale.

Annual Martensdale, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,615 $3,197 $3,684 $2,950
American Family $2,164 $3,169 $4,112 $2,543
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,878 $4,802 $4,895 $4,393
Nationwide $1,903 $2,733 $3,726 $2,152
Progressive $1,887 $3,103 $2,048 $2,361
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,351 $5,824 $7,806 $5,961
USAA $1,435 $1,937 $2,518 $1,650

Find Cheap Martensdale, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Martensdale, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Martensdale for less when you shop around and compare rates from multiple Martensdale, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Martensdale, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,684
American Family $4,112
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,895
Nationwide $3,726
Progressive $2,048
State Farm $2,217
Travelers $7,806
USAA $2,518

Winners by Category: Where to Buy Cheap Auto Insurance in Martensdale, IA

Compare rates from the cheapest auto insurance companies in Martensdale, IA for your needs. Take a look at how Martensdale, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Martensdale, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Martensdale, Iowa Auto Insurance Companies

If you’re looking for the cheapest Martensdale, IA auto insurance companies overall, you can compare them here. Find the best price for Martensdale, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Martensdale, Iowa

Insurance Company Average Annual Rates
Allstate $3,112
American Family $2,997
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,492
Nationwide $2,629
Progressive $2,350
State Farm $2,217
Travelers $5,986
USAA $1,885

What affects Martensdale, Iowa auto insurance rates?

Local factors affect auto insurance rates in Martensdale, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Martensdale auto insurance rates.

Commute Times in Martensdale

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Martensdale, IA is 26.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Martensdale, IA

You can buy cheap Martensdale, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Martensdale, Iowa auto insurance quotes from top companies.

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