Buy Cheap Maricopa, AZ Auto Insurance (2021)

Maricopa, AZ auto insurance rates average $325 a month. Minimum auto insurance requirements in Maricopa, Arizona are 15/30/10 to comply with Arizona laws. To buy cheap auto insurance in Maricopa, AZ, compare Maricopa auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Maricopa, AZ after a DUI are $4,580/year
  • The most expensive auto insurance company in Maricopa is Allstate
  • Average auto insurance rates in Maricopa, AZ are $325/month

Finding affordable Maricopa, Arizona auto insurance can be challenging, but everything you need to know to buy cheap Maricopa, AZ auto insurance with confidence is right here. Auto insurance rates in Maricopa are affected by local factors as well as personal ones like your driving record.

See how Maricopa, AZ car insurance rates compare to Tucson auto insurance rates, Phoenix auto insurance rates, and Tempe auto insurance rates before you read more about the cost of auto insurance in Maricopa.

Don’t buy Maricopa, AZ auto insurance until you’ve compared rates. Get free Maricopa, Arizona auto insurance quotes when you enter your ZIP code above.

Maricopa, AZ Minimum Auto Insurance Requirements

The required auto insurance in Maricopa, AZ is 15/30/10 according to the auto insurance laws in Arizona. The minimum auto insurance in Maricopa, Arizona is outlined here.

Minimum Required Auto Insurance Coverage in Maricopa, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Maricopa, AZ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Maricopa, AZ. Take a look at Maricopa, Arizona auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Maricopa, Arizona

Insurance Company Poor Fair Good
Allstate $6,705 $4,767 $4,235
American Family $5,522 $4,104 $3,531
Farmers $5,898 $4,920 $4,678
GEICO $2,962 $1,946 $1,565
Nationwide $4,453 $3,545 $3,105
Progressive $3,953 $3,457 $3,232
State Farm $8,886 $3,430 $2,142
Travelers $3,930 $3,204 $2,556
USAA $3,719 $2,600 $2,165

Buy Cheap Maricopa, AZ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Maricopa, Arizona auto insurance rates? Find out how car insurance rates in Maricopa, AZ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Maricopa, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,697 $3,697 $3,598 $3,598 $8,117 $10,524 $4,144 $4,511
American Family $2,922 $2,922 $2,680 $2,680 $7,617 $9,900 $2,922 $3,441
Farmers $2,793 $2,786 $2,488 $2,660 $11,915 $12,305 $3,143 $3,232
GEICO $1,474 $1,644 $1,248 $1,591 $4,207 $4,430 $1,345 $1,323
Nationwide $2,477 $2,524 $2,208 $2,344 $6,166 $7,924 $2,863 $3,102
Progressive $1,952 $1,712 $1,757 $1,668 $8,078 $9,014 $2,105 $2,095
State Farm $2,922 $2,922 $2,582 $2,582 $9,044 $11,382 $3,145 $3,974
Travelers $2,010 $2,115 $1,879 $1,996 $5,952 $7,531 $2,124 $2,232
USAA $1,540 $1,542 $1,442 $1,455 $5,797 $6,655 $2,023 $2,168

Buy Cheap Maricopa, AZ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Maricopa can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Maricopa, AZ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Maricopa, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,117 $10,524
American Family $7,617 $9,900
Farmers $11,915 $12,305
GEICO $4,207 $4,430
Nationwide $6,166 $7,924
Progressive $8,078 $9,014
State Farm $9,044 $11,382
Travelers $5,952 $7,531
USAA $5,797 $6,655

Buy Cheap Maricopa, AZ Auto Insurance for Seniors

You can save on senior auto insurance rates in Maricopa, Arizona by comparing Maricopa senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Maricopa, AZ here.

Annual Auto Insurance Rates for Senior Drivers in Maricopa, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,598 $3,598
American Family $2,680 $2,680
Farmers $2,488 $2,660
GEICO $1,248 $1,591
Nationwide $2,208 $2,344
Progressive $1,757 $1,668
State Farm $2,582 $2,582
Travelers $1,879 $1,996
USAA $1,442 $1,455

Find Cheap Auto Insurance Rates in Maricopa, AZ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Maricopa, Arizona auto insurance. Compare Maricopa, AZ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Maricopa, Arizona

Insurance Company Low Medium High
Allstate $4,926 $5,264 $5,517
American Family $4,242 $4,526 $4,388
Farmers $4,374 $5,220 $5,902
GEICO $1,808 $2,189 $2,477
Nationwide $3,550 $3,738 $3,815
Progressive $3,134 $3,613 $3,895
State Farm $4,338 $4,911 $5,209
Travelers $2,851 $3,286 $3,552
USAA $2,608 $2,866 $3,010

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Find Cheap Maricopa, AZ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Maricopa. Compare auto insurance rates in Maricopa, AZ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Maricopa, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,236 $5,236
American Family $4,342 $4,429
Farmers $5,165 $5,165
GEICO $2,121 $2,195
Nationwide $3,701 $3,701
Progressive $3,548 $3,548
State Farm $4,696 $4,942
Travelers $3,230 $3,230
USAA $2,797 $2,858

Find Cheap Maricopa, AZ Auto Insurance Rates by ZIP Code

Auto insurance rates in Maricopa, Arizona can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Maricopa, AZ to see how much where you live in Maricopa affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Maricopa, Arizona

ZIP Code Average Annual Rates
85138 $3,876
85139 $3,843

Find Cheap Maricopa, AZ Auto Insurance Rates by Driving Record

Auto insurance rates in Maricopa, Arizona are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Maricopa, AZ, take a look at the average cost for various violations versus rates for a clean driving record in Maricopa.

Annual Maricopa, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,175 $5,312 $6,031 $5,424
American Family $3,108 $4,814 $6,005 $3,614
Farmers $4,363 $5,632 $5,499 $5,167
GEICO $1,674 $2,261 $3,023 $1,674
Nationwide $3,122 $3,283 $4,898 $3,502
Progressive $3,130 $4,123 $3,303 $3,634
State Farm $4,386 $5,252 $4,819 $4,819
Travelers $2,584 $3,362 $3,761 $3,213
USAA $2,056 $2,950 $3,885 $2,420

Find Cheap Maricopa, AZ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Maricopa, Arizona is higher than for a clean driving record. You can buy auto insurance after a DUI in Maricopa for less when you shop around and compare rates from multiple Maricopa, AZ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Maricopa, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,031
American Family $6,005
Farmers $5,499
GEICO $3,023
Nationwide $4,898
Progressive $3,303
State Farm $4,819
Travelers $3,761
USAA $3,885

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Winners by Category: Where to Buy Cheap Auto Insurance in Maricopa, AZ

Compare rates from the cheapest auto insurance companies in Maricopa, AZ for your needs. Take a look at how Maricopa, Arizona auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Maricopa, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Find Cheap Maricopa, Arizona Auto Insurance Companies

If you’re looking for the cheapest Maricopa, AZ auto insurance companies overall, you can compare them here. Find the best price for Maricopa, Arizona car insurance by company.

Average Annual Auto Insurance Rates by Company in Maricopa, Arizona

Insurance Company Average Annual Rates
Allstate $5,236
American Family $4,385
Farmers $5,165
GEICO $2,158
Nationwide $3,701
Progressive $3,548
State Farm $4,819
Travelers $3,230
USAA $2,828

What affects Maricopa, Arizona auto insurance rates?

Local factors affect auto insurance rates in Maricopa, AZ, including traffic, theft statistics, and commute length. Take a look at the things that impact Maricopa auto insurance rates.

Auto Theft in Maricopa

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Maricopa, AZ auto theft show a total of 33 vehicle thefts annually.

Commute Times in Maricopa

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Maricopa, AZ is 37.3 minutes according to City-Data.

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Compare Auto Insurance Quotes in Maricopa, AZ

You can buy cheap Maricopa, AZ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Maricopa, Arizona auto insurance quotes from top companies.

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