Buy Cheap Manitou Springs, CO Auto Insurance (2021)

Manitou Springs, CO auto insurance rates average $338 a month. Minimum auto insurance requirements in Manitou Springs, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Manitou Springs, CO, compare Manitou Springs auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Manitou Springs, CO for teens drivers are $7,951/year
  • Average auto insurance rates in Manitou Springs, CO after a DUI are $4,823/year
  • Average auto insurance rates in Manitou Springs, CO are $338/month

Finding affordable Manitou Springs, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Manitou Springs, CO auto insurance with confidence is right here. Auto insurance rates in Manitou Springs are affected by local factors as well as personal ones like your driving record.

See how Manitou Springs, CO car insurance rates compare to Greeley auto insurance rates, Pueblo auto insurance rates, and Aurora auto insurance rates before you read more about the cost of auto insurance in Manitou Springs.

Don’t buy Manitou Springs, CO auto insurance until you’ve compared rates. Get free Manitou Springs, Colorado auto insurance quotes when you enter your ZIP code above.

Manitou Springs, CO Minimum Auto Insurance Requirements

The required auto insurance in Manitou Springs, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Manitou Springs, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Manitou Springs, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Manitou Springs, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Manitou Springs, CO. Take a look at Manitou Springs, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Manitou Springs, Colorado

Insurance Company Poor Fair Good
Allstate $7,443 $5,719 $4,311
American Family $4,918 $3,502 $2,938
Farmers $7,052 $5,742 $5,455
GEICO $4,267 $3,545 $2,823
Liberty Mutual $3,696 $2,280 $1,815
Nationwide $4,562 $3,616 $3,149
Progressive $4,665 $3,990 $3,665
State Farm $4,898 $3,156 $2,548
USAA $4,804 $2,758 $2,216

Buy Cheap Manitou Springs, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Manitou Springs, Colorado auto insurance rates? Find out how car insurance rates in Manitou Springs, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Manitou Springs, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,566 $3,335 $3,218 $3,251 $12,376 $13,000 $3,915 $3,934
American Family $2,584 $2,584 $2,330 $2,330 $6,276 $8,436 $2,584 $3,165
Farmers $3,533 $3,498 $3,196 $3,450 $13,542 $13,648 $3,882 $3,915
GEICO $2,228 $2,441 $2,375 $2,715 $7,052 $7,447 $2,036 $2,064
Liberty Mutual $1,660 $1,586 $1,406 $1,550 $5,343 $5,845 $1,682 $1,702
Nationwide $2,511 $2,553 $2,250 $2,374 $6,371 $8,136 $2,892 $3,120
Progressive $2,479 $2,316 $2,180 $2,170 $8,614 $9,606 $2,786 $2,701
State Farm $2,181 $2,181 $1,982 $1,982 $6,456 $8,147 $2,446 $2,896
USAA $2,161 $2,146 $2,075 $2,065 $5,532 $6,321 $2,774 $3,001

Buy Cheap Manitou Springs, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Manitou Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Manitou Springs, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Manitou Springs, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,376 $13,000
American Family $6,276 $8,436
Farmers $13,542 $13,648
GEICO $7,052 $7,447
Liberty Mutual $5,343 $5,845
Nationwide $6,371 $8,136
Progressive $8,614 $9,606
State Farm $6,456 $8,147
USAA $5,532 $6,321

Buy Cheap Manitou Springs, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Manitou Springs, Colorado by comparing Manitou Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Manitou Springs, CO here.

Annual Auto Insurance Rates for Senior Drivers in Manitou Springs, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,218 $3,251
American Family $2,330 $2,330
Farmers $3,196 $3,450
GEICO $2,375 $2,715
Liberty Mutual $1,406 $1,550
Nationwide $2,250 $2,374
Progressive $2,180 $2,170
State Farm $1,982 $1,982
USAA $2,075 $2,065

Find Cheap Auto Insurance Rates in Manitou Springs, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Manitou Springs, Colorado auto insurance. Compare Manitou Springs, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Manitou Springs, Colorado

Insurance Company Low Medium High
Allstate $5,494 $5,802 $6,177
American Family $3,585 $3,864 $3,908
Farmers $5,332 $5,997 $6,919
GEICO $3,157 $3,473 $4,004
Liberty Mutual $2,441 $2,588 $2,762
Nationwide $3,753 $3,778 $3,796
Progressive $3,750 $4,121 $4,448
State Farm $3,261 $3,535 $3,805
USAA $3,097 $3,260 $3,422

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Find Cheap Manitou Springs, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Manitou Springs. Compare auto insurance rates in Manitou Springs, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Manitou Springs, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,824 $5,824
American Family $3,704 $3,868
Farmers $6,083 $6,083
GEICO $3,469 $3,620
Liberty Mutual $2,597 $2,597
Nationwide $3,776 $3,776
Progressive $4,107 $4,107
State Farm $3,446 $3,622
USAA $3,167 $3,352

Find Cheap Manitou Springs, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Manitou Springs, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Manitou Springs, CO, take a look at the average cost for various violations versus rates for a clean driving record in Manitou Springs.

Annual Manitou Springs, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,960 $5,708 $7,001 $5,627
American Family $2,799 $3,969 $5,201 $3,175
Farmers $5,136 $6,610 $6,518 $6,068
GEICO $2,487 $3,894 $4,548 $3,250
Liberty Mutual $2,286 $2,666 $2,754 $2,681
Nationwide $2,909 $3,968 $5,028 $3,199
Progressive $3,547 $5,005 $3,742 $4,132
State Farm $3,237 $3,831 $3,534 $3,534
USAA $2,374 $2,908 $5,081 $2,674

Find Cheap Manitou Springs, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Manitou Springs, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Manitou Springs for less when you shop around and compare rates from multiple Manitou Springs, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Manitou Springs, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,001
American Family $5,201
Farmers $6,518
GEICO $4,548
Liberty Mutual $2,754
Nationwide $5,028
Progressive $3,742
State Farm $3,534
USAA $5,081

Winners by Category: Where to Buy Cheap Auto Insurance in Manitou Springs, CO

Compare rates from the cheapest auto insurance companies in Manitou Springs, CO for your needs. Take a look at how Manitou Springs, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Manitou Springs, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Manitou Springs, Colorado Auto Insurance Companies

If you’re looking for the cheapest Manitou Springs, CO auto insurance companies overall, you can compare them here. Find the best price for Manitou Springs, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Manitou Springs, Colorado

Insurance Company Average Annual Rates
Allstate $5,824
American Family $3,786
Farmers $6,083
GEICO $3,545
Liberty Mutual $2,597
Nationwide $3,776
Progressive $4,107
State Farm $3,534
USAA $3,259

What affects Manitou Springs, Colorado auto insurance rates?

Local factors affect auto insurance rates in Manitou Springs, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Manitou Springs auto insurance rates.

Commute Times in Manitou Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Manitou Springs, CO is 23.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Manitou Springs, CO

You can buy cheap Manitou Springs, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Manitou Springs, Colorado auto insurance quotes from top companies.

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