Buy Cheap Manitou, KY Auto Insurance (2022)

Manitou, KY auto insurance rates average $342 a month. Minimum auto insurance requirements in Manitou, Kentucky are 25/50/25 to comply with Kentucky laws. To buy cheap auto insurance in Manitou, KY, compare Manitou auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Manitou, KY after a DUI are $4,916/year
  • Average auto insurance rates in Manitou, KY for teens drivers are $7,952/year
  • The most expensive auto insurance company in Manitou is Allstate

Finding affordable Manitou, Kentucky auto insurance can be challenging, but everything you need to know to buy cheap Manitou, KY auto insurance with confidence is right here. Auto insurance rates in Manitou are affected by local factors as well as personal ones like your driving record.

See how Manitou, KY car insurance rates compare to Florence auto insurance rates, Nicholasville auto insurance rates, and Hopkinsville auto insurance rates before you read more about the cost of auto insurance in Manitou.

Don’t buy Manitou, KY auto insurance until you’ve compared rates. Get free Manitou, Kentucky auto insurance quotes when you enter your ZIP code above.

Manitou, KY Minimum Auto Insurance Requirements

The required auto insurance in Manitou, KY is 25/50/25 according to the auto insurance laws in Kentucky. The minimum auto insurance in Manitou, Kentucky is outlined here.

Minimum Required Auto Insurance Coverage in Manitou, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Manitou, KY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Manitou, KY. Take a look at Manitou, Kentucky auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Manitou, Kentucky

Insurance Company Poor Fair Good
Allstate $7,031 $4,851 $4,064
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,662 $4,079 $3,229
Nationwide $4,672 $3,666 $3,197
Progressive $4,413 $3,830 $3,564
State Farm $4,536 $2,742 $2,142
Travelers $5,553 $4,698 $4,679
USAA $4,057 $2,263 $1,841

Buy Cheap Manitou, KY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Manitou, Kentucky auto insurance rates? Find out how car insurance rates in Manitou, KY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Manitou, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,122 $3,116 $2,794 $2,985 $10,940 $12,294 $3,522 $3,749
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,598 $2,820 $2,206 $2,465 $10,235 $11,331 $2,731 $2,866
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,937 $1,854 $1,726 $1,741 $9,086 $10,274 $2,401 $2,466
State Farm $2,073 $2,073 $1,831 $1,831 $5,542 $6,928 $2,308 $2,534
Travelers $2,151 $2,190 $2,109 $2,113 $10,163 $16,237 $2,247 $2,603
USAA $1,837 $1,850 $1,650 $1,692 $4,780 $5,058 $2,330 $2,565

Buy Cheap Manitou, KY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Manitou can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Manitou, KY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Manitou, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,940 $12,294
GEICO $6,831 $8,150
Liberty Mutual $10,235 $11,331
Nationwide $6,037 $7,550
Progressive $9,086 $10,274
State Farm $5,542 $6,928
Travelers $10,163 $16,237
USAA $4,780 $5,058

Buy Cheap Manitou, KY Auto Insurance for Seniors

You can save on senior auto insurance rates in Manitou, Kentucky by comparing Manitou senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Manitou, KY here.

Annual Auto Insurance Rates for Senior Drivers in Manitou, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,794 $2,985
GEICO $3,608 $3,267
Liberty Mutual $2,206 $2,465
Nationwide $2,519 $2,640
Progressive $1,726 $1,741
State Farm $1,831 $1,831
Travelers $2,109 $2,113
USAA $1,650 $1,692

Find Cheap Auto Insurance Rates in Manitou, KY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Manitou, Kentucky auto insurance. Compare Manitou, KY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Manitou, Kentucky

Insurance Company Low Medium High
Allstate $4,994 $5,297 $5,655
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,466 $4,631 $4,873
Nationwide $3,908 $3,801 $3,826
Progressive $3,670 $3,896 $4,241
State Farm $2,981 $3,134 $3,305
Travelers $4,742 $5,002 $5,186
USAA $2,605 $2,714 $2,841

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Find Cheap Manitou, KY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Manitou. Compare auto insurance rates in Manitou, KY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Manitou, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,315 $5,315
GEICO $4,191 $4,270
Liberty Mutual $4,657 $4,657
Nationwide $3,845 $3,845
Progressive $3,936 $3,936
State Farm $3,060 $3,220
Travelers $4,977 $4,977
USAA $2,618 $2,822

Find Cheap Manitou, KY Auto Insurance Rates by Driving Record

Auto insurance rates in Manitou, Kentucky are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Manitou, KY, take a look at the average cost for various violations versus rates for a clean driving record in Manitou.

Annual Manitou, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,467 $5,743 $6,063 $4,988
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,896 $5,956 $4,643 $4,132
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,261 $4,797 $3,721 $3,964
State Farm $2,895 $3,385 $3,140 $3,140
Travelers $4,340 $4,466 $6,444 $4,656
USAA $2,052 $2,905 $3,456 $2,468

Find Cheap Manitou, KY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Manitou, Kentucky is higher than for a clean driving record. You can buy auto insurance after a DUI in Manitou for less when you shop around and compare rates from multiple Manitou, KY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Manitou, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,063
GEICO $6,862
Liberty Mutual $4,643
Nationwide $4,997
Progressive $3,721
State Farm $3,140
Travelers $6,444
USAA $3,456

Winners by Category: Where to Buy Cheap Auto Insurance in Manitou, KY

Compare rates from the cheapest auto insurance companies in Manitou, KY for your needs. Take a look at how Manitou, Kentucky auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Manitou, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Manitou, Kentucky Auto Insurance Companies

If you’re looking for the cheapest Manitou, KY auto insurance companies overall, you can compare them here. Find the best price for Manitou, Kentucky car insurance by company.

Average Annual Auto Insurance Rates by Company in Manitou, Kentucky

Insurance Company Average Annual Rates
Allstate $5,315
GEICO $4,231
Liberty Mutual $4,657
Nationwide $3,845
Progressive $3,936
State Farm $3,140
Travelers $4,977
USAA $2,720

What affects Manitou, Kentucky auto insurance rates?

Local factors affect auto insurance rates in Manitou, KY, including traffic, theft statistics, and commute length. Take a look at the things that impact Manitou auto insurance rates.

Commute Times in Manitou

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Manitou, KY is 17.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Manitou, KY

You can buy cheap Manitou, KY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Manitou, Kentucky auto insurance quotes from top companies.

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