Buy Cheap Manchester, IL Auto Insurance (2021)

Manchester, IL auto insurance rates average $254 a month. Minimum auto insurance requirements in Manchester, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Manchester, IL, compare Manchester auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Manchester is Allstate
  • Average auto insurance rates in Manchester, IL for teens drivers are $5,740/year
  • The most expensive auto insurance company in Manchester after a DUI is Allstate

Finding affordable Manchester, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Manchester, IL auto insurance with confidence is right here. Auto insurance rates in Manchester are affected by local factors as well as personal ones like your driving record.

See how Manchester, IL car insurance rates compare to Naperville auto insurance rates, Elgin auto insurance rates, and Peoria auto insurance rates before you read more about the cost of auto insurance in Manchester.

Don’t buy Manchester, IL auto insurance until you’ve compared rates. Get free Manchester, Illinois auto insurance quotes when you enter your ZIP code above.

Manchester, IL Minimum Auto Insurance Requirements

The required auto insurance in Manchester, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Manchester, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Manchester, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Manchester, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Manchester, IL. Take a look at Manchester, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Manchester, Illinois

Insurance Company Poor Fair Good
Allstate $6,472 $4,648 $4,056
American Family $4,785 $3,228 $2,721
Farmers $4,951 $4,134 $3,936
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,980 $1,857 $1,483
Nationwide $3,154 $2,540 $2,228
Progressive $3,670 $3,109 $2,872
State Farm $2,999 $1,796 $1,393
Travelers $2,617 $2,078 $1,700
USAA $3,753 $2,575 $2,121

Buy Cheap Manchester, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Manchester, Illinois auto insurance rates? Find out how car insurance rates in Manchester, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Manchester, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,259 $3,274 $3,383 $3,383 $8,257 $10,766 $3,916 $4,232
American Family $2,262 $2,262 $2,060 $2,060 $6,169 $8,642 $2,262 $2,908
Farmers $2,404 $2,410 $2,141 $2,253 $9,746 $10,160 $2,734 $2,873
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,327 $1,433 $1,107 $1,235 $4,213 $4,682 $1,388 $1,468
Nationwide $1,704 $1,739 $1,515 $1,610 $4,566 $5,881 $1,972 $2,139
Progressive $1,862 $1,761 $1,531 $1,605 $6,759 $7,585 $2,221 $2,412
State Farm $1,329 $1,329 $1,176 $1,176 $3,644 $4,638 $1,498 $1,712
Travelers $1,414 $1,494 $1,265 $1,350 $3,778 $4,662 $1,504 $1,585
USAA $1,677 $1,708 $1,559 $1,537 $5,422 $5,984 $2,212 $2,433

Buy Cheap Manchester, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Manchester can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Manchester, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Manchester, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,257 $10,766
American Family $6,169 $8,642
Farmers $9,746 $10,160
GEICO $4,847 $5,129
Liberty Mutual $4,213 $4,682
Nationwide $4,566 $5,881
Progressive $6,759 $7,585
State Farm $3,644 $4,638
Travelers $3,778 $4,662
USAA $5,422 $5,984

Buy Cheap Manchester, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Manchester, Illinois by comparing Manchester senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Manchester, IL here.

Annual Auto Insurance Rates for Senior Drivers in Manchester, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,383 $3,383
American Family $2,060 $2,060
Farmers $2,141 $2,253
GEICO $1,521 $1,797
Liberty Mutual $1,107 $1,235
Nationwide $1,515 $1,610
Progressive $1,531 $1,605
State Farm $1,176 $1,176
Travelers $1,265 $1,350
USAA $1,559 $1,537

Find Cheap Auto Insurance Rates in Manchester, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Manchester, Illinois auto insurance. Compare Manchester, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Manchester, Illinois

Insurance Company Low Medium High
Allstate $4,928 $5,055 $5,194
American Family $3,487 $3,708 $3,540
Farmers $4,149 $4,248 $4,624
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,996 $2,102 $2,222
Nationwide $2,646 $2,657 $2,619
Progressive $2,976 $3,205 $3,470
State Farm $1,960 $2,066 $2,162
Travelers $2,016 $2,129 $2,249
USAA $2,632 $2,814 $3,004

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Find Cheap Manchester, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Manchester. Compare auto insurance rates in Manchester, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Manchester, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,059 $5,059
American Family $3,531 $3,625
Farmers $4,340 $4,340
GEICO $2,519 $2,617
Liberty Mutual $2,107 $2,107
Nationwide $2,641 $2,641
Progressive $3,217 $3,217
State Farm $2,011 $2,115
Travelers $2,049 $2,214
USAA $2,737 $2,896

Find Cheap Manchester, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Manchester, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Manchester, IL, take a look at the average cost for various violations versus rates for a clean driving record in Manchester.

Annual Manchester, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,694 $6,093 $5,679 $4,770
American Family $2,627 $3,743 $4,960 $2,983
Farmers $3,676 $4,712 $4,595 $4,378
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,760 $2,482 $2,190 $1,995
Nationwide $2,125 $2,754 $3,240 $2,443
Progressive $2,652 $3,932 $2,934 $3,350
State Farm $1,896 $2,229 $2,063 $2,063
Travelers $1,708 $2,219 $2,465 $2,135
USAA $2,007 $2,885 $3,953 $2,421

Find Cheap Manchester, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Manchester, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Manchester for less when you shop around and compare rates from multiple Manchester, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Manchester, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,679
American Family $4,960
Farmers $4,595
GEICO $3,482
Liberty Mutual $2,190
Nationwide $3,240
Progressive $2,934
State Farm $2,063
Travelers $2,465
USAA $3,953

Winners by Category: Where to Buy Cheap Auto Insurance in Manchester, IL

Compare rates from the cheapest auto insurance companies in Manchester, IL for your needs. Take a look at how Manchester, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Manchester, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Manchester, Illinois Auto Insurance Companies

If you’re looking for the cheapest Manchester, IL auto insurance companies overall, you can compare them here. Find the best price for Manchester, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Manchester, Illinois

Insurance Company Average Annual Rates
Allstate $5,059
American Family $3,578
Farmers $4,340
GEICO $2,568
Liberty Mutual $2,107
Nationwide $2,641
Progressive $3,217
State Farm $2,063
Travelers $2,131
USAA $2,816

What affects Manchester, Illinois auto insurance rates?

Local factors affect auto insurance rates in Manchester, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Manchester auto insurance rates.

Commute Times in Manchester

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Manchester, IL is 27.9 minutes according to City-Data.

Traffic in Manchester

How is traffic in Manchester, Illinois? Inrix data shows that Manchester, IL traffic makes it the 184th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Manchester, IL

You can buy cheap Manchester, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Manchester, Illinois auto insurance quotes from top companies.

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