Buy Cheap Manchester, IA Auto Insurance (2021)

Manchester, IA auto insurance rates average $248 a month. Minimum auto insurance requirements in Manchester, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Manchester, IA, compare Manchester auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Manchester after a DUI is Travelers
  • Average auto insurance rates in Manchester, IA are $248/month
  • Average auto insurance rates in Manchester, IA for teens drivers are $5,613/year

Finding affordable Manchester, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Manchester, IA auto insurance with confidence is right here. Auto insurance rates in Manchester are affected by local factors as well as personal ones like your driving record.

See how Manchester, IA car insurance rates compare to Waterloo auto insurance rates, Iowa City auto insurance rates, and Cedar Rapids auto insurance rates before you read more about the cost of auto insurance in Manchester.

Don’t buy Manchester, IA auto insurance until you’ve compared rates. Get free Manchester, Iowa auto insurance quotes when you enter your ZIP code above.

Manchester, IA Minimum Auto Insurance Requirements

The required auto insurance in Manchester, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Manchester, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Manchester, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Manchester, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Manchester, IA. Take a look at Manchester, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Manchester, Iowa

Insurance Company Poor Fair Good
Allstate $3,348 $2,662 $2,398
American Family $3,862 $2,838 $2,385
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,287 $2,567 $2,250
Progressive $2,926 $2,349 $2,122
State Farm $3,158 $1,953 $1,541
Travelers $6,218 $5,305 $5,053
USAA $2,445 $1,677 $1,452

Buy Cheap Manchester, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Manchester, Iowa auto insurance rates? Find out how car insurance rates in Manchester, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Manchester, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,846 $1,770 $1,644 $1,672 $5,368 $6,054 $2,005 $2,063
American Family $1,953 $1,953 $1,747 $1,747 $5,210 $7,309 $1,953 $2,353
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,881 $1,934 $1,674 $1,791 $4,304 $5,585 $2,127 $2,317
Progressive $1,760 $1,705 $1,449 $1,500 $4,175 $4,722 $2,121 $2,297
State Farm $1,471 $1,471 $1,282 $1,282 $3,831 $4,878 $1,651 $1,871
Travelers $2,512 $2,565 $2,431 $2,439 $11,019 $17,521 $2,611 $3,104
USAA $1,243 $1,259 $1,139 $1,163 $3,352 $3,562 $1,494 $1,650

Buy Cheap Manchester, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Manchester can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Manchester, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Manchester, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,368 $6,054
American Family $5,210 $7,309
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,304 $5,585
Progressive $4,175 $4,722
State Farm $3,831 $4,878
Travelers $11,019 $17,521
USAA $3,352 $3,562

Buy Cheap Manchester, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Manchester, Iowa by comparing Manchester senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Manchester, IA here.

Annual Auto Insurance Rates for Senior Drivers in Manchester, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,644 $1,672
American Family $1,747 $1,747
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,449 $1,500
State Farm $1,282 $1,282
Travelers $2,431 $2,439
USAA $1,139 $1,163

Find Cheap Auto Insurance Rates in Manchester, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Manchester, Iowa auto insurance. Compare Manchester, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Manchester, Iowa

Insurance Company Low Medium High
Allstate $2,709 $2,806 $2,894
American Family $3,044 $3,196 $2,844
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,824 $2,686 $2,595
Progressive $2,338 $2,472 $2,587
State Farm $2,118 $2,229 $2,305
Travelers $5,226 $5,607 $5,743
USAA $1,768 $1,863 $1,942

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Find Cheap Manchester, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Manchester. Compare auto insurance rates in Manchester, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Manchester, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,736 $2,869
American Family $2,993 $3,063
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,702 $2,702
Progressive $2,466 $2,466
State Farm $2,164 $2,271
Travelers $5,525 $5,525
USAA $1,790 $1,925

Find Cheap Manchester, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Manchester, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Manchester, IA, take a look at the average cost for various violations versus rates for a clean driving record in Manchester.

Annual Manchester, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,378 $2,880 $3,288 $2,664
American Family $2,186 $3,201 $4,155 $2,570
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,948 $2,810 $3,841 $2,208
Progressive $1,987 $3,235 $2,153 $2,489
State Farm $2,063 $2,372 $2,217 $2,217
Travelers $4,033 $5,369 $7,183 $5,517
USAA $1,420 $1,903 $2,478 $1,630

Find Cheap Manchester, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Manchester, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Manchester for less when you shop around and compare rates from multiple Manchester, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Manchester, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,288
American Family $4,155
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,841
Progressive $2,153
State Farm $2,217
Travelers $7,183
USAA $2,478

Winners by Category: Where to Buy Cheap Auto Insurance in Manchester, IA

Compare rates from the cheapest auto insurance companies in Manchester, IA for your needs. Take a look at how Manchester, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Manchester, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Manchester, Iowa Auto Insurance Companies

If you’re looking for the cheapest Manchester, IA auto insurance companies overall, you can compare them here. Find the best price for Manchester, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Manchester, Iowa

Insurance Company Average Annual Rates
Allstate $2,803
American Family $3,028
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,702
Progressive $2,466
State Farm $2,217
Travelers $5,525
USAA $1,858

What affects Manchester, Iowa auto insurance rates?

Local factors affect auto insurance rates in Manchester, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Manchester auto insurance rates.

Commute Times in Manchester

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Manchester, IA is 15.0 minutes according to City-Data.

Traffic in Manchester

How is traffic in Manchester, Iowa? Inrix data shows that Manchester, IA traffic makes it the 184th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Manchester, IA

You can buy cheap Manchester, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Manchester, Iowa auto insurance quotes from top companies.

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