Buy Cheap Manchester, CT Auto Insurance (2021)

Manchester, CT auto insurance rates average $376 a month. Minimum auto insurance requirements in Manchester, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Manchester, CT, compare Manchester auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Manchester, CT are $376/month
  • The most expensive auto insurance company in Manchester after a DUI is Travelers
  • Average auto insurance rates in Manchester, CT after a DUI are $5,451/year

Finding affordable Manchester, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Manchester, CT auto insurance with confidence is right here. Auto insurance rates in Manchester are affected by local factors as well as personal ones like your driving record.

See how Manchester, CT car insurance rates compare to New Britain auto insurance rates, Hartford auto insurance rates, and Norwalk auto insurance rates before you read more about the cost of auto insurance in Manchester.

Don’t buy Manchester, CT auto insurance until you’ve compared rates. Get free Manchester, Connecticut auto insurance quotes when you enter your ZIP code above.

Manchester, CT Minimum Auto Insurance Requirements

The required auto insurance in Manchester, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Manchester, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in Manchester, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Manchester, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Manchester, CT. Take a look at Manchester, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Manchester, Connecticut

Insurance Company Poor Fair Good
Allstate $7,392 $5,574 $4,416
GEICO $4,077 $2,461 $1,875
Liberty Mutual $10,028 $6,256 $4,920
Nationwide $4,819 $3,229 $2,857
Progressive $5,338 $4,787 $4,585
State Farm $4,003 $2,564 $2,065
Travelers $6,968 $5,812 $5,647
USAA $3,765 $2,553 $2,248

Buy Cheap Manchester, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Manchester, Connecticut auto insurance rates? Find out how car insurance rates in Manchester, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Manchester, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,685 $3,637 $3,405 $3,643 $11,071 $13,053 $3,842 $4,013
GEICO $2,076 $2,081 $1,926 $1,942 $4,811 $5,663 $1,999 $1,934
Liberty Mutual $3,410 $3,704 $2,623 $3,230 $17,096 $19,260 $3,454 $3,767
Nationwide $2,320 $2,347 $2,083 $2,187 $6,416 $8,147 $2,689 $2,893
Progressive $2,638 $2,459 $2,250 $2,342 $10,981 $12,170 $3,013 $3,372
State Farm $1,756 $1,756 $1,616 $1,616 $5,332 $6,704 $1,974 $2,264
Travelers $1,828 $1,854 $1,828 $1,822 $14,352 $23,234 $1,992 $2,230
USAA $1,757 $1,736 $1,646 $1,622 $5,529 $5,784 $2,347 $2,423

Buy Cheap Manchester, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Manchester can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Manchester, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Manchester, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,071 $13,053
GEICO $4,811 $5,663
Liberty Mutual $17,096 $19,260
Nationwide $6,416 $8,147
Progressive $10,981 $12,170
State Farm $5,332 $6,704
Travelers $14,352 $23,234
USAA $5,529 $5,784

Buy Cheap Manchester, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in Manchester, Connecticut by comparing Manchester senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Manchester, CT here.

Annual Auto Insurance Rates for Senior Drivers in Manchester, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,405 $3,643
GEICO $1,926 $1,942
Liberty Mutual $2,623 $3,230
Nationwide $2,083 $2,187
Progressive $2,250 $2,342
State Farm $1,616 $1,616
Travelers $1,828 $1,822
USAA $1,646 $1,622

Find Cheap Auto Insurance Rates in Manchester, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Manchester, Connecticut auto insurance. Compare Manchester, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Manchester, Connecticut

Insurance Company Low Medium High
Allstate $5,400 $5,780 $6,201
GEICO $2,569 $2,765 $3,078
Liberty Mutual $6,802 $7,018 $7,385
Nationwide $3,702 $3,663 $3,541
Progressive $4,563 $4,860 $5,286
State Farm $2,696 $2,882 $3,053
Travelers $5,671 $6,098 $6,658
USAA $2,657 $2,858 $3,051

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Find Cheap Manchester, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Manchester. Compare auto insurance rates in Manchester, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Manchester, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,794 $5,794
GEICO $2,761 $2,847
Liberty Mutual $7,068 $7,068
Nationwide $3,635 $3,635
Progressive $4,903 $4,903
State Farm $2,806 $2,948
Travelers $6,143 $6,143
USAA $2,821 $2,889

Find Cheap Manchester, CT Auto Insurance Rates by ZIP Code

Auto insurance rates in Manchester, Connecticut can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Manchester, CT to see how much where you live in Manchester affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Manchester, Connecticut

ZIP Code Average Annual Rates
6040 $4,556
6042 $4,556

Find Cheap Manchester, CT Auto Insurance Rates by Driving Record

Auto insurance rates in Manchester, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Manchester, CT, take a look at the average cost for various violations versus rates for a clean driving record in Manchester.

Annual Manchester, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,940 $6,099 $7,196 $4,940
GEICO $1,774 $2,326 $4,938 $2,178
Liberty Mutual $6,190 $7,750 $7,676 $6,656
Nationwide $2,958 $3,860 $4,425 $3,298
Progressive $4,184 $6,071 $4,400 $4,958
State Farm $2,678 $2,944 $2,944 $2,944
Travelers $4,942 $5,354 $7,804 $6,470
USAA $2,209 $2,774 $4,229 $2,209

Find Cheap Manchester, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Manchester, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Manchester for less when you shop around and compare rates from multiple Manchester, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Manchester, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,196
GEICO $4,938
Liberty Mutual $7,676
Nationwide $4,425
Progressive $4,400
State Farm $2,944
Travelers $7,804
USAA $4,229

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Winners by Category: Where to Buy Cheap Auto Insurance in Manchester, CT

Compare rates from the cheapest auto insurance companies in Manchester, CT for your needs. Take a look at how Manchester, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Manchester, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Find Cheap Manchester, Connecticut Auto Insurance Companies

If you’re looking for the cheapest Manchester, CT auto insurance companies overall, you can compare them here. Find the best price for Manchester, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in Manchester, Connecticut

Insurance Company Average Annual Rates
Allstate $5,794
GEICO $2,804
Liberty Mutual $7,068
Nationwide $3,635
Progressive $4,903
State Farm $2,877
Travelers $6,143
USAA $2,855

What affects Manchester, Connecticut auto insurance rates?

Local factors affect auto insurance rates in Manchester, CT, including traffic, theft statistics, and commute length. Take a look at the things that impact Manchester auto insurance rates.

Commute Times in Manchester

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Manchester, CT is 22.3 minutes according to City-Data.

Traffic in Manchester

How is traffic in Manchester, Connecticut? Inrix data shows that Manchester, CT traffic makes it the 184th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Manchester, CT

You can buy cheap Manchester, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Manchester, Connecticut auto insurance quotes from top companies.

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