Buy Cheap Mallard, IA Auto Insurance (2021)

Mallard, IA auto insurance rates average $247 a month. Minimum auto insurance requirements in Mallard, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Mallard, IA, compare Mallard auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Mallard, IA are $247/month
  • Average auto insurance rates in Mallard, IA after a DUI are $3,571/year
  • The most expensive auto insurance company in Mallard after a DUI is Travelers

Finding affordable Mallard, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Mallard, IA auto insurance with confidence is right here. Auto insurance rates in Mallard are affected by local factors as well as personal ones like your driving record.

See how Mallard, IA car insurance rates compare to West Des Moines auto insurance rates, Des Moines auto insurance rates, and Sioux City auto insurance rates before you read more about the cost of auto insurance in Mallard.

Don’t buy Mallard, IA auto insurance until you’ve compared rates. Get free Mallard, Iowa auto insurance quotes when you enter your ZIP code above.

Mallard, IA Minimum Auto Insurance Requirements

The required auto insurance in Mallard, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Mallard, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Mallard, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Mallard, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mallard, IA. Take a look at Mallard, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mallard, Iowa

Insurance Company Poor Fair Good
Allstate $3,910 $3,108 $2,792
American Family $3,834 $2,817 $2,369
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,730 $4,167 $3,278
Nationwide $3,030 $2,381 $2,085
Progressive $2,530 $2,049 $1,857
State Farm $3,157 $1,953 $1,541
Travelers $6,124 $5,219 $4,970
USAA $2,283 $1,568 $1,358

Buy Cheap Mallard, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mallard, Iowa auto insurance rates? Find out how car insurance rates in Mallard, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mallard, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,147 $2,060 $1,907 $1,942 $6,283 $7,078 $2,338 $2,404
American Family $1,938 $1,938 $1,734 $1,734 $5,176 $7,258 $1,938 $2,334
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,233 $2,424 $1,972 $2,401 $11,030 $12,421 $2,532 $2,787
Nationwide $1,725 $1,767 $1,539 $1,639 $4,031 $5,198 $1,960 $2,127
Progressive $1,504 $1,443 $1,241 $1,291 $3,731 $4,206 $1,804 $1,943
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,481 $2,535 $2,395 $2,406 $10,800 $17,250 $2,573 $3,064
USAA $1,169 $1,184 $1,073 $1,096 $3,110 $3,307 $1,402 $1,549

Buy Cheap Mallard, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mallard can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mallard, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mallard, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,283 $7,078
American Family $5,176 $7,258
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $11,030 $12,421
Nationwide $4,031 $5,198
Progressive $3,731 $4,206
State Farm $3,891 $4,937
Travelers $10,800 $17,250
USAA $3,110 $3,307

Buy Cheap Mallard, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Mallard, Iowa by comparing Mallard senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mallard, IA here.

Annual Auto Insurance Rates for Senior Drivers in Mallard, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,907 $1,942
American Family $1,734 $1,734
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,972 $2,401
Nationwide $1,539 $1,639
Progressive $1,241 $1,291
State Farm $1,269 $1,269
Travelers $2,395 $2,406
USAA $1,073 $1,096

Find Cheap Auto Insurance Rates in Mallard, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mallard, Iowa auto insurance. Compare Mallard, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mallard, Iowa

Insurance Company Low Medium High
Allstate $3,139 $3,275 $3,396
American Family $3,019 $3,173 $2,827
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,523 $4,715 $4,937
Nationwide $2,595 $2,490 $2,410
Progressive $2,006 $2,153 $2,277
State Farm $2,111 $2,229 $2,311
Travelers $5,107 $5,521 $5,685
USAA $1,644 $1,742 $1,823

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Find Cheap Mallard, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mallard. Compare auto insurance rates in Mallard, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mallard, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,191 $3,348
American Family $2,971 $3,042
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,725 $4,725
Nationwide $2,498 $2,498
Progressive $2,145 $2,145
State Farm $2,164 $2,270
Travelers $5,438 $5,438
USAA $1,673 $1,800

Find Cheap Mallard, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Mallard, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mallard, IA, take a look at the average cost for various violations versus rates for a clean driving record in Mallard.

Annual Mallard, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,775 $3,368 $3,831 $3,106
American Family $2,170 $3,179 $4,125 $2,552
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $4,077 $5,055 $5,147 $4,622
Nationwide $1,814 $2,597 $3,532 $2,050
Progressive $1,724 $2,828 $1,873 $2,156
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $3,978 $5,278 $7,061 $5,435
USAA $1,329 $1,780 $2,313 $1,524

Find Cheap Mallard, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mallard, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Mallard for less when you shop around and compare rates from multiple Mallard, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mallard, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,831
American Family $4,125
Farmers $2,558
GEICO $3,058
Liberty Mutual $5,147
Nationwide $3,532
Progressive $1,873
State Farm $2,217
Travelers $7,061
USAA $2,313

Winners by Category: Where to Buy Cheap Auto Insurance in Mallard, IA

Compare rates from the cheapest auto insurance companies in Mallard, IA for your needs. Take a look at how Mallard, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mallard, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Mallard, Iowa Auto Insurance Companies

If you’re looking for the cheapest Mallard, IA auto insurance companies overall, you can compare them here. Find the best price for Mallard, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Mallard, Iowa

Insurance Company Average Annual Rates
Allstate $3,270
American Family $3,006
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,725
Nationwide $2,498
Progressive $2,145
State Farm $2,217
Travelers $5,438
USAA $1,736

What affects Mallard, Iowa auto insurance rates?

Local factors affect auto insurance rates in Mallard, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Mallard auto insurance rates.

Commute Times in Mallard

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mallard, IA is 18.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Mallard, IA

You can buy cheap Mallard, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mallard, Iowa auto insurance quotes from top companies.

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