Buy Cheap Malibu, CA Auto Insurance (2022)

Malibu, CA auto insurance rates average $376 a month. Minimum auto insurance requirements in Malibu, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Malibu, CA, compare Malibu auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Malibu is Allstate
  • The most expensive auto insurance company in Malibu after a DUI is Allstate
  • Average auto insurance rates in Malibu, CA for teens drivers are $7,641/year

Finding affordable Malibu, California auto insurance can be challenging, but everything you need to know to buy cheap Malibu, CA auto insurance with confidence is right here. Auto insurance rates in Malibu are affected by local factors as well as personal ones like your driving record.

See how Malibu, CA car insurance rates compare to San Diego auto insurance rates, San Jose auto insurance rates, and Bakersfield auto insurance rates before you read more about the cost of auto insurance in Malibu.

Don’t buy Malibu, CA auto insurance until you’ve compared rates. Get free Malibu, California auto insurance quotes when you enter your ZIP code above.

Malibu, CA Minimum Auto Insurance Requirements

The required auto insurance in Malibu, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Malibu, California is outlined here.

Minimum Required Auto Insurance Coverage in Malibu, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Malibu, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Malibu, California auto insurance rates? Find out how car insurance rates in Malibu, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Malibu, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,739 $3,729 $2,715 $2,733 $10,536 $13,235 $4,777 $5,215
Farmers $2,864 $2,864 $2,602 $2,602 $9,135 $14,854 $3,396 $3,785
GEICO $2,166 $2,166 $2,035 $2,035 $6,620 $6,731 $3,115 $3,180
Liberty Mutual $2,632 $2,476 $2,469 $2,386 $5,743 $6,167 $2,950 $2,993
Nationwide $3,949 $3,764 $3,457 $3,252 $10,171 $11,218 $4,729 $4,666
Progressive $2,366 $2,439 $2,019 $2,401 $6,431 $7,764 $3,446 $3,713
State Farm $4,247 $4,247 $3,798 $3,798 $7,890 $9,784 $4,708 $4,855
Travelers $3,077 $2,962 $2,717 $2,690 $6,627 $7,443 $4,023 $3,918
USAA $2,431 $2,300 $2,370 $2,379 $5,614 $5,641 $3,378 $3,190

Buy Cheap Malibu, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Malibu can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Malibu, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Malibu, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,536 $13,235
Farmers $9,135 $14,854
GEICO $6,620 $6,731
Liberty Mutual $5,743 $6,167
Nationwide $10,171 $11,218
Progressive $6,431 $7,764
State Farm $7,890 $9,784
Travelers $6,627 $7,443
USAA $5,614 $5,641

Buy Cheap Malibu, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Malibu, California by comparing Malibu senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Malibu, CA here.

Annual Auto Insurance Rates for Senior Drivers in Malibu, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,715 $2,733
Farmers $2,602 $2,602
GEICO $2,035 $2,035
Liberty Mutual $2,469 $2,386
Nationwide $3,457 $3,252
Progressive $2,019 $2,401
State Farm $3,798 $3,798
Travelers $2,717 $2,690
USAA $2,370 $2,379

Find Cheap Auto Insurance Rates in Malibu, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Malibu, California auto insurance. Compare Malibu, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Malibu, California

Insurance Company Low Medium High
Allstate $5,497 $5,888 $6,119
Farmers $4,860 $5,309 $5,619
GEICO $3,157 $3,546 $3,815
Liberty Mutual $3,206 $3,512 $3,712
Nationwide $5,077 $5,755 $6,120
Progressive $3,406 $3,938 $4,123
State Farm $4,854 $5,520 $5,874
Travelers $3,524 $4,315 $4,708
USAA $3,094 $3,479 $3,666

Find Cheap Malibu, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Malibu. Compare auto insurance rates in Malibu, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Malibu, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,256 $6,413
Farmers $4,773 $5,752
GEICO $3,184 $3,827
Liberty Mutual $3,191 $3,763
Nationwide $4,983 $6,319
Progressive $3,468 $4,177
State Farm $5,220 $5,612
Travelers $3,759 $4,605
USAA $3,142 $3,684

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Find Cheap Malibu, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Malibu, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Malibu, CA to see how much where you live in Malibu affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Malibu, California

ZIP Code Average Annual Rates
90263 $5,817
90265 $6,522

Find Cheap Malibu, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Malibu, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Malibu, CA, take a look at the average cost for various violations versus rates for a clean driving record in Malibu.

Annual Malibu, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,500 $5,917 $9,320 $4,603
Farmers $3,899 $5,302 $6,590 $5,260
GEICO $2,447 $3,796 $4,744 $3,037
Liberty Mutual $3,019 $4,040 $3,649 $3,199
Nationwide $3,938 $5,052 $8,562 $5,052
Progressive $2,487 $4,255 $4,957 $3,590
State Farm $3,870 $4,612 $8,693 $4,488
Travelers $2,730 $4,598 $5,283 $4,118
USAA $2,261 $3,373 $5,539 $2,479

Find Cheap Malibu, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Malibu, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Malibu for less when you shop around and compare rates from multiple Malibu, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Malibu, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,320
Farmers $6,590
GEICO $4,744
Liberty Mutual $3,649
Nationwide $8,562
Progressive $4,957
State Farm $8,693
Travelers $5,283
USAA $5,539

Winners by Category: Where to Buy Cheap Auto Insurance in Malibu, CA

Compare rates from the cheapest auto insurance companies in Malibu, CA for your needs. Take a look at how Malibu, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Malibu, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Malibu, California Auto Insurance Companies

If you’re looking for the cheapest Malibu, CA auto insurance companies overall, you can compare them here. Find the best price for Malibu, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Malibu, California

Insurance Company Average Annual Rates
Allstate $5,835
Farmers $5,263
GEICO $3,506
Liberty Mutual $3,477
Nationwide $5,651
Progressive $3,822
State Farm $5,416
Travelers $4,182
USAA $3,413

What affects Malibu, California auto insurance rates?

Local factors affect auto insurance rates in Malibu, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Malibu auto insurance rates.

Auto Theft in Malibu

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Malibu, CA auto theft show a total of 29 vehicle thefts annually.

Commute Times in Malibu

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Malibu, CA is 32.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Malibu, CA

You can buy cheap Malibu, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Malibu, California auto insurance quotes from top companies.

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