Buy Cheap Madrid, IA Auto Insurance (2021)

Madrid, IA auto insurance rates average $245 a month. Minimum auto insurance requirements in Madrid, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Madrid, IA, compare Madrid auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Madrid, IA for teens drivers are $5,622/year
  • The most expensive auto insurance company in Madrid after a DUI is Travelers
  • The most expensive auto insurance company in Madrid is Travelers

Finding affordable Madrid, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Madrid, IA auto insurance with confidence is right here. Auto insurance rates in Madrid are affected by local factors as well as personal ones like your driving record.

See how Madrid, IA car insurance rates compare to Ames auto insurance rates, Sioux City auto insurance rates, and Waterloo auto insurance rates before you read more about the cost of auto insurance in Madrid.

Don’t buy Madrid, IA auto insurance until you’ve compared rates. Get free Madrid, Iowa auto insurance quotes when you enter your ZIP code above.

Madrid, IA Minimum Auto Insurance Requirements

The required auto insurance in Madrid, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Madrid, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Madrid, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Madrid, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Madrid, IA. Take a look at Madrid, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Madrid, Iowa

Insurance Company Poor Fair Good
Allstate $3,564 $2,831 $2,556
American Family $3,736 $2,746 $2,312
Farmers $2,880 $2,389 $2,262
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,190 $3,825 $3,012
Nationwide $3,195 $2,510 $2,196
Progressive $2,689 $2,193 $1,994
State Farm $3,212 $1,987 $1,567
Travelers $6,028 $5,151 $4,909
USAA $2,314 $1,590 $1,377

Buy Cheap Madrid, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Madrid, Iowa auto insurance rates? Find out how car insurance rates in Madrid, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Madrid, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,928 $1,839 $1,726 $1,752 $5,819 $6,594 $2,078 $2,134
American Family $1,884 $1,884 $1,688 $1,688 $5,071 $7,086 $1,884 $2,266
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,079 $2,258 $1,831 $2,225 $10,064 $11,330 $2,356 $2,597
Nationwide $1,814 $1,858 $1,617 $1,722 $4,260 $5,495 $2,063 $2,240
Progressive $1,575 $1,503 $1,301 $1,353 $4,075 $4,592 $1,890 $2,046
State Farm $1,460 $1,460 $1,285 $1,285 $3,986 $5,052 $1,642 $1,871
Travelers $2,404 $2,452 $2,343 $2,347 $10,763 $17,142 $2,504 $2,949
USAA $1,187 $1,203 $1,089 $1,114 $3,145 $3,347 $1,424 $1,574

Buy Cheap Madrid, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Madrid can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Madrid, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Madrid, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,819 $6,594
American Family $5,071 $7,086
Farmers $4,711 $5,019
GEICO $4,328 $4,022
Liberty Mutual $10,064 $11,330
Nationwide $4,260 $5,495
Progressive $4,075 $4,592
State Farm $3,986 $5,052
Travelers $10,763 $17,142
USAA $3,145 $3,347

Buy Cheap Madrid, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Madrid, Iowa by comparing Madrid senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Madrid, IA here.

Annual Auto Insurance Rates for Senior Drivers in Madrid, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,726 $1,752
American Family $1,688 $1,688
Farmers $1,383 $1,513
GEICO $1,710 $1,564
Liberty Mutual $1,831 $2,225
Nationwide $1,617 $1,722
Progressive $1,301 $1,353
State Farm $1,285 $1,285
Travelers $2,343 $2,347
USAA $1,089 $1,114

Find Cheap Auto Insurance Rates in Madrid, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Madrid, Iowa auto insurance. Compare Madrid, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Madrid, Iowa

Insurance Company Low Medium High
Allstate $2,890 $2,987 $3,074
American Family $2,937 $3,095 $2,763
Farmers $2,401 $2,518 $2,611
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,163 $4,334 $4,531
Nationwide $2,743 $2,624 $2,534
Progressive $2,136 $2,300 $2,440
State Farm $2,142 $2,269 $2,355
Travelers $5,049 $5,444 $5,596
USAA $1,663 $1,767 $1,852

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Find Cheap Madrid, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Madrid. Compare auto insurance rates in Madrid, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Madrid, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,913 $3,055
American Family $2,897 $2,965
Farmers $2,510 $2,510
GEICO $2,294 $2,387
Liberty Mutual $4,343 $4,343
Nationwide $2,634 $2,634
Progressive $2,292 $2,292
State Farm $2,201 $2,310
Travelers $5,363 $5,363
USAA $1,696 $1,825

Find Cheap Madrid, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Madrid, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Madrid, IA, take a look at the average cost for various violations versus rates for a clean driving record in Madrid.

Annual Madrid, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,513 $3,060 $3,529 $2,832
American Family $2,116 $3,102 $4,020 $2,487
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,751 $4,641 $4,732 $4,247
Nationwide $1,910 $2,738 $3,727 $2,159
Progressive $1,836 $3,039 $1,996 $2,296
State Farm $2,086 $2,425 $2,255 $2,255
Travelers $3,903 $5,214 $6,985 $5,350
USAA $1,347 $1,806 $2,344 $1,545

Find Cheap Madrid, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Madrid, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Madrid for less when you shop around and compare rates from multiple Madrid, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Madrid, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,529
American Family $4,020
Farmers $2,697
GEICO $3,206
Liberty Mutual $4,732
Nationwide $3,727
Progressive $1,996
State Farm $2,255
Travelers $6,985
USAA $2,344

Winners by Category: Where to Buy Cheap Auto Insurance in Madrid, IA

Compare rates from the cheapest auto insurance companies in Madrid, IA for your needs. Take a look at how Madrid, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Madrid, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Madrid, Iowa Auto Insurance Companies

If you’re looking for the cheapest Madrid, IA auto insurance companies overall, you can compare them here. Find the best price for Madrid, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Madrid, Iowa

Insurance Company Average Annual Rates
Allstate $2,984
American Family $2,931
Farmers $2,510
GEICO $2,341
Liberty Mutual $4,343
Nationwide $2,634
Progressive $2,292
State Farm $2,255
Travelers $5,363
USAA $1,760

What affects Madrid, Iowa auto insurance rates?

Local factors affect auto insurance rates in Madrid, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Madrid auto insurance rates.

Commute Times in Madrid

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Madrid, IA is 23.4 minutes according to City-Data.

Traffic in Madrid

How is traffic in Madrid, Iowa? Inrix data shows that Madrid, IA traffic makes it the 217th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Madrid, IA

You can buy cheap Madrid, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Madrid, Iowa auto insurance quotes from top companies.

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