Buy Cheap Madisonville, TX Auto Insurance (2021)

Madisonville, TX auto insurance rates average $314 a month. Minimum auto insurance requirements in Madisonville, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Madisonville, TX, compare Madisonville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Madisonville, TX after a DUI are $4,275/year
  • Average auto insurance rates in Madisonville, TX are $314/month
  • Average auto insurance rates in Madisonville, TX for teens drivers are $6,702/year

Finding affordable Madisonville, Texas auto insurance can be challenging, but everything you need to know to buy cheap Madisonville, TX auto insurance with confidence is right here. Auto insurance rates in Madisonville are affected by local factors as well as personal ones like your driving record.

See how Madisonville, TX car insurance rates compare to Corpus Christi auto insurance rates, San Antonio auto insurance rates, and Fort Worth auto insurance rates before you read more about the cost of auto insurance in Madisonville.

Don’t buy Madisonville, TX auto insurance until you’ve compared rates. Get free Madisonville, Texas auto insurance quotes when you enter your ZIP code above.

Madisonville, TX Minimum Auto Insurance Requirements

The required auto insurance in Madisonville, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Madisonville, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Madisonville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Madisonville, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Madisonville, TX. Take a look at Madisonville, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Madisonville, Texas

Insurance Company Poor Fair Good
Allstate $6,646 $4,851 $4,146
American Family $6,117 $3,880 $3,377
GEICO $4,693 $2,663 $1,781
Nationwide $4,227 $3,394 $2,952
Progressive $5,302 $4,580 $4,244
State Farm $4,136 $2,569 $2,044
USAA $3,684 $2,122 $1,705

Buy Cheap Madisonville, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Madisonville, Texas auto insurance rates? Find out how car insurance rates in Madisonville, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Madisonville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,407 $3,444 $3,368 $3,368 $8,839 $10,686 $4,211 $4,395
American Family $2,679 $2,985 $2,504 $2,871 $7,108 $9,285 $3,850 $4,383
GEICO $2,272 $2,439 $2,171 $2,425 $4,925 $5,186 $2,460 $2,489
Nationwide $2,221 $2,260 $1,965 $2,080 $6,237 $8,009 $2,603 $2,816
Progressive $2,516 $2,398 $2,238 $2,282 $10,508 $11,710 $2,988 $3,033
State Farm $2,075 $2,075 $1,836 $1,836 $4,823 $6,120 $2,246 $2,319
USAA $1,596 $1,609 $1,523 $1,515 $4,476 $4,885 $2,133 $2,295

Buy Cheap Madisonville, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Madisonville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Madisonville, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Madisonville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,839 $10,686
American Family $7,108 $9,285
GEICO $4,925 $5,186
Nationwide $6,237 $8,009
Progressive $10,508 $11,710
State Farm $4,823 $6,120
USAA $4,476 $4,885

Buy Cheap Madisonville, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Madisonville, Texas by comparing Madisonville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Madisonville, TX here.

Annual Auto Insurance Rates for Senior Drivers in Madisonville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,368 $3,368
American Family $2,504 $2,871
GEICO $2,171 $2,425
Nationwide $1,965 $2,080
Progressive $2,238 $2,282
State Farm $1,836 $1,836
USAA $1,523 $1,515

Find Cheap Auto Insurance Rates in Madisonville, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Madisonville, Texas auto insurance. Compare Madisonville, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Madisonville, Texas

Insurance Company Low Medium High
Allstate $5,084 $5,166 $5,394
American Family $4,163 $4,299 $4,912
GEICO $2,922 $3,019 $3,197
Nationwide $3,795 $3,373 $3,404
Progressive $4,488 $4,688 $4,951
State Farm $2,774 $2,906 $3,068
USAA $2,423 $2,494 $2,595

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Find Cheap Madisonville, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Madisonville. Compare auto insurance rates in Madisonville, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Madisonville, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,092 $5,337
American Family $4,458 $4,458
GEICO $2,990 $3,101
Nationwide $3,524 $3,524
Progressive $4,709 $4,709
State Farm $2,916 $2,916
USAA $2,472 $2,536

Find Cheap Madisonville, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Madisonville, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Madisonville, TX, take a look at the average cost for various violations versus rates for a clean driving record in Madisonville.

Annual Madisonville, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,079 $6,227 $6,473 $4,079
American Family $4,055 $5,185 $4,537 $4,055
GEICO $2,589 $3,410 $2,862 $3,323
Nationwide $3,059 $3,059 $4,526 $3,453
Progressive $4,106 $5,306 $4,795 $4,629
State Farm $2,607 $2,969 $3,482 $2,607
USAA $1,868 $2,753 $3,251 $2,144

Find Cheap Madisonville, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Madisonville, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Madisonville for less when you shop around and compare rates from multiple Madisonville, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Madisonville, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,473
American Family $4,537
GEICO $2,862
Nationwide $4,526
Progressive $4,795
State Farm $3,482
USAA $3,251

Winners by Category: Where to Buy Cheap Auto Insurance in Madisonville, TX

Compare rates from the cheapest auto insurance companies in Madisonville, TX for your needs. Take a look at how Madisonville, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Madisonville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Madisonville, Texas Auto Insurance Companies

If you’re looking for the cheapest Madisonville, TX auto insurance companies overall, you can compare them here. Find the best price for Madisonville, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Madisonville, Texas

Insurance Company Average Annual Rates
Allstate $5,215
American Family $4,458
GEICO $3,046
Nationwide $3,524
Progressive $4,709
State Farm $2,916
USAA $2,504

What affects Madisonville, Texas auto insurance rates?

Local factors affect auto insurance rates in Madisonville, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Madisonville auto insurance rates.

Auto Theft in Madisonville

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Madisonville, TX auto theft show a total of 7 vehicle thefts annually.

Commute Times in Madisonville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Madisonville, TX is 17.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Madisonville, TX

You can buy cheap Madisonville, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Madisonville, Texas auto insurance quotes from top companies.

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