Buy Cheap Macon, MO Auto Insurance (2022)

Macon, MO auto insurance rates average $258 a month. Minimum auto insurance requirements in Macon, Missouri are 25/50/25 to comply with Missouri laws. To buy cheap auto insurance in Macon, MO, compare Macon auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Macon, MO for teens drivers are $6,019/year
  • The most expensive auto insurance company in Macon after a DUI is Allstate
  • Average auto insurance rates in Macon, MO after a DUI are $3,599/year

Finding affordable Macon, Missouri auto insurance can be challenging, but everything you need to know to buy cheap Macon, MO auto insurance with confidence is right here. Auto insurance rates in Macon are affected by local factors as well as personal ones like your driving record.

See how Macon, MO car insurance rates compare to Blue Springs auto insurance rates, Independence auto insurance rates, and Kansas City auto insurance rates before you read more about the cost of auto insurance in Macon.

Don’t buy Macon, MO auto insurance until you’ve compared rates. Get free Macon, Missouri auto insurance quotes when you enter your ZIP code above.

Macon, MO Minimum Auto Insurance Requirements

The required auto insurance in Macon, MO is 25/50/25 according to the auto insurance laws in Missouri. The minimum auto insurance in Macon, Missouri is outlined here.

Minimum Required Auto Insurance Coverage in Macon, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Macon, MO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Macon, MO. Take a look at Macon, Missouri auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Macon, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,873 $2,728 $2,299
Farmers $4,752 $3,950 $3,759
GEICO $3,669 $2,392 $1,915
Liberty Mutual $6,054 $3,688 $2,908
Nationwide $2,409 $1,977 $1,723
Progressive $3,680 $3,044 $2,805
State Farm $2,967 $2,048 $1,741
USAA $4,157 $1,919 $1,371

Buy Cheap Macon, MO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Macon, Missouri auto insurance rates? Find out how car insurance rates in Macon, MO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Macon, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,942 $1,942 $1,729 $1,729 $5,296 $6,883 $1,942 $2,272
Farmers $2,321 $2,319 $2,078 $2,195 $9,289 $9,623 $2,637 $2,765
GEICO $1,785 $1,982 $1,390 $1,740 $5,343 $5,669 $1,668 $1,692
Liberty Mutual $2,580 $2,797 $2,126 $2,383 $8,634 $9,584 $2,723 $2,910
Nationwide $1,368 $1,406 $1,218 $1,300 $3,384 $4,370 $1,554 $1,691
Progressive $1,981 $1,853 $1,622 $1,667 $6,302 $7,091 $2,420 $2,477
State Farm $1,488 $1,488 $1,304 $1,304 $3,912 $4,980 $1,663 $1,876
USAA $1,545 $1,541 $1,378 $1,418 $4,426 $5,428 $1,944 $2,178

Buy Cheap Macon, MO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Macon can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Macon, MO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Macon, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,296 $6,883
Farmers $9,289 $9,623
GEICO $5,343 $5,669
Liberty Mutual $8,634 $9,584
Nationwide $3,384 $4,370
Progressive $6,302 $7,091
State Farm $3,912 $4,980
USAA $4,426 $5,428

Buy Cheap Macon, MO Auto Insurance for Seniors

You can save on senior auto insurance rates in Macon, Missouri by comparing Macon senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Macon, MO here.

Annual Auto Insurance Rates for Senior Drivers in Macon, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,729 $1,729
Farmers $2,078 $2,195
GEICO $1,390 $1,740
Liberty Mutual $2,126 $2,383
Nationwide $1,218 $1,300
Progressive $1,622 $1,667
State Farm $1,304 $1,304
USAA $1,378 $1,418

Find Cheap Auto Insurance Rates in Macon, MO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Macon, Missouri auto insurance. Compare Macon, MO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Macon, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,878 $3,061 $2,962
Farmers $3,899 $4,115 $4,447
GEICO $2,504 $2,674 $2,798
Liberty Mutual $3,994 $4,238 $4,419
Nationwide $1,922 $2,053 $2,134
Progressive $2,857 $3,183 $3,489
State Farm $2,137 $2,258 $2,361
USAA $2,385 $2,474 $2,587

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Find Cheap Macon, MO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Macon. Compare auto insurance rates in Macon, MO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Macon, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $2,938 $2,996
Farmers $4,153 $4,153
GEICO $2,605 $2,712
Liberty Mutual $4,217 $4,217
Nationwide $2,036 $2,036
Progressive $3,177 $3,177
State Farm $2,197 $2,307
USAA $2,390 $2,574

Find Cheap Macon, MO Auto Insurance Rates by Driving Record

Auto insurance rates in Macon, Missouri are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Macon, MO, take a look at the average cost for various violations versus rates for a clean driving record in Macon.

Annual Macon, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,217 $3,222 $3,898 $2,530
Farmers $3,625 $4,450 $4,357 $4,182
GEICO $2,119 $2,684 $3,549 $2,281
Liberty Mutual $3,073 $4,390 $4,537 $4,867
Nationwide $1,628 $2,052 $2,696 $1,769
Progressive $2,770 $3,661 $3,055 $3,220
State Farm $2,096 $2,408 $2,252 $2,252
USAA $2,027 $2,420 $3,284 $2,197

Find Cheap Macon, MO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Macon, Missouri is higher than for a clean driving record. You can buy auto insurance after a DUI in Macon for less when you shop around and compare rates from multiple Macon, MO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Macon, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,758
American Family $3,898
Farmers $4,357
GEICO $3,549
Liberty Mutual $4,537
Nationwide $2,696
Progressive $3,055
State Farm $2,252
USAA $3,284

Winners by Category: Where to Buy Cheap Auto Insurance in Macon, MO

Compare rates from the cheapest auto insurance companies in Macon, MO for your needs. Take a look at how Macon, Missouri auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Macon, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Find Cheap Macon, Missouri Auto Insurance Companies

If you’re looking for the cheapest Macon, MO auto insurance companies overall, you can compare them here. Find the best price for Macon, Missouri car insurance by company.

Average Annual Auto Insurance Rates by Company in Macon, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $2,967
Farmers $4,153
GEICO $2,659
Liberty Mutual $4,217
Nationwide $2,036
Progressive $3,177
State Farm $2,252
USAA $2,482

What affects Macon, Missouri auto insurance rates?

Local factors affect auto insurance rates in Macon, MO, including traffic, theft statistics, and commute length. Take a look at the things that impact Macon auto insurance rates.

Commute Times in Macon

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Macon, MO is 17.2 minutes according to City-Data.

Traffic in Macon

How is traffic in Macon, Missouri? Inrix data shows that Macon, MO traffic makes it the 527th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Macon, MO

You can buy cheap Macon, MO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Macon, Missouri auto insurance quotes from top companies.

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