Buy Cheap Macatawa, MI Auto Insurance (2022)

Macatawa, MI auto insurance rates average $727 a month. Minimum auto insurance requirements in Macatawa, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Macatawa, MI, compare Macatawa auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Macatawa, MI are $727/month
  • Average auto insurance rates in Macatawa, MI for teens drivers are $16,529/year
  • The most expensive auto insurance company in Macatawa is Allstate

Finding affordable Macatawa, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Macatawa, MI auto insurance with confidence is right here. Auto insurance rates in Macatawa are affected by local factors as well as personal ones like your driving record.

See how Macatawa, MI car insurance rates compare to Sterling Heights auto insurance rates, Warren auto insurance rates, and Flint auto insurance rates before you read more about the cost of auto insurance in Macatawa.

Don’t buy Macatawa, MI auto insurance until you’ve compared rates. Get free Macatawa, Michigan auto insurance quotes when you enter your ZIP code above.

Macatawa, MI Minimum Auto Insurance Requirements

The required auto insurance in Macatawa, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Macatawa, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Macatawa, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Macatawa, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Macatawa, MI. Take a look at Macatawa, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Macatawa, Michigan

Insurance Company Poor Fair Good
Allstate $30,993 $17,197 $13,226
Farmers $7,265 $4,782 $4,409
GEICO $6,756 $4,971 $4,048
Liberty Mutual $25,608 $14,806 $8,194
Nationwide $7,418 $5,642 $4,807
Progressive $5,321 $4,507 $4,085
State Farm $17,095 $8,660 $5,888
Travelers $6,813 $6,608 $6,525
USAA $4,874 $2,785 $2,138

Buy Cheap Macatawa, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Macatawa, Michigan auto insurance rates? Find out how car insurance rates in Macatawa, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Macatawa, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,872 $14,872 $13,782 $13,782 $37,556 $37,556 $15,678 $15,678
Farmers $4,166 $4,166 $3,892 $3,892 $9,197 $9,197 $4,686 $4,686
GEICO $3,549 $3,549 $3,656 $3,656 $10,426 $10,426 $3,401 $3,401
Liberty Mutual $12,154 $12,154 $12,035 $12,035 $28,466 $28,466 $12,154 $12,154
Nationwide $4,148 $4,148 $3,679 $3,679 $11,423 $11,423 $4,573 $4,573
Progressive $2,691 $2,514 $2,386 $2,637 $10,034 $10,777 $3,129 $2,932
State Farm $6,376 $6,376 $5,904 $5,904 $22,413 $22,413 $7,497 $7,497
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,365 $2,258 $2,222 $2,108 $5,853 $5,617 $2,898 $2,805

Buy Cheap Macatawa, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Macatawa can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Macatawa, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Macatawa, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,556 $37,556
Farmers $9,197 $9,197
GEICO $10,426 $10,426
Liberty Mutual $28,466 $28,466
Nationwide $11,423 $11,423
Progressive $10,034 $10,777
State Farm $22,413 $22,413
Travelers $13,395 $13,395
USAA $5,853 $5,617

Buy Cheap Macatawa, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Macatawa, Michigan by comparing Macatawa senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Macatawa, MI here.

Annual Auto Insurance Rates for Senior Drivers in Macatawa, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,782 $13,782
Farmers $3,892 $3,892
GEICO $3,656 $3,656
Liberty Mutual $12,035 $12,035
Nationwide $3,679 $3,679
Progressive $2,386 $2,637
State Farm $5,904 $5,904
Travelers $3,858 $3,858
USAA $2,222 $2,108

Find Cheap Auto Insurance Rates in Macatawa, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Macatawa, Michigan auto insurance. Compare Macatawa, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Macatawa, Michigan

Insurance Company Low Medium High
Allstate $19,989 $20,515 $20,912
Farmers $5,365 $5,475 $5,616
GEICO $4,928 $5,213 $5,634
Liberty Mutual $15,867 $16,170 $16,570
Nationwide $6,242 $5,852 $5,773
Progressive $4,504 $4,643 $4,766
State Farm $10,071 $10,606 $10,965
Travelers $6,575 $6,656 $6,715
USAA $3,176 $3,273 $3,348

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Find Cheap Macatawa, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Macatawa. Compare auto insurance rates in Macatawa, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Macatawa, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,472 $20,472
Farmers $5,485 $5,485
GEICO $5,142 $5,374
Liberty Mutual $15,648 $16,757
Nationwide $5,956 $5,956
Progressive $4,638 $4,638
State Farm $10,274 $10,821
Travelers $6,611 $6,686
USAA $3,229 $3,302

Find Cheap Macatawa, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Macatawa, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Macatawa, MI, take a look at the average cost for various violations versus rates for a clean driving record in Macatawa.

Annual Macatawa, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,917 $13,245 $44,795 $13,932
Farmers $4,607 $5,869 $5,797 $5,667
GEICO $1,809 $3,916 $11,911 $3,396
Liberty Mutual $11,234 $13,649 $25,467 $14,460
Nationwide $5,109 $6,801 $6,174 $5,740
Progressive $3,954 $5,157 $4,632 $4,808
State Farm $6,678 $8,024 $17,446 $10,043
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,632 $3,275 $4,288 $2,868

Find Cheap Macatawa, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Macatawa, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Macatawa for less when you shop around and compare rates from multiple Macatawa, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Macatawa, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,795
Farmers $5,797
GEICO $11,911
Liberty Mutual $25,467
Nationwide $6,174
Progressive $4,632
State Farm $17,446
Travelers $10,331
USAA $4,288

Winners by Category: Where to Buy Cheap Auto Insurance in Macatawa, MI

Compare rates from the cheapest auto insurance companies in Macatawa, MI for your needs. Take a look at how Macatawa, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Macatawa, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Macatawa, Michigan Auto Insurance Companies

If you’re looking for the cheapest Macatawa, MI auto insurance companies overall, you can compare them here. Find the best price for Macatawa, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Macatawa, Michigan

Insurance Company Average Annual Rates
Allstate $20,472
Farmers $5,485
GEICO $5,258
Liberty Mutual $16,202
Nationwide $5,956
Progressive $4,638
State Farm $10,547
Travelers $6,649
USAA $3,266

Compare Auto Insurance Quotes in Macatawa, MI

You can buy cheap Macatawa, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Macatawa, Michigan auto insurance quotes from top companies.

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