Buy Cheap Lynn Haven, FL Auto Insurance (2021)

Lynn Haven, FL auto insurance rates average $314 a month. Minimum auto insurance requirements in Lynn Haven, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Lynn Haven, FL, compare Lynn Haven auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lynn Haven, FL after a DUI are $4,506/year
  • The most expensive auto insurance company in Lynn Haven after a DUI is Allstate
  • Average auto insurance rates in Lynn Haven, FL are $314/month

Finding affordable Lynn Haven, Florida auto insurance can be challenging, but everything you need to know to buy cheap Lynn Haven, FL auto insurance with confidence is right here. Auto insurance rates in Lynn Haven are affected by local factors as well as personal ones like your driving record.

See how Lynn Haven, FL car insurance rates compare to Fort Lauderdale auto insurance rates, Orlando auto insurance rates, and Tampa auto insurance rates before you read more about the cost of auto insurance in Lynn Haven.

Don’t buy Lynn Haven, FL auto insurance until you’ve compared rates. Get free Lynn Haven, Florida auto insurance quotes when you enter your ZIP code above.

Lynn Haven, FL Minimum Auto Insurance Requirements

The required auto insurance in Lynn Haven, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Lynn Haven, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Lynn Haven, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Lynn Haven, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lynn Haven, FL. Take a look at Lynn Haven, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lynn Haven, Florida

Insurance Company Poor Fair Good
Allstate $8,309 $5,321 $4,360
GEICO $4,855 $2,927 $2,191
Liberty Mutual $5,589 $4,114 $3,347
Nationwide $4,217 $3,107 $2,817
Progressive $5,774 $4,104 $3,435
State Farm $3,780 $2,493 $2,052
USAA $3,485 $1,709 $1,246

Buy Cheap Lynn Haven, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lynn Haven, Florida auto insurance rates? Find out how car insurance rates in Lynn Haven, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lynn Haven, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,676 $3,548 $3,198 $3,271 $12,757 $13,874 $3,778 $3,870
GEICO $2,616 $2,626 $2,450 $2,450 $4,710 $5,930 $2,884 $2,928
Liberty Mutual $3,029 $3,029 $2,780 $2,780 $6,339 $9,731 $3,029 $4,083
Nationwide $2,368 $2,349 $2,115 $2,194 $5,660 $7,017 $2,609 $2,732
Progressive $2,958 $2,799 $2,560 $2,738 $8,310 $9,129 $3,547 $3,461
State Farm $1,741 $1,741 $1,576 $1,576 $5,072 $6,487 $1,929 $2,081
USAA $1,256 $1,238 $1,170 $1,165 $4,190 $4,879 $1,572 $1,701

Buy Cheap Lynn Haven, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lynn Haven can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lynn Haven, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lynn Haven, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,757 $13,874
GEICO $4,710 $5,930
Liberty Mutual $6,339 $9,731
Nationwide $5,660 $7,017
Progressive $8,310 $9,129
State Farm $5,072 $6,487
USAA $4,190 $4,879

Buy Cheap Lynn Haven, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Lynn Haven, Florida by comparing Lynn Haven senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lynn Haven, FL here.

Annual Auto Insurance Rates for Senior Drivers in Lynn Haven, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,271
GEICO $2,450 $2,450
Liberty Mutual $2,780 $2,780
Nationwide $2,115 $2,194
Progressive $2,560 $2,738
State Farm $1,576 $1,576
USAA $1,170 $1,165

Find Cheap Auto Insurance Rates in Lynn Haven, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lynn Haven, Florida auto insurance. Compare Lynn Haven, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lynn Haven, Florida

Insurance Company Low Medium High
Allstate $4,884 $6,248 $6,858
GEICO $2,796 $3,433 $3,744
Liberty Mutual $4,028 $4,411 $4,611
Nationwide $2,747 $3,501 $3,893
Progressive $3,854 $4,525 $4,934
State Farm $2,393 $2,838 $3,095
USAA $1,877 $2,216 $2,346

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Find Cheap Lynn Haven, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lynn Haven. Compare auto insurance rates in Lynn Haven, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lynn Haven, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,822 $6,171
GEICO $3,308 $3,341
Liberty Mutual $4,211 $4,489
Nationwide $3,380 $3,380
Progressive $4,438 $4,438
State Farm $2,682 $2,868
USAA $2,122 $2,171

Find Cheap Lynn Haven, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Lynn Haven, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lynn Haven, FL, take a look at the average cost for various violations versus rates for a clean driving record in Lynn Haven.

Annual Lynn Haven, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,177 $6,164 $6,896 $5,750
GEICO $2,309 $2,957 $4,413 $3,619
Liberty Mutual $3,193 $4,089 $5,831 $4,286
Nationwide $2,907 $3,171 $4,229 $3,215
Progressive $3,516 $5,179 $4,352 $4,704
State Farm $2,541 $3,010 $2,775 $2,775
USAA $1,693 $2,076 $3,044 $1,773

Find Cheap Lynn Haven, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lynn Haven, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Lynn Haven for less when you shop around and compare rates from multiple Lynn Haven, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lynn Haven, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,896
GEICO $4,413
Liberty Mutual $5,831
Nationwide $4,229
Progressive $4,352
State Farm $2,775
USAA $3,044

Winners by Category: Where to Buy Cheap Auto Insurance in Lynn Haven, FL

Compare rates from the cheapest auto insurance companies in Lynn Haven, FL for your needs. Take a look at how Lynn Haven, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lynn Haven, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Lynn Haven, Florida Auto Insurance Companies

If you’re looking for the cheapest Lynn Haven, FL auto insurance companies overall, you can compare them here. Find the best price for Lynn Haven, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Lynn Haven, Florida

Insurance Company Average Annual Rates
Allstate $5,997
GEICO $3,324
Liberty Mutual $4,350
Nationwide $3,380
Progressive $4,438
State Farm $2,775
USAA $2,147

What affects Lynn Haven, Florida auto insurance rates?

Local factors affect auto insurance rates in Lynn Haven, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Lynn Haven auto insurance rates.

Auto Theft in Lynn Haven

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Lynn Haven, FL auto theft show a total of 13 vehicle thefts annually.

Commute Times in Lynn Haven

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lynn Haven, FL is 23.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Lynn Haven, FL

You can buy cheap Lynn Haven, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lynn Haven, Florida auto insurance quotes from top companies.

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