Buy Cheap Lynchburg, SC Auto Insurance (2021)

Lynchburg, SC auto insurance rates average $347 a month. Minimum auto insurance requirements in Lynchburg, South Carolina are 25/50/25 to comply with South Carolina laws. To buy cheap auto insurance in Lynchburg, SC, compare Lynchburg auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lynchburg, SC are $347/month
  • Average auto insurance rates in Lynchburg, SC after a DUI are $4,735/year
  • The most expensive auto insurance company in Lynchburg is Farmers

Finding affordable Lynchburg, South Carolina auto insurance can be challenging, but everything you need to know to buy cheap Lynchburg, SC auto insurance with confidence is right here. Auto insurance rates in Lynchburg are affected by local factors as well as personal ones like your driving record.

See how Lynchburg, SC car insurance rates compare to Charleston auto insurance rates, Hilton Head Island auto insurance rates, and Summerville auto insurance rates before you read more about the cost of auto insurance in Lynchburg.

Don’t buy Lynchburg, SC auto insurance until you’ve compared rates. Get free Lynchburg, South Carolina auto insurance quotes when you enter your ZIP code above.

Lynchburg, SC Minimum Auto Insurance Requirements

The required auto insurance in Lynchburg, SC is 25/50/25 according to the auto insurance laws in South Carolina. The minimum auto insurance in Lynchburg, South Carolina is outlined here.

Minimum Required Auto Insurance Coverage in Lynchburg, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lynchburg, SC Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lynchburg, SC. Take a look at Lynchburg, South Carolina auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lynchburg, South Carolina

Insurance Company Poor Fair Good
Allstate $5,028 $3,765 $3,178
Farmers $6,626 $5,516 $5,042
GEICO $4,724 $2,541 $2,027
Nationwide $4,889 $3,950 $3,466
Progressive $5,548 $4,835 $4,492
State Farm $4,818 $2,936 $2,306
USAA $6,080 $2,973 $2,594

Buy Cheap Lynchburg, SC Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lynchburg, South Carolina auto insurance rates? Find out how car insurance rates in Lynchburg, SC are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lynchburg, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,658 $2,658 $2,538 $2,538 $6,758 $8,625 $2,944 $3,204
Farmers $3,930 $3,969 $3,757 $4,076 $10,288 $11,224 $4,292 $4,287
GEICO $2,235 $2,235 $2,039 $2,039 $5,410 $5,541 $2,608 $2,672
Nationwide $2,792 $2,833 $2,505 $2,609 $6,729 $8,723 $3,159 $3,462
Progressive $2,763 $2,542 $2,360 $2,465 $10,998 $12,137 $3,147 $3,253
State Farm $2,139 $2,139 $1,926 $1,926 $6,019 $7,587 $2,399 $2,694
USAA $2,093 $2,106 $1,920 $1,931 $8,270 $9,074 $2,752 $2,913

Buy Cheap Lynchburg, SC Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lynchburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lynchburg, SC are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lynchburg, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,758 $8,625
Farmers $10,288 $11,224
GEICO $5,410 $5,541
Nationwide $6,729 $8,723
Progressive $10,998 $12,137
State Farm $6,019 $7,587
USAA $8,270 $9,074

Buy Cheap Lynchburg, SC Auto Insurance for Seniors

You can save on senior auto insurance rates in Lynchburg, South Carolina by comparing Lynchburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lynchburg, SC here.

Annual Auto Insurance Rates for Senior Drivers in Lynchburg, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,538 $2,538
Farmers $3,757 $4,076
GEICO $2,039 $2,039
Nationwide $2,505 $2,609
Progressive $2,360 $2,465
State Farm $1,926 $1,926
USAA $1,920 $1,931

Find Cheap Auto Insurance Rates in Lynchburg, SC by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lynchburg, South Carolina auto insurance. Compare Lynchburg, SC auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lynchburg, South Carolina

Insurance Company Low Medium High
Allstate $3,753 $3,971 $4,247
Farmers $5,001 $5,714 $6,468
GEICO $2,875 $3,064 $3,354
Nationwide $4,046 $4,105 $4,154
Progressive $4,541 $4,878 $5,456
State Farm $3,119 $3,352 $3,590
USAA $3,648 $3,876 $4,122

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Find Cheap Lynchburg, SC Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lynchburg. Compare auto insurance rates in Lynchburg, SC by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lynchburg, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,906 $4,074
Farmers $5,728 $5,728
GEICO $3,081 $3,114
Nationwide $4,101 $4,101
Progressive $4,958 $4,958
State Farm $3,270 $3,437
USAA $3,841 $3,924

Find Cheap Lynchburg, SC Auto Insurance Rates by Driving Record

Auto insurance rates in Lynchburg, South Carolina are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lynchburg, SC, take a look at the average cost for various violations versus rates for a clean driving record in Lynchburg.

Annual Lynchburg, South Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,026 $4,760 $4,203 $3,972
Farmers $4,793 $6,578 $5,500 $6,041
GEICO $2,364 $3,055 $4,606 $2,364
Nationwide $3,251 $4,220 $5,349 $3,586
Progressive $4,074 $5,881 $4,940 $4,937
State Farm $3,055 $3,719 $3,320 $3,320
USAA $3,072 $3,792 $5,226 $3,440

Find Cheap Lynchburg, SC Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lynchburg, South Carolina is higher than for a clean driving record. You can buy auto insurance after a DUI in Lynchburg for less when you shop around and compare rates from multiple Lynchburg, SC auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lynchburg, South Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,203
Farmers $5,500
GEICO $4,606
Nationwide $5,349
Progressive $4,940
State Farm $3,320
USAA $5,226

Winners by Category: Where to Buy Cheap Auto Insurance in Lynchburg, SC

Compare rates from the cheapest auto insurance companies in Lynchburg, SC for your needs. Take a look at how Lynchburg, South Carolina auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lynchburg, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Lynchburg, South Carolina Auto Insurance Companies

If you’re looking for the cheapest Lynchburg, SC auto insurance companies overall, you can compare them here. Find the best price for Lynchburg, South Carolina car insurance by company.

Average Annual Auto Insurance Rates by Company in Lynchburg, South Carolina

Insurance Company Average Annual Rates
Allstate $3,990
Farmers $5,728
GEICO $3,097
Nationwide $4,101
Progressive $4,958
State Farm $3,354
USAA $3,882

What affects Lynchburg, South Carolina auto insurance rates?

Local factors affect auto insurance rates in Lynchburg, SC, including traffic, theft statistics, and commute length. Take a look at the things that impact Lynchburg auto insurance rates.

Commute Times in Lynchburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lynchburg, SC is 38.8 minutes according to City-Data.

Traffic in Lynchburg

How is traffic in Lynchburg, South Carolina? Inrix data shows that Lynchburg, SC traffic makes it the 467th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Lynchburg, SC

You can buy cheap Lynchburg, SC auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lynchburg, South Carolina auto insurance quotes from top companies.

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