Buy Cheap Lynchburg, OH Auto Insurance (2021)

Lynchburg, OH auto insurance rates average $228 a month. Minimum auto insurance requirements in Lynchburg, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Lynchburg, OH, compare Lynchburg auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lynchburg is Liberty Mutual
  • Average auto insurance rates in Lynchburg, OH for teens drivers are $5,584/year
  • The most expensive auto insurance company in Lynchburg after a DUI is Travelers

Finding affordable Lynchburg, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Lynchburg, OH auto insurance with confidence is right here. Auto insurance rates in Lynchburg are affected by local factors as well as personal ones like your driving record.

See how Lynchburg, OH car insurance rates compare to Lorain auto insurance rates, Cincinnati auto insurance rates, and Dayton auto insurance rates before you read more about the cost of auto insurance in Lynchburg.

Don’t buy Lynchburg, OH auto insurance until you’ve compared rates. Get free Lynchburg, Ohio auto insurance quotes when you enter your ZIP code above.

Lynchburg, OH Minimum Auto Insurance Requirements

The required auto insurance in Lynchburg, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Lynchburg, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Lynchburg, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lynchburg, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lynchburg, OH. Take a look at Lynchburg, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lynchburg, Ohio

Insurance Company Poor Fair Good
Allstate $3,993 $2,909 $2,429
American Family $2,072 $1,420 $1,205
Farmers $3,765 $3,174 $3,023
GEICO $2,156 $1,799 $1,441
Liberty Mutual $5,625 $3,458 $2,713
Nationwide $4,017 $3,235 $2,731
Progressive $3,612 $3,105 $2,895
State Farm $3,666 $2,266 $1,785
Travelers $3,466 $3,012 $2,811
USAA $1,835 $1,297 $1,104

Buy Cheap Lynchburg, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lynchburg, Ohio auto insurance rates? Find out how car insurance rates in Lynchburg, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lynchburg, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,075 $2,065 $1,872 $2,001 $5,767 $6,602 $2,178 $2,324
American Family $996 $1,036 $903 $910 $2,951 $3,215 $1,223 $1,291
Farmers $1,781 $1,776 $1,571 $1,655 $7,714 $7,999 $1,991 $2,079
GEICO $1,310 $1,267 $1,219 $1,222 $3,458 $3,218 $1,457 $1,239
Liberty Mutual $1,828 $1,993 $1,409 $1,709 $9,609 $10,846 $1,942 $2,119
Nationwide $2,227 $2,241 $2,007 $2,025 $5,646 $7,298 $2,390 $2,788
Progressive $1,682 $1,596 $1,398 $1,442 $7,244 $8,172 $2,016 $2,081
State Farm $1,586 $1,586 $1,404 $1,404 $4,718 $5,942 $1,836 $2,102
Travelers $1,448 $1,471 $1,429 $1,423 $6,114 $9,645 $1,505 $1,734
USAA $862 $869 $817 $819 $2,616 $2,917 $1,151 $1,244

Buy Cheap Lynchburg, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lynchburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lynchburg, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lynchburg, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,767 $6,602
American Family $2,951 $3,215
Farmers $7,714 $7,999
GEICO $3,458 $3,218
Liberty Mutual $9,609 $10,846
Nationwide $5,646 $7,298
Progressive $7,244 $8,172
State Farm $4,718 $5,942
Travelers $6,114 $9,645
USAA $2,616 $2,917

Buy Cheap Lynchburg, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Lynchburg, Ohio by comparing Lynchburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lynchburg, OH here.

Annual Auto Insurance Rates for Senior Drivers in Lynchburg, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,872 $2,001
American Family $903 $910
Farmers $1,571 $1,655
GEICO $1,219 $1,222
Liberty Mutual $1,409 $1,709
Nationwide $2,007 $2,025
Progressive $1,398 $1,442
State Farm $1,404 $1,404
Travelers $1,429 $1,423
USAA $817 $819

Find Cheap Auto Insurance Rates in Lynchburg, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lynchburg, Ohio auto insurance. Compare Lynchburg, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lynchburg, Ohio

Insurance Company Low Medium High
Allstate $3,013 $3,104 $3,214
American Family $1,540 $1,577 $1,580
Farmers $3,152 $3,272 $3,538
GEICO $1,745 $1,791 $1,860
Liberty Mutual $3,787 $3,951 $4,058
Nationwide $3,681 $3,226 $3,077
Progressive $3,083 $3,177 $3,351
State Farm $2,466 $2,579 $2,672
Travelers $3,018 $3,137 $3,134
USAA $1,353 $1,410 $1,473

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Find Cheap Lynchburg, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lynchburg. Compare auto insurance rates in Lynchburg, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lynchburg, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,110 $3,110
American Family $1,547 $1,585
Farmers $3,321 $3,321
GEICO $1,766 $1,831
Liberty Mutual $3,932 $3,932
Nationwide $3,328 $3,328
Progressive $3,204 $3,204
State Farm $2,510 $2,635
Travelers $3,096 $3,096
USAA $1,358 $1,466

Find Cheap Lynchburg, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Lynchburg, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lynchburg, OH, take a look at the average cost for various violations versus rates for a clean driving record in Lynchburg.

Annual Lynchburg, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,613 $3,160 $3,711 $2,958
American Family $1,500 $1,588 $1,588 $1,588
Farmers $2,742 $3,526 $3,438 $3,578
GEICO $1,230 $1,762 $2,528 $1,676
Liberty Mutual $3,305 $4,239 $4,329 $3,854
Nationwide $2,662 $3,393 $4,311 $2,946
Progressive $2,767 $3,741 $2,945 $3,362
State Farm $2,358 $2,787 $2,572 $2,572
Travelers $2,288 $2,971 $4,473 $2,653
USAA $1,087 $1,453 $1,904 $1,204

Find Cheap Lynchburg, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lynchburg, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Lynchburg for less when you shop around and compare rates from multiple Lynchburg, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lynchburg, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,711
American Family $1,588
Farmers $3,438
GEICO $2,528
Liberty Mutual $4,329
Nationwide $4,311
Progressive $2,945
State Farm $2,572
Travelers $4,473
USAA $1,904

Winners by Category: Where to Buy Cheap Auto Insurance in Lynchburg, OH

Compare rates from the cheapest auto insurance companies in Lynchburg, OH for your needs. Take a look at how Lynchburg, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lynchburg, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Lynchburg, Ohio Auto Insurance Companies

If you’re looking for the cheapest Lynchburg, OH auto insurance companies overall, you can compare them here. Find the best price for Lynchburg, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Lynchburg, Ohio

Insurance Company Average Annual Rates
Allstate $3,110
American Family $1,566
Farmers $3,321
GEICO $1,799
Liberty Mutual $3,932
Nationwide $3,328
Progressive $3,204
State Farm $2,572
Travelers $3,096
USAA $1,412

What affects Lynchburg, Ohio auto insurance rates?

Local factors affect auto insurance rates in Lynchburg, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Lynchburg auto insurance rates.

Commute Times in Lynchburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lynchburg, OH is 32.6 minutes according to City-Data.

Traffic in Lynchburg

How is traffic in Lynchburg, Ohio? Inrix data shows that Lynchburg, OH traffic makes it the 467th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Lynchburg, OH

You can buy cheap Lynchburg, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lynchburg, Ohio auto insurance quotes from top companies.

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