Buy Cheap Luxemburg, IA Auto Insurance (2021)

Luxemburg, IA auto insurance rates average $245 a month. Minimum auto insurance requirements in Luxemburg, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Luxemburg, IA, compare Luxemburg auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Luxemburg, IA for teens drivers are $5,588/year
  • The most expensive auto insurance company in Luxemburg is Travelers
  • Average auto insurance rates in Luxemburg, IA are $245/month

Finding affordable Luxemburg, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Luxemburg, IA auto insurance with confidence is right here. Auto insurance rates in Luxemburg are affected by local factors as well as personal ones like your driving record.

See how Luxemburg, IA car insurance rates compare to Waterloo auto insurance rates, Davenport auto insurance rates, and Ankeny auto insurance rates before you read more about the cost of auto insurance in Luxemburg.

Don’t buy Luxemburg, IA auto insurance until you’ve compared rates. Get free Luxemburg, Iowa auto insurance quotes when you enter your ZIP code above.

Luxemburg, IA Minimum Auto Insurance Requirements

The required auto insurance in Luxemburg, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Luxemburg, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Luxemburg, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Luxemburg, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Luxemburg, IA. Take a look at Luxemburg, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Luxemburg, Iowa

Insurance Company Poor Fair Good
Allstate $3,184 $2,535 $2,283
American Family $3,893 $2,860 $2,405
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,383 $3,934 $3,098
Nationwide $3,095 $2,430 $2,126
Progressive $3,097 $2,483 $2,242
State Farm $3,182 $1,968 $1,552
Travelers $5,977 $5,105 $4,863
USAA $2,347 $1,626 $1,413

Buy Cheap Luxemburg, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Luxemburg, Iowa auto insurance rates? Find out how car insurance rates in Luxemburg, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Luxemburg, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,764 $1,694 $1,572 $1,599 $5,092 $5,733 $1,916 $1,969
American Family $1,968 $1,968 $1,760 $1,760 $5,256 $7,372 $1,968 $2,369
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,159 $2,345 $1,894 $2,301 $10,316 $11,611 $2,447 $2,702
Nationwide $1,760 $1,805 $1,570 $1,672 $4,115 $5,309 $2,000 $2,171
Progressive $1,867 $1,811 $1,537 $1,590 $4,394 $4,972 $2,252 $2,438
State Farm $1,455 $1,455 $1,278 $1,278 $3,928 $4,983 $1,635 $1,861
Travelers $2,397 $2,444 $2,341 $2,341 $10,657 $16,895 $2,499 $2,946
USAA $1,177 $1,179 $1,090 $1,095 $3,351 $3,526 $1,404 $1,541

Buy Cheap Luxemburg, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Luxemburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Luxemburg, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Luxemburg, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,092 $5,733
American Family $5,256 $7,372
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,316 $11,611
Nationwide $4,115 $5,309
Progressive $4,394 $4,972
State Farm $3,928 $4,983
Travelers $10,657 $16,895
USAA $3,351 $3,526

Buy Cheap Luxemburg, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Luxemburg, Iowa by comparing Luxemburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Luxemburg, IA here.

Annual Auto Insurance Rates for Senior Drivers in Luxemburg, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,572 $1,599
American Family $1,760 $1,760
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,894 $2,301
Nationwide $1,570 $1,672
Progressive $1,537 $1,590
State Farm $1,278 $1,278
Travelers $2,341 $2,341
USAA $1,090 $1,095

Find Cheap Auto Insurance Rates in Luxemburg, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Luxemburg, Iowa auto insurance. Compare Luxemburg, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Luxemburg, Iowa

Insurance Company Low Medium High
Allstate $2,573 $2,670 $2,758
American Family $3,064 $3,222 $2,872
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,299 $4,464 $4,652
Nationwide $2,662 $2,538 $2,450
Progressive $2,482 $2,615 $2,726
State Farm $2,125 $2,247 $2,330
Travelers $5,020 $5,394 $5,531
USAA $1,700 $1,802 $1,884

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Find Cheap Luxemburg, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Luxemburg. Compare auto insurance rates in Luxemburg, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Luxemburg, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,604 $2,730
American Family $3,017 $3,088
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,472 $4,472
Nationwide $2,550 $2,550
Progressive $2,608 $2,608
State Farm $2,180 $2,288
Travelers $5,315 $5,315
USAA $1,730 $1,861

Find Cheap Luxemburg, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Luxemburg, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Luxemburg, IA, take a look at the average cost for various violations versus rates for a clean driving record in Luxemburg.

Annual Luxemburg, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,268 $2,743 $3,122 $2,536
American Family $2,204 $3,226 $4,189 $2,591
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,865 $4,774 $4,876 $4,373
Nationwide $1,851 $2,651 $3,607 $2,091
Progressive $2,102 $3,419 $2,276 $2,634
State Farm $2,069 $2,399 $2,234 $2,234
Travelers $3,864 $5,165 $6,923 $5,308
USAA $1,364 $1,846 $2,400 $1,571

Find Cheap Luxemburg, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Luxemburg, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Luxemburg for less when you shop around and compare rates from multiple Luxemburg, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Luxemburg, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,122
American Family $4,189
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,876
Nationwide $3,607
Progressive $2,276
State Farm $2,234
Travelers $6,923
USAA $2,400

Winners by Category: Where to Buy Cheap Auto Insurance in Luxemburg, IA

Compare rates from the cheapest auto insurance companies in Luxemburg, IA for your needs. Take a look at how Luxemburg, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Luxemburg, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Luxemburg, Iowa Auto Insurance Companies

If you’re looking for the cheapest Luxemburg, IA auto insurance companies overall, you can compare them here. Find the best price for Luxemburg, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Luxemburg, Iowa

Insurance Company Average Annual Rates
Allstate $2,667
American Family $3,053
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,472
Nationwide $2,550
Progressive $2,608
State Farm $2,234
Travelers $5,315
USAA $1,795

What affects Luxemburg, Iowa auto insurance rates?

Local factors affect auto insurance rates in Luxemburg, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Luxemburg auto insurance rates.

Commute Times in Luxemburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Luxemburg, IA is 20.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Luxemburg, IA

You can buy cheap Luxemburg, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Luxemburg, Iowa auto insurance quotes from top companies.

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