Buy Cheap Luverne, AL Auto Insurance (2021)

Luverne, AL auto insurance rates average $298 a month. Minimum auto insurance requirements in Luverne, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Luverne, AL, compare Luverne auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Luverne after a DUI is Liberty Mutual
  • Average auto insurance rates in Luverne, AL after a DUI are $4,075/year
  • The most expensive auto insurance company in Luverne is Liberty Mutual

Finding affordable Luverne, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Luverne, AL auto insurance with confidence is right here. Auto insurance rates in Luverne are affected by local factors as well as personal ones like your driving record.

See how Luverne, AL car insurance rates compare to Montgomery auto insurance rates, Madison auto insurance rates, and Hoover auto insurance rates before you read more about the cost of auto insurance in Luverne.

Don’t buy Luverne, AL auto insurance until you’ve compared rates. Get free Luverne, Alabama auto insurance quotes when you enter your ZIP code above.

Luverne, AL Minimum Auto Insurance Requirements

The required auto insurance in Luverne, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Luverne, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Luverne, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Luverne, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Luverne, AL. Take a look at Luverne, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Luverne, Alabama

Insurance Company Poor Fair Good
Allstate $3,949 $3,087 $2,522
Farmers $4,224 $3,632 $3,443
GEICO $3,361 $2,399 $2,171
Liberty Mutual $7,356 $4,505 $3,538
Nationwide $3,171 $2,467 $2,229
Progressive $4,907 $4,190 $3,906
State Farm $7,211 $3,658 $2,490
Travelers $4,211 $3,646 $3,713
USAA $2,880 $1,873 $1,672

Buy Cheap Luverne, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Luverne, Alabama auto insurance rates? Find out how car insurance rates in Luverne, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Luverne, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,964 $1,885 $1,764 $1,801 $6,532 $7,020 $2,232 $2,292
Farmers $2,167 $2,153 $1,937 $2,056 $8,282 $8,525 $2,458 $2,556
GEICO $1,919 $1,894 $1,817 $1,864 $4,936 $4,820 $2,027 $1,875
Liberty Mutual $3,021 $3,265 $2,483 $2,774 $10,830 $12,034 $3,221 $3,434
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,382 $2,245 $1,951 $2,078 $9,562 $10,688 $2,792 $2,974
State Farm $2,834 $2,834 $2,524 $2,524 $8,003 $10,058 $3,187 $3,661
Travelers $1,597 $1,624 $1,487 $1,484 $8,335 $13,051 $1,514 $1,761
USAA $1,339 $1,364 $1,250 $1,232 $3,940 $4,375 $1,744 $1,890

Buy Cheap Luverne, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Luverne can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Luverne, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Luverne, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,532 $7,020
Farmers $8,282 $8,525
GEICO $4,936 $4,820
Liberty Mutual $10,830 $12,034
Nationwide $4,418 $5,752
Progressive $9,562 $10,688
State Farm $8,003 $10,058
Travelers $8,335 $13,051
USAA $3,940 $4,375

Buy Cheap Luverne, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Luverne, Alabama by comparing Luverne senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Luverne, AL here.

Annual Auto Insurance Rates for Senior Drivers in Luverne, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,764 $1,801
Farmers $1,937 $2,056
GEICO $1,817 $1,864
Liberty Mutual $2,483 $2,774
Nationwide $1,577 $1,642
Progressive $1,951 $2,078
State Farm $2,524 $2,524
Travelers $1,487 $1,484
USAA $1,250 $1,232

Find Cheap Auto Insurance Rates in Luverne, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Luverne, Alabama auto insurance. Compare Luverne, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Luverne, Alabama

Insurance Company Low Medium High
Allstate $3,083 $3,182 $3,294
Farmers $3,557 $3,718 $4,025
GEICO $2,433 $2,631 $2,867
Liberty Mutual $4,912 $5,110 $5,377
Nationwide $2,624 $2,595 $2,649
Progressive $3,912 $4,311 $4,780
State Farm $4,247 $4,445 $4,668
Travelers $3,690 $3,934 $3,947
USAA $2,065 $2,130 $2,231

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Luverne, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Luverne. Compare auto insurance rates in Luverne, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Luverne, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,186 $3,186
Farmers $3,767 $3,767
GEICO $2,594 $2,694
Liberty Mutual $5,133 $5,133
Nationwide $2,623 $2,623
Progressive $4,334 $4,334
State Farm $4,349 $4,558
Travelers $3,857 $3,857
USAA $2,044 $2,240

Find Cheap Luverne, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Luverne, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Luverne, AL, take a look at the average cost for various violations versus rates for a clean driving record in Luverne.

Annual Luverne, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,735 $3,205 $3,740 $3,064
Farmers $3,172 $4,098 $3,998 $3,798
GEICO $1,796 $2,872 $3,506 $2,401
Liberty Mutual $4,025 $5,602 $5,483 $5,421
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,923 $4,911 $4,195 $4,307
State Farm $4,058 $4,936 $4,409 $4,409
Travelers $3,213 $3,374 $4,920 $3,920
USAA $1,648 $2,063 $3,073 $1,783

Find Cheap Luverne, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Luverne, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Luverne for less when you shop around and compare rates from multiple Luverne, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Luverne, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,740
Farmers $3,998
GEICO $3,506
Liberty Mutual $5,483
Nationwide $3,353
Progressive $4,195
State Farm $4,409
Travelers $4,920
USAA $3,073

Winners by Category: Where to Buy Cheap Auto Insurance in Luverne, AL

Compare rates from the cheapest auto insurance companies in Luverne, AL for your needs. Take a look at how Luverne, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Luverne, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Luverne, Alabama Auto Insurance Companies

If you’re looking for the cheapest Luverne, AL auto insurance companies overall, you can compare them here. Find the best price for Luverne, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Luverne, Alabama

Insurance Company Average Annual Rates
Allstate $3,186
Farmers $3,767
GEICO $2,644
Liberty Mutual $5,133
Nationwide $2,623
Progressive $4,334
State Farm $4,453
Travelers $3,857
USAA $2,142

What affects Luverne, Alabama auto insurance rates?

Local factors affect auto insurance rates in Luverne, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Luverne auto insurance rates.

Commute Times in Luverne

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Luverne, AL is 24.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Luverne, AL

You can buy cheap Luverne, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Luverne, Alabama auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption