Buy Cheap Lupton, MI Auto Insurance (2022)

Lupton, MI auto insurance rates average $795 a month. Minimum auto insurance requirements in Lupton, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Lupton, MI, compare Lupton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lupton is Allstate
  • Average auto insurance rates in Lupton, MI are $795/month
  • Average auto insurance rates in Lupton, MI after a DUI are $15,977/year

Finding affordable Lupton, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Lupton, MI auto insurance with confidence is right here. Auto insurance rates in Lupton are affected by local factors as well as personal ones like your driving record.

See how Lupton, MI car insurance rates compare to Grand Rapids auto insurance rates, Sterling Heights auto insurance rates, and Troy auto insurance rates before you read more about the cost of auto insurance in Lupton.

Don’t buy Lupton, MI auto insurance until you’ve compared rates. Get free Lupton, Michigan auto insurance quotes when you enter your ZIP code above.

Lupton, MI Minimum Auto Insurance Requirements

The required auto insurance in Lupton, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Lupton, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Lupton, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Lupton, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lupton, MI. Take a look at Lupton, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lupton, Michigan

Insurance Company Poor Fair Good
Allstate $37,001 $20,419 $15,461
Farmers $7,481 $4,916 $4,537
GEICO $6,997 $5,147 $4,190
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $6,815 $5,154 $4,393
Progressive $5,923 $4,945 $4,435
State Farm $17,897 $9,060 $6,156
Travelers $8,534 $8,275 $8,170
USAA $5,007 $2,868 $2,181

Buy Cheap Lupton, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lupton, Michigan auto insurance rates? Find out how car insurance rates in Lupton, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lupton, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,027 $18,027 $16,826 $16,826 $43,353 $43,353 $18,968 $18,968
Farmers $4,318 $4,318 $4,031 $4,031 $9,389 $9,389 $4,840 $4,840
GEICO $3,813 $3,813 $3,854 $3,854 $10,466 $10,466 $3,646 $3,646
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $3,888 $3,888 $3,463 $3,463 $10,205 $10,205 $4,260 $4,260
Progressive $3,098 $2,886 $2,724 $3,054 $10,754 $11,371 $3,603 $3,318
State Farm $6,743 $6,743 $6,235 $6,235 $23,271 $23,271 $7,902 $7,902
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,495 $2,356 $2,347 $2,215 $5,917 $5,587 $3,017 $2,883

Buy Cheap Lupton, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lupton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lupton, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lupton, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,353 $43,353
Farmers $9,389 $9,389
GEICO $10,466 $10,466
Liberty Mutual $30,474 $30,474
Nationwide $10,205 $10,205
Progressive $10,754 $11,371
State Farm $23,271 $23,271
Travelers $16,861 $16,861
USAA $5,917 $5,587

Buy Cheap Lupton, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Lupton, Michigan by comparing Lupton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lupton, MI here.

Annual Auto Insurance Rates for Senior Drivers in Lupton, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,826 $16,826
Farmers $4,031 $4,031
GEICO $3,854 $3,854
Liberty Mutual $12,695 $12,695
Nationwide $3,463 $3,463
Progressive $2,724 $3,054
State Farm $6,235 $6,235
Travelers $4,792 $4,792
USAA $2,347 $2,215

Find Cheap Auto Insurance Rates in Lupton, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lupton, Michigan auto insurance. Compare Lupton, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lupton, Michigan

Insurance Company Low Medium High
Allstate $23,467 $24,366 $25,047
Farmers $5,501 $5,632 $5,800
GEICO $5,096 $5,397 $5,841
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $5,695 $5,365 $5,302
Progressive $4,926 $5,108 $5,269
State Farm $10,490 $11,105 $11,518
Travelers $8,241 $8,334 $8,405
USAA $3,257 $3,359 $3,439

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Find Cheap Lupton, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lupton. Compare auto insurance rates in Lupton, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lupton, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $24,294 $24,294
Farmers $5,644 $5,644
GEICO $5,318 $5,571
Liberty Mutual $16,605 $17,805
Nationwide $5,454 $5,454
Progressive $5,101 $5,101
State Farm $10,739 $11,336
Travelers $8,279 $8,375
USAA $3,313 $3,391

Find Cheap Lupton, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Lupton, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lupton, MI, take a look at the average cost for various violations versus rates for a clean driving record in Lupton.

Annual Lupton, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,822 $15,896 $52,934 $16,522
Farmers $4,754 $6,037 $5,965 $5,821
GEICO $1,962 $4,059 $12,188 $3,570
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $4,677 $6,220 $5,661 $5,258
Progressive $4,313 $5,668 $5,121 $5,302
State Farm $7,101 $8,470 $18,055 $10,524
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,703 $3,364 $4,398 $2,943

Find Cheap Lupton, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lupton, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Lupton for less when you shop around and compare rates from multiple Lupton, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lupton, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $52,934
Farmers $5,965
GEICO $12,188
Liberty Mutual $26,565
Nationwide $5,661
Progressive $5,121
State Farm $18,055
Travelers $12,908
USAA $4,398

Winners by Category: Where to Buy Cheap Auto Insurance in Lupton, MI

Compare rates from the cheapest auto insurance companies in Lupton, MI for your needs. Take a look at how Lupton, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lupton, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Lupton, Michigan Auto Insurance Companies

If you’re looking for the cheapest Lupton, MI auto insurance companies overall, you can compare them here. Find the best price for Lupton, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Lupton, Michigan

Insurance Company Average Annual Rates
Allstate $24,294
Farmers $5,644
GEICO $5,445
Liberty Mutual $17,205
Nationwide $5,454
Progressive $5,101
State Farm $11,038
Travelers $8,327
USAA $3,352

What affects Lupton, Michigan auto insurance rates?

Local factors affect auto insurance rates in Lupton, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Lupton auto insurance rates.

Commute Times in Lupton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lupton, MI is 35.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Lupton, MI

You can buy cheap Lupton, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lupton, Michigan auto insurance quotes from top companies.

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