Buy Cheap Luna Pier, MI Auto Insurance (2022)

Luna Pier, MI auto insurance rates average $851 a month. Minimum auto insurance requirements in Luna Pier, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Luna Pier, MI, compare Luna Pier auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Luna Pier, MI for teens drivers are $19,278/year
  • The most expensive auto insurance company in Luna Pier after a DUI is Allstate
  • The most expensive auto insurance company in Luna Pier is Allstate

Finding affordable Luna Pier, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Luna Pier, MI auto insurance with confidence is right here. Auto insurance rates in Luna Pier are affected by local factors as well as personal ones like your driving record.

See how Luna Pier, MI car insurance rates compare to Troy auto insurance rates, Dearborn auto insurance rates, and Grand Rapids auto insurance rates before you read more about the cost of auto insurance in Luna Pier.

Don’t buy Luna Pier, MI auto insurance until you’ve compared rates. Get free Luna Pier, Michigan auto insurance quotes when you enter your ZIP code above.

Luna Pier, MI Minimum Auto Insurance Requirements

The required auto insurance in Luna Pier, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Luna Pier, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Luna Pier, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Luna Pier, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Luna Pier, MI. Take a look at Luna Pier, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Luna Pier, Michigan

Insurance Company Poor Fair Good
Allstate $32,807 $18,163 $13,842
Farmers $7,703 $5,010 $4,611
GEICO $8,733 $6,411 $5,209
Liberty Mutual $32,810 $18,942 $10,452
Nationwide $6,167 $4,675 $3,992
Progressive $6,203 $5,203 $4,656
State Farm $24,266 $12,247 $8,297
Travelers $8,206 $7,958 $7,858
USAA $5,573 $3,183 $2,419

Buy Cheap Luna Pier, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Luna Pier, Michigan auto insurance rates? Find out how car insurance rates in Luna Pier, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Luna Pier, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,884 $15,884 $14,787 $14,787 $39,019 $39,019 $16,726 $16,726
Farmers $4,410 $4,410 $4,126 $4,126 $9,619 $9,619 $4,944 $4,944
GEICO $4,775 $4,775 $4,894 $4,894 $12,927 $12,927 $4,541 $4,541
Liberty Mutual $15,624 $15,624 $15,474 $15,474 $36,217 $36,217 $15,624 $15,624
Nationwide $3,550 $3,550 $3,173 $3,173 $9,174 $9,174 $3,883 $3,883
Progressive $3,191 $2,915 $2,825 $3,202 $11,568 $12,139 $3,691 $3,301
State Farm $8,901 $8,901 $8,320 $8,320 $32,054 $32,054 $10,472 $10,472
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,713 $2,556 $2,554 $2,399 $6,743 $6,381 $3,303 $3,149

Buy Cheap Luna Pier, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Luna Pier can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Luna Pier, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Luna Pier, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $39,019 $39,019
Farmers $9,619 $9,619
GEICO $12,927 $12,927
Liberty Mutual $36,217 $36,217
Nationwide $9,174 $9,174
Progressive $11,568 $12,139
State Farm $32,054 $32,054
Travelers $16,180 $16,180
USAA $6,743 $6,381

Buy Cheap Luna Pier, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Luna Pier, Michigan by comparing Luna Pier senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Luna Pier, MI here.

Annual Auto Insurance Rates for Senior Drivers in Luna Pier, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,787 $14,787
Farmers $4,126 $4,126
GEICO $4,894 $4,894
Liberty Mutual $15,474 $15,474
Nationwide $3,173 $3,173
Progressive $2,825 $3,202
State Farm $8,320 $8,320
Travelers $4,626 $4,626
USAA $2,554 $2,399

Find Cheap Auto Insurance Rates in Luna Pier, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Luna Pier, Michigan auto insurance. Compare Luna Pier, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Luna Pier, Michigan

Insurance Company Low Medium High
Allstate $20,947 $21,662 $22,203
Farmers $5,614 $5,761 $5,949
GEICO $6,264 $6,709 $7,380
Liberty Mutual $20,193 $20,681 $21,330
Nationwide $5,102 $4,881 $4,851
Progressive $5,160 $5,362 $5,540
State Farm $14,113 $15,038 $15,659
Travelers $7,920 $8,016 $8,086
USAA $3,610 $3,735 $3,829

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Find Cheap Luna Pier, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Luna Pier. Compare auto insurance rates in Luna Pier, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Luna Pier, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $21,604 $21,604
Farmers $5,775 $5,775
GEICO $6,630 $6,938
Liberty Mutual $20,035 $21,435
Nationwide $4,945 $4,945
Progressive $5,354 $5,354
State Farm $14,522 $15,351
Travelers $7,961 $8,053
USAA $3,682 $3,767

Find Cheap Luna Pier, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Luna Pier, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Luna Pier, MI, take a look at the average cost for various violations versus rates for a clean driving record in Luna Pier.

Annual Luna Pier, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,468 $14,036 $47,226 $14,685
Farmers $4,862 $6,179 $6,112 $5,946
GEICO $2,367 $5,048 $15,332 $4,390
Liberty Mutual $14,111 $17,337 $33,172 $18,319
Nationwide $4,246 $5,637 $5,129 $4,767
Progressive $4,506 $5,984 $5,377 $5,548
State Farm $9,328 $11,279 $24,935 $14,205
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,992 $3,745 $4,900 $3,262

Find Cheap Luna Pier, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Luna Pier, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Luna Pier for less when you shop around and compare rates from multiple Luna Pier, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Luna Pier, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $47,226
Farmers $6,112
GEICO $15,332
Liberty Mutual $33,172
Nationwide $5,129
Progressive $5,377
State Farm $24,935
Travelers $12,473
USAA $4,900

Winners by Category: Where to Buy Cheap Auto Insurance in Luna Pier, MI

Compare rates from the cheapest auto insurance companies in Luna Pier, MI for your needs. Take a look at how Luna Pier, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Luna Pier, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Luna Pier, Michigan Auto Insurance Companies

If you’re looking for the cheapest Luna Pier, MI auto insurance companies overall, you can compare them here. Find the best price for Luna Pier, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Luna Pier, Michigan

Insurance Company Average Annual Rates
Allstate $21,604
Farmers $5,775
GEICO $6,784
Liberty Mutual $20,735
Nationwide $4,945
Progressive $5,354
State Farm $14,937
Travelers $8,007
USAA $3,725

What affects Luna Pier, Michigan auto insurance rates?

Local factors affect auto insurance rates in Luna Pier, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Luna Pier auto insurance rates.

Commute Times in Luna Pier

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Luna Pier, MI is 27.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Luna Pier, MI

You can buy cheap Luna Pier, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Luna Pier, Michigan auto insurance quotes from top companies.

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