Buy Cheap Lumberton, TX Auto Insurance (2021)

Lumberton, TX auto insurance rates average $343 a month. Minimum auto insurance requirements in Lumberton, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Lumberton, TX, compare Lumberton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lumberton is Allstate
  • The most expensive auto insurance company in Lumberton after a DUI is Allstate
  • Average auto insurance rates in Lumberton, TX are $343/month

Finding affordable Lumberton, Texas auto insurance can be challenging, but everything you need to know to buy cheap Lumberton, TX auto insurance with confidence is right here. Auto insurance rates in Lumberton are affected by local factors as well as personal ones like your driving record.

See how Lumberton, TX car insurance rates compare to Corpus Christi auto insurance rates, Austin auto insurance rates, and San Antonio auto insurance rates before you read more about the cost of auto insurance in Lumberton.

Don’t buy Lumberton, TX auto insurance until you’ve compared rates. Get free Lumberton, Texas auto insurance quotes when you enter your ZIP code above.

Lumberton, TX Minimum Auto Insurance Requirements

The required auto insurance in Lumberton, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Lumberton, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Lumberton, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lumberton, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lumberton, TX. Take a look at Lumberton, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lumberton, Texas

Insurance Company Poor Fair Good
Allstate $6,988 $5,128 $4,395
American Family $6,663 $4,244 $3,704
GEICO $5,562 $3,139 $2,087
Nationwide $4,858 $3,908 $3,394
Progressive $5,557 $4,815 $4,465
State Farm $4,521 $2,813 $2,240
USAA $3,862 $2,240 $1,804

Buy Cheap Lumberton, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lumberton, Texas auto insurance rates? Find out how car insurance rates in Lumberton, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lumberton, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,553 $3,576 $3,505 $3,505 $9,496 $11,441 $4,389 $4,561
American Family $2,848 $3,184 $2,699 $3,104 $7,883 $10,336 $4,156 $4,752
GEICO $2,646 $2,875 $2,575 $2,955 $5,895 $6,109 $2,868 $2,846
Nationwide $2,517 $2,554 $2,223 $2,350 $7,271 $9,326 $2,971 $3,214
Progressive $2,607 $2,458 $2,324 $2,365 $11,165 $12,454 $3,080 $3,113
State Farm $2,213 $2,213 $1,973 $1,973 $5,386 $6,877 $2,412 $2,483
USAA $1,671 $1,677 $1,600 $1,584 $4,764 $5,175 $2,230 $2,382

Buy Cheap Lumberton, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lumberton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lumberton, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lumberton, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,496 $11,441
American Family $7,883 $10,336
GEICO $5,895 $6,109
Nationwide $7,271 $9,326
Progressive $11,165 $12,454
State Farm $5,386 $6,877
USAA $4,764 $5,175

Buy Cheap Lumberton, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Lumberton, Texas by comparing Lumberton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lumberton, TX here.

Annual Auto Insurance Rates for Senior Drivers in Lumberton, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,505 $3,505
American Family $2,699 $3,104
GEICO $2,575 $2,955
Nationwide $2,223 $2,350
Progressive $2,324 $2,365
State Farm $1,973 $1,973
USAA $1,600 $1,584

Find Cheap Auto Insurance Rates in Lumberton, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lumberton, Texas auto insurance. Compare Lumberton, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lumberton, Texas

Insurance Company Low Medium High
Allstate $5,376 $5,456 $5,678
American Family $4,538 $4,687 $5,385
GEICO $3,384 $3,543 $3,862
Nationwide $4,342 $3,880 $3,937
Progressive $4,692 $4,919 $5,225
State Farm $3,016 $3,180 $3,378
USAA $2,541 $2,624 $2,741

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Find Cheap Lumberton, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lumberton. Compare auto insurance rates in Lumberton, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lumberton, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,366 $5,641
American Family $4,870 $4,870
GEICO $3,529 $3,663
Nationwide $4,053 $4,053
Progressive $4,946 $4,946
State Farm $3,191 $3,191
USAA $2,602 $2,669

Find Cheap Lumberton, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Lumberton, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lumberton, TX, take a look at the average cost for various violations versus rates for a clean driving record in Lumberton.

Annual Lumberton, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,242 $6,620 $6,910 $4,242
American Family $4,418 $5,684 $4,961 $4,418
GEICO $3,049 $4,055 $3,352 $3,929
Nationwide $3,514 $3,514 $5,214 $3,971
Progressive $4,307 $5,598 $5,033 $4,845
State Farm $2,826 $3,254 $3,859 $2,826
USAA $1,959 $2,903 $3,430 $2,249

Find Cheap Lumberton, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lumberton, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Lumberton for less when you shop around and compare rates from multiple Lumberton, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lumberton, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,910
American Family $4,961
GEICO $3,352
Nationwide $5,214
Progressive $5,033
State Farm $3,859
USAA $3,430

Winners by Category: Where to Buy Cheap Auto Insurance in Lumberton, TX

Compare rates from the cheapest auto insurance companies in Lumberton, TX for your needs. Take a look at how Lumberton, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lumberton, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Lumberton, Texas Auto Insurance Companies

If you’re looking for the cheapest Lumberton, TX auto insurance companies overall, you can compare them here. Find the best price for Lumberton, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Lumberton, Texas

Insurance Company Average Annual Rates
Allstate $5,503
American Family $4,870
GEICO $3,596
Nationwide $4,053
Progressive $4,946
State Farm $3,191
USAA $2,635

What affects Lumberton, Texas auto insurance rates?

Local factors affect auto insurance rates in Lumberton, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Lumberton auto insurance rates.

Auto Theft in Lumberton

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Lumberton, TX auto theft show a total of 20 vehicle thefts annually.

Commute Times in Lumberton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lumberton, TX is 25.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Lumberton, TX

You can buy cheap Lumberton, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lumberton, Texas auto insurance quotes from top companies.

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