Buy Cheap Luling, TX Auto Insurance (2021)

Luling, TX auto insurance rates average $315 a month. Minimum auto insurance requirements in Luling, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Luling, TX, compare Luling auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Luling, TX after a DUI are $4,317/year
  • Average auto insurance rates in Luling, TX for teens drivers are $6,737/year
  • The most expensive auto insurance company in Luling after a DUI is Allstate

Finding affordable Luling, Texas auto insurance can be challenging, but everything you need to know to buy cheap Luling, TX auto insurance with confidence is right here. Auto insurance rates in Luling are affected by local factors as well as personal ones like your driving record.

See how Luling, TX car insurance rates compare to San Antonio auto insurance rates, Dallas auto insurance rates, and Corpus Christi auto insurance rates before you read more about the cost of auto insurance in Luling.

Don’t buy Luling, TX auto insurance until you’ve compared rates. Get free Luling, Texas auto insurance quotes when you enter your ZIP code above.

Luling, TX Minimum Auto Insurance Requirements

The required auto insurance in Luling, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Luling, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Luling, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Luling, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Luling, TX. Take a look at Luling, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Luling, Texas

Insurance Company Poor Fair Good
Allstate $6,843 $5,021 $4,301
American Family $5,979 $3,832 $3,341
GEICO $5,013 $2,839 $1,894
Nationwide $4,745 $3,805 $3,307
Progressive $4,751 $4,116 $3,819
State Farm $4,186 $2,602 $2,071
USAA $3,437 $1,973 $1,584

Buy Cheap Luling, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Luling, Texas auto insurance rates? Find out how car insurance rates in Luling, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Luling, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,480 $3,506 $3,435 $3,435 $9,282 $11,191 $4,303 $4,477
American Family $2,564 $2,868 $2,444 $2,810 $7,108 $9,276 $3,740 $4,265
GEICO $2,419 $2,610 $2,337 $2,640 $5,252 $5,499 $2,614 $2,619
Nationwide $2,472 $2,517 $2,180 $2,312 $7,033 $9,051 $2,906 $3,149
Progressive $2,253 $2,146 $2,011 $2,049 $9,456 $10,532 $2,672 $2,711
State Farm $2,081 $2,081 $1,847 $1,847 $4,920 $6,260 $2,258 $2,330
USAA $1,504 $1,520 $1,432 $1,431 $4,107 $4,494 $2,001 $2,161

Buy Cheap Luling, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Luling can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Luling, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Luling, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,282 $11,191
American Family $7,108 $9,276
GEICO $5,252 $5,499
Nationwide $7,033 $9,051
Progressive $9,456 $10,532
State Farm $4,920 $6,260
USAA $4,107 $4,494

Buy Cheap Luling, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Luling, Texas by comparing Luling senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Luling, TX here.

Annual Auto Insurance Rates for Senior Drivers in Luling, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,435 $3,435
American Family $2,444 $2,810
GEICO $2,337 $2,640
Nationwide $2,180 $2,312
Progressive $2,011 $2,049
State Farm $1,847 $1,847
USAA $1,432 $1,431

Find Cheap Auto Insurance Rates in Luling, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Luling, Texas auto insurance. Compare Luling, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Luling, Texas

Insurance Company Low Medium High
Allstate $5,265 $5,342 $5,558
American Family $4,087 $4,224 $4,842
GEICO $3,083 $3,206 $3,458
Nationwide $4,269 $3,782 $3,806
Progressive $4,039 $4,211 $4,436
State Farm $2,806 $2,944 $3,108
USAA $2,257 $2,323 $2,414

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Find Cheap Luling, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Luling. Compare auto insurance rates in Luling, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Luling, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,258 $5,519
American Family $4,384 $4,384
GEICO $3,188 $3,310
Nationwide $3,952 $3,952
Progressive $4,229 $4,229
State Farm $2,953 $2,953
USAA $2,302 $2,361

Find Cheap Luling, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Luling, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Luling, TX, take a look at the average cost for various violations versus rates for a clean driving record in Luling.

Annual Luling, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,166 $6,466 $6,757 $4,166
American Family $3,978 $5,114 $4,468 $3,978
GEICO $2,759 $3,642 $3,044 $3,550
Nationwide $3,422 $3,422 $5,094 $3,872
Progressive $3,691 $4,767 $4,302 $4,154
State Farm $2,631 $3,008 $3,542 $2,631
USAA $1,747 $2,562 $3,012 $2,004

Find Cheap Luling, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Luling, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Luling for less when you shop around and compare rates from multiple Luling, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Luling, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,757
American Family $4,468
GEICO $3,044
Nationwide $5,094
Progressive $4,302
State Farm $3,542
USAA $3,012

Winners by Category: Where to Buy Cheap Auto Insurance in Luling, TX

Compare rates from the cheapest auto insurance companies in Luling, TX for your needs. Take a look at how Luling, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Luling, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Luling, Texas Auto Insurance Companies

If you’re looking for the cheapest Luling, TX auto insurance companies overall, you can compare them here. Find the best price for Luling, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Luling, Texas

Insurance Company Average Annual Rates
Allstate $5,389
American Family $4,384
GEICO $3,249
Nationwide $3,953
Progressive $4,229
State Farm $2,953
USAA $2,331

What affects Luling, Texas auto insurance rates?

Local factors affect auto insurance rates in Luling, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Luling auto insurance rates.

Auto Theft in Luling

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Luling, TX auto theft show a total of 5 vehicle thefts annually.

Commute Times in Luling

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Luling, TX is 26.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Luling, TX

You can buy cheap Luling, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Luling, Texas auto insurance quotes from top companies.

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