Buy Cheap Lufkin, TX Auto Insurance (2021)

Lufkin, TX auto insurance rates average $317 a month. Minimum auto insurance requirements in Lufkin, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Lufkin, TX, compare Lufkin auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lufkin is Allstate
  • Average auto insurance rates in Lufkin, TX after a DUI are $4,350/year
  • Average auto insurance rates in Lufkin, TX are $317/month

Finding affordable Lufkin, Texas auto insurance can be challenging, but everything you need to know to buy cheap Lufkin, TX auto insurance with confidence is right here. Auto insurance rates in Lufkin are affected by local factors as well as personal ones like your driving record.

See how Lufkin, TX car insurance rates compare to San Antonio auto insurance rates, Plano auto insurance rates, and Austin auto insurance rates before you read more about the cost of auto insurance in Lufkin.

Don’t buy Lufkin, TX auto insurance until you’ve compared rates. Get free Lufkin, Texas auto insurance quotes when you enter your ZIP code above.

Lufkin, TX Minimum Auto Insurance Requirements

The required auto insurance in Lufkin, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Lufkin, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Lufkin, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lufkin, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lufkin, TX. Take a look at Lufkin, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lufkin, Texas

Insurance Company Poor Fair Good
Allstate $7,031 $5,152 $4,409
American Family $5,265 $3,337 $2,929
GEICO $4,996 $2,829 $1,888
Nationwide $4,528 $3,636 $3,158
Progressive $5,263 $4,545 $4,209
State Farm $4,274 $2,659 $2,118
USAA $3,796 $2,195 $1,766

Buy Cheap Lufkin, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lufkin, Texas auto insurance rates? Find out how car insurance rates in Lufkin, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lufkin, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,589 $3,623 $3,543 $3,543 $9,455 $11,421 $4,441 $4,631
American Family $2,303 $2,563 $2,173 $2,485 $6,138 $8,014 $3,307 $3,765
GEICO $2,409 $2,598 $2,321 $2,620 $5,244 $5,489 $2,606 $2,615
Nationwide $2,366 $2,405 $2,092 $2,213 $6,714 $8,614 $2,780 $3,006
Progressive $2,507 $2,349 $2,230 $2,274 $10,489 $11,664 $2,932 $2,935
State Farm $2,100 $2,100 $1,870 $1,870 $5,074 $6,477 $2,286 $2,358
USAA $1,641 $1,647 $1,569 $1,552 $4,674 $5,082 $2,186 $2,337

Buy Cheap Lufkin, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lufkin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lufkin, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lufkin, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,455 $11,421
American Family $6,138 $8,014
GEICO $5,244 $5,489
Nationwide $6,714 $8,614
Progressive $10,489 $11,664
State Farm $5,074 $6,477
USAA $4,674 $5,082

Buy Cheap Lufkin, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Lufkin, Texas by comparing Lufkin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lufkin, TX here.

Annual Auto Insurance Rates for Senior Drivers in Lufkin, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,543 $3,543
American Family $2,173 $2,485
GEICO $2,321 $2,620
Nationwide $2,092 $2,213
Progressive $2,230 $2,274
State Farm $1,870 $1,870
USAA $1,569 $1,552

Find Cheap Auto Insurance Rates in Lufkin, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lufkin, Texas auto insurance. Compare Lufkin, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lufkin, Texas

Insurance Company Low Medium High
Allstate $5,407 $5,484 $5,700
American Family $3,563 $3,700 $4,268
GEICO $3,077 $3,198 $3,439
Nationwide $4,056 $3,611 $3,655
Progressive $4,380 $4,641 $4,997
State Farm $2,863 $3,006 $3,182
USAA $2,498 $2,575 $2,685

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Find Cheap Lufkin, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lufkin. Compare auto insurance rates in Lufkin, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lufkin, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,398 $5,663
American Family $3,844 $3,844
GEICO $3,177 $3,298
Nationwide $3,774 $3,774
Progressive $4,672 $4,672
State Farm $3,017 $3,017
USAA $2,553 $2,618

Find Cheap Lufkin, TX Auto Insurance Rates by ZIP Code

Auto insurance rates in Lufkin, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Lufkin, TX to see how much where you live in Lufkin affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Lufkin, Texas

ZIP Code Average Annual Rates
75901 $5,678
75904 $5,715

Find Cheap Lufkin, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Lufkin, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lufkin, TX, take a look at the average cost for various violations versus rates for a clean driving record in Lufkin.

Annual Lufkin, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,301 $6,618 $6,903 $4,301
American Family $3,514 $4,439 $3,908 $3,514
GEICO $2,750 $3,629 $3,035 $3,538
Nationwide $3,275 $3,275 $4,847 $3,698
Progressive $4,072 $5,283 $4,759 $4,576
State Farm $2,677 $3,076 $3,638 $2,677
USAA $1,924 $2,849 $3,362 $2,209

Find Cheap Lufkin, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lufkin, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Lufkin for less when you shop around and compare rates from multiple Lufkin, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lufkin, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,903
American Family $3,908
GEICO $3,035
Nationwide $4,847
Progressive $4,759
State Farm $3,638
USAA $3,362

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Winners by Category: Where to Buy Cheap Auto Insurance in Lufkin, TX

Compare rates from the cheapest auto insurance companies in Lufkin, TX for your needs. Take a look at how Lufkin, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lufkin, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Find Cheap Lufkin, Texas Auto Insurance Companies

If you’re looking for the cheapest Lufkin, TX auto insurance companies overall, you can compare them here. Find the best price for Lufkin, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Lufkin, Texas

Insurance Company Average Annual Rates
Allstate $5,531
American Family $3,844
GEICO $3,238
Nationwide $3,774
Progressive $4,672
State Farm $3,017
USAA $2,586

What affects Lufkin, Texas auto insurance rates?

Local factors affect auto insurance rates in Lufkin, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Lufkin auto insurance rates.

Auto Theft in Lufkin

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Lufkin, TX auto theft show a total of 76 vehicle thefts annually.

Commute Times in Lufkin

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lufkin, TX is 15.9 minutes according to City-Data.

Traffic in Lufkin

How is traffic in Lufkin, Texas? Inrix data shows that Lufkin, TX traffic makes it the 904th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Lufkin, TX

You can buy cheap Lufkin, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lufkin, Texas auto insurance quotes from top companies.

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