Buy Cheap Loyalton, CA Auto Insurance (2021)

Loyalton, CA auto insurance rates average $255 a month. Minimum auto insurance requirements in Loyalton, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Loyalton, CA, compare Loyalton auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Loyalton is Farmers
  • The most expensive auto insurance company in Loyalton after a DUI is Nationwide
  • Average auto insurance rates in Loyalton, CA are $255/month

Finding affordable Loyalton, California auto insurance can be challenging, but everything you need to know to buy cheap Loyalton, CA auto insurance with confidence is right here. Auto insurance rates in Loyalton are affected by local factors as well as personal ones like your driving record.

See how Loyalton, CA car insurance rates compare to San Jose auto insurance rates, Anaheim auto insurance rates, and Los Angeles auto insurance rates before you read more about the cost of auto insurance in Loyalton.

Don’t buy Loyalton, CA auto insurance until you’ve compared rates. Get free Loyalton, California auto insurance quotes when you enter your ZIP code above.

Loyalton, CA Minimum Auto Insurance Requirements

The required auto insurance in Loyalton, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Loyalton, California is outlined here.

Minimum Required Auto Insurance Coverage in Loyalton, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Loyalton, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Loyalton, California auto insurance rates? Find out how car insurance rates in Loyalton, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Loyalton, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,136 $2,149 $1,558 $1,585 $5,759 $7,256 $2,754 $3,062
Farmers $2,232 $2,232 $2,005 $2,005 $7,099 $11,657 $2,641 $2,937
GEICO $1,628 $1,629 $1,531 $1,531 $4,936 $5,041 $2,336 $2,400
Liberty Mutual $2,185 $2,074 $2,026 $1,966 $4,802 $5,086 $2,471 $2,484
Nationwide $2,798 $2,679 $2,431 $2,300 $6,970 $7,707 $3,323 $3,300
Progressive $1,419 $1,463 $1,179 $1,411 $3,642 $4,434 $2,022 $2,179
State Farm $2,611 $2,611 $2,327 $2,327 $4,704 $5,831 $2,883 $2,974
Travelers $2,062 $2,005 $1,821 $1,803 $4,114 $4,721 $2,653 $2,609
USAA $1,738 $1,647 $1,697 $1,705 $3,957 $3,969 $2,400 $2,269

Buy Cheap Loyalton, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Loyalton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Loyalton, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Loyalton, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,759 $7,256
Farmers $7,099 $11,657
GEICO $4,936 $5,041
Liberty Mutual $4,802 $5,086
Nationwide $6,970 $7,707
Progressive $3,642 $4,434
State Farm $4,704 $5,831
Travelers $4,114 $4,721
USAA $3,957 $3,969

Buy Cheap Loyalton, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Loyalton, California by comparing Loyalton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Loyalton, CA here.

Annual Auto Insurance Rates for Senior Drivers in Loyalton, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,558 $1,585
Farmers $2,005 $2,005
GEICO $1,531 $1,531
Liberty Mutual $2,026 $1,966
Nationwide $2,431 $2,300
Progressive $1,179 $1,411
State Farm $2,327 $2,327
Travelers $1,821 $1,803
USAA $1,697 $1,705

Find Cheap Auto Insurance Rates in Loyalton, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Loyalton, California auto insurance. Compare Loyalton, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Loyalton, California

Insurance Company Low Medium High
Allstate $3,123 $3,308 $3,416
Farmers $3,829 $4,131 $4,343
GEICO $2,402 $2,654 $2,831
Liberty Mutual $2,710 $2,910 $3,040
Nationwide $3,573 $3,997 $4,246
Progressive $2,063 $2,266 $2,328
State Farm $3,032 $3,321 $3,497
Travelers $2,406 $2,788 $2,976
USAA $2,197 $2,469 $2,603

Find Cheap Loyalton, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Loyalton. Compare auto insurance rates in Loyalton, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Loyalton, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,963 $3,601
Farmers $3,722 $4,481
GEICO $2,389 $2,869
Liberty Mutual $2,651 $3,122
Nationwide $3,482 $4,396
Progressive $2,018 $2,419
State Farm $3,165 $3,403
Travelers $2,456 $2,990
USAA $2,231 $2,615

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Find Cheap Loyalton, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Loyalton, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Loyalton, CA, take a look at the average cost for various violations versus rates for a clean driving record in Loyalton.

Annual Loyalton, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,985 $3,335 $5,211 $2,598
Farmers $3,033 $4,128 $5,144 $4,100
GEICO $1,841 $2,829 $3,562 $2,284
Liberty Mutual $2,506 $3,358 $3,028 $2,655
Nationwide $2,751 $3,522 $5,958 $3,522
Progressive $1,464 $2,453 $2,858 $2,099
State Farm $2,335 $2,790 $5,295 $2,714
Travelers $1,850 $2,944 $3,429 $2,671
USAA $1,612 $2,391 $3,924 $1,765

Find Cheap Loyalton, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Loyalton, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Loyalton for less when you shop around and compare rates from multiple Loyalton, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Loyalton, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,211
Farmers $5,144
GEICO $3,562
Liberty Mutual $3,028
Nationwide $5,958
Progressive $2,858
State Farm $5,295
Travelers $3,429
USAA $3,924

Winners by Category: Where to Buy Cheap Auto Insurance in Loyalton, CA

Compare rates from the cheapest auto insurance companies in Loyalton, CA for your needs. Take a look at how Loyalton, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Loyalton, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Loyalton, California Auto Insurance Companies

If you’re looking for the cheapest Loyalton, CA auto insurance companies overall, you can compare them here. Find the best price for Loyalton, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Loyalton, California

Insurance Company Average Annual Rates
Allstate $3,282
Farmers $4,101
GEICO $2,629
Liberty Mutual $2,887
Nationwide $3,939
Progressive $2,219
State Farm $3,284
Travelers $2,723
USAA $2,423

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What affects Loyalton, California auto insurance rates?

Local factors affect auto insurance rates in Loyalton, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Loyalton auto insurance rates.

Commute Times in Loyalton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Loyalton, CA is 29.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Loyalton, CA

You can buy cheap Loyalton, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Loyalton, California auto insurance quotes from top companies.

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