Buy Cheap Lowpoint, IL Auto Insurance (2021)

Lowpoint, IL auto insurance rates average $249 a month. Minimum auto insurance requirements in Lowpoint, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Lowpoint, IL, compare Lowpoint auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lowpoint, IL are $249/month
  • Average auto insurance rates in Lowpoint, IL for teens drivers are $5,677/year
  • Average auto insurance rates in Lowpoint, IL after a DUI are $3,495/year

Finding affordable Lowpoint, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Lowpoint, IL auto insurance with confidence is right here. Auto insurance rates in Lowpoint are affected by local factors as well as personal ones like your driving record.

See how Lowpoint, IL car insurance rates compare to Champaign auto insurance rates, Elgin auto insurance rates, and Rockford auto insurance rates before you read more about the cost of auto insurance in Lowpoint.

Don’t buy Lowpoint, IL auto insurance until you’ve compared rates. Get free Lowpoint, Illinois auto insurance quotes when you enter your ZIP code above.

Lowpoint, IL Minimum Auto Insurance Requirements

The required auto insurance in Lowpoint, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Lowpoint, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Lowpoint, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Lowpoint, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lowpoint, IL. Take a look at Lowpoint, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lowpoint, Illinois

Insurance Company Poor Fair Good
Allstate $6,064 $4,359 $3,811
American Family $4,742 $3,217 $2,718
Farmers $4,635 $3,891 $3,702
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,056 $1,913 $1,524
Nationwide $2,932 $2,366 $2,077
Progressive $3,545 $3,010 $2,782
State Farm $3,018 $1,807 $1,401
Travelers $2,752 $2,211 $1,798
USAA $3,883 $2,655 $2,184

Buy Cheap Lowpoint, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lowpoint, Illinois auto insurance rates? Find out how car insurance rates in Lowpoint, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lowpoint, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,041 $3,056 $3,169 $3,169 $7,795 $10,128 $3,653 $3,946
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,196 $2,196 $1,950 $2,060 $9,338 $9,730 $2,510 $2,629
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,322 $1,427 $1,098 $1,230 $4,452 $4,959 $1,379 $1,452
Nationwide $1,589 $1,620 $1,416 $1,502 $4,249 $5,460 $1,839 $1,992
Progressive $1,800 $1,704 $1,483 $1,548 $6,535 $7,339 $2,150 $2,339
State Farm $1,309 $1,309 $1,168 $1,168 $3,732 $4,735 $1,480 $1,700
Travelers $1,441 $1,520 $1,313 $1,399 $4,096 $5,130 $1,526 $1,607
USAA $1,743 $1,788 $1,620 $1,612 $5,519 $6,112 $2,305 $2,557

Buy Cheap Lowpoint, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lowpoint can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lowpoint, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lowpoint, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,795 $10,128
American Family $6,205 $8,633
Farmers $9,338 $9,730
GEICO $4,847 $5,129
Liberty Mutual $4,452 $4,959
Nationwide $4,249 $5,460
Progressive $6,535 $7,339
State Farm $3,732 $4,735
Travelers $4,096 $5,130
USAA $5,519 $6,112

Buy Cheap Lowpoint, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Lowpoint, Illinois by comparing Lowpoint senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lowpoint, IL here.

Annual Auto Insurance Rates for Senior Drivers in Lowpoint, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,169 $3,169
American Family $2,037 $2,037
Farmers $1,950 $2,060
GEICO $1,521 $1,797
Liberty Mutual $1,098 $1,230
Nationwide $1,416 $1,502
Progressive $1,483 $1,548
State Farm $1,168 $1,168
Travelers $1,313 $1,399
USAA $1,620 $1,612

Find Cheap Auto Insurance Rates in Lowpoint, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lowpoint, Illinois auto insurance. Compare Lowpoint, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lowpoint, Illinois

Insurance Company Low Medium High
Allstate $4,596 $4,740 $4,898
American Family $3,452 $3,688 $3,537
Farmers $3,885 $3,984 $4,359
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,030 $2,160 $2,305
Nationwide $2,452 $2,476 $2,447
Progressive $2,879 $3,106 $3,352
State Farm $1,966 $2,079 $2,181
Travelers $2,114 $2,251 $2,397
USAA $2,717 $2,904 $3,100

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Find Cheap Lowpoint, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lowpoint. Compare auto insurance rates in Lowpoint, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lowpoint, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,745 $4,745
American Family $3,513 $3,605
Farmers $4,076 $4,076
GEICO $2,519 $2,617
Liberty Mutual $2,165 $2,165
Nationwide $2,458 $2,458
Progressive $3,112 $3,112
State Farm $2,023 $2,128
Travelers $2,166 $2,342
USAA $2,825 $2,989

Find Cheap Lowpoint, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Lowpoint, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lowpoint, IL, take a look at the average cost for various violations versus rates for a clean driving record in Lowpoint.

Annual Lowpoint, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,424 $5,751 $5,340 $4,464
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,442 $4,435 $4,324 $4,104
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,804 $2,561 $2,248 $2,046
Nationwide $1,984 $2,563 $3,011 $2,276
Progressive $2,567 $3,804 $2,839 $3,240
State Farm $1,898 $2,252 $2,075 $2,075
Travelers $1,797 $2,349 $2,620 $2,250
USAA $2,077 $2,971 $4,078 $2,502

Find Cheap Lowpoint, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lowpoint, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Lowpoint for less when you shop around and compare rates from multiple Lowpoint, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lowpoint, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,340
American Family $4,933
Farmers $4,324
GEICO $3,482
Liberty Mutual $2,248
Nationwide $3,011
Progressive $2,839
State Farm $2,075
Travelers $2,620
USAA $4,078

Winners by Category: Where to Buy Cheap Auto Insurance in Lowpoint, IL

Compare rates from the cheapest auto insurance companies in Lowpoint, IL for your needs. Take a look at how Lowpoint, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lowpoint, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Lowpoint, Illinois Auto Insurance Companies

If you’re looking for the cheapest Lowpoint, IL auto insurance companies overall, you can compare them here. Find the best price for Lowpoint, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Lowpoint, Illinois

Insurance Company Average Annual Rates
Allstate $4,745
American Family $3,559
Farmers $4,076
GEICO $2,568
Liberty Mutual $2,165
Nationwide $2,458
Progressive $3,112
State Farm $2,075
Travelers $2,254
USAA $2,907

Compare Auto Insurance Quotes in Lowpoint, IL

You can buy cheap Lowpoint, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lowpoint, Illinois auto insurance quotes from top companies.

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