Buy Cheap Lower Lake, CA Auto Insurance (2021)

Lower Lake, CA auto insurance rates average $273 a month. Minimum auto insurance requirements in Lower Lake, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Lower Lake, CA, compare Lower Lake auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lower Lake, CA for teens drivers are $5,502/year
  • The most expensive auto insurance company in Lower Lake after a DUI is Allstate
  • Average auto insurance rates in Lower Lake, CA are $273/month

Finding affordable Lower Lake, California auto insurance can be challenging, but everything you need to know to buy cheap Lower Lake, CA auto insurance with confidence is right here. Auto insurance rates in Lower Lake are affected by local factors as well as personal ones like your driving record.

See how Lower Lake, CA car insurance rates compare to San Jose auto insurance rates, Fresno auto insurance rates, and Los Angeles auto insurance rates before you read more about the cost of auto insurance in Lower Lake.

Don’t buy Lower Lake, CA auto insurance until you’ve compared rates. Get free Lower Lake, California auto insurance quotes when you enter your ZIP code above.

Lower Lake, CA Minimum Auto Insurance Requirements

The required auto insurance in Lower Lake, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Lower Lake, California is outlined here.

Minimum Required Auto Insurance Coverage in Lower Lake, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Lower Lake, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lower Lake, California auto insurance rates? Find out how car insurance rates in Lower Lake, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lower Lake, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,559 $2,566 $1,864 $1,891 $7,071 $8,903 $3,302 $3,653
Farmers $2,332 $2,332 $2,092 $2,092 $7,469 $12,331 $2,766 $3,080
GEICO $1,733 $1,733 $1,629 $1,629 $5,267 $5,366 $2,489 $2,548
Liberty Mutual $2,071 $1,968 $1,916 $1,860 $4,516 $4,783 $2,342 $2,354
Nationwide $2,812 $2,687 $2,458 $2,321 $7,086 $7,827 $3,350 $3,314
Progressive $1,585 $1,634 $1,326 $1,585 $4,159 $5,049 $2,268 $2,444
State Farm $2,935 $2,935 $2,620 $2,620 $5,361 $6,645 $3,247 $3,349
Travelers $2,242 $2,179 $1,979 $1,957 $4,509 $5,215 $2,906 $2,854
USAA $1,794 $1,699 $1,753 $1,760 $4,082 $4,102 $2,485 $2,348

Buy Cheap Lower Lake, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lower Lake can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lower Lake, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lower Lake, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,071 $8,903
Farmers $7,469 $12,331
GEICO $5,267 $5,366
Liberty Mutual $4,516 $4,783
Nationwide $7,086 $7,827
Progressive $4,159 $5,049
State Farm $5,361 $6,645
Travelers $4,509 $5,215
USAA $4,082 $4,102

Buy Cheap Lower Lake, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lower Lake, California by comparing Lower Lake senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lower Lake, CA here.

Annual Auto Insurance Rates for Senior Drivers in Lower Lake, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,864 $1,891
Farmers $2,092 $2,092
GEICO $1,629 $1,629
Liberty Mutual $1,916 $1,860
Nationwide $2,458 $2,321
Progressive $1,326 $1,585
State Farm $2,620 $2,620
Travelers $1,979 $1,957
USAA $1,753 $1,760

Find Cheap Auto Insurance Rates in Lower Lake, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lower Lake, California auto insurance. Compare Lower Lake, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lower Lake, California

Insurance Company Low Medium High
Allstate $3,786 $4,007 $4,135
Farmers $4,051 $4,342 $4,543
GEICO $2,534 $2,828 $3,036
Liberty Mutual $2,560 $2,748 $2,870
Nationwide $3,586 $4,050 $4,310
Progressive $2,302 $2,569 $2,648
State Farm $3,387 $3,769 $3,985
Travelers $2,656 $3,049 $3,235
USAA $2,279 $2,549 $2,681

Find Cheap Lower Lake, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lower Lake. Compare auto insurance rates in Lower Lake, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lower Lake, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,591 $4,361
Farmers $3,914 $4,710
GEICO $2,543 $3,055
Liberty Mutual $2,503 $2,949
Nationwide $3,520 $4,444
Progressive $2,276 $2,736
State Farm $3,579 $3,848
Travelers $2,682 $3,278
USAA $2,306 $2,700

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Find Cheap Lower Lake, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Lower Lake, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lower Lake, CA, take a look at the average cost for various violations versus rates for a clean driving record in Lower Lake.

Annual Lower Lake, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,394 $4,046 $6,323 $3,142
Farmers $3,183 $4,338 $5,415 $4,312
GEICO $1,957 $3,021 $3,790 $2,428
Liberty Mutual $2,366 $3,172 $2,861 $2,507
Nationwide $2,782 $3,563 $6,019 $3,563
Progressive $1,648 $2,780 $3,229 $2,368
State Farm $2,647 $3,159 $5,976 $3,073
Travelers $2,013 $3,220 $3,767 $2,920
USAA $1,664 $2,472 $4,052 $1,823

Find Cheap Lower Lake, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lower Lake, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Lower Lake for less when you shop around and compare rates from multiple Lower Lake, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lower Lake, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,323
Farmers $5,415
GEICO $3,790
Liberty Mutual $2,861
Nationwide $6,019
Progressive $3,229
State Farm $5,976
Travelers $3,767
USAA $4,052

Winners by Category: Where to Buy Cheap Auto Insurance in Lower Lake, CA

Compare rates from the cheapest auto insurance companies in Lower Lake, CA for your needs. Take a look at how Lower Lake, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lower Lake, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Lower Lake, California Auto Insurance Companies

If you’re looking for the cheapest Lower Lake, CA auto insurance companies overall, you can compare them here. Find the best price for Lower Lake, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Lower Lake, California

Insurance Company Average Annual Rates
Allstate $3,976
Farmers $4,312
GEICO $2,799
Liberty Mutual $2,726
Nationwide $3,982
Progressive $2,506
State Farm $3,714
Travelers $2,980
USAA $2,503

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What affects Lower Lake, California auto insurance rates?

Local factors affect auto insurance rates in Lower Lake, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lower Lake auto insurance rates.

Commute Times in Lower Lake

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lower Lake, CA is 47.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Lower Lake, CA

You can buy cheap Lower Lake, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lower Lake, California auto insurance quotes from top companies.

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