Buy Cheap Lovilia, IA Auto Insurance (2021)

Lovilia, IA auto insurance rates average $248 a month. Minimum auto insurance requirements in Lovilia, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Lovilia, IA, compare Lovilia auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lovilia, IA after a DUI are $3,587/year
  • Average auto insurance rates in Lovilia, IA for teens drivers are $5,606/year
  • Average auto insurance rates in Lovilia, IA are $248/month

Finding affordable Lovilia, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Lovilia, IA auto insurance with confidence is right here. Auto insurance rates in Lovilia are affected by local factors as well as personal ones like your driving record.

See how Lovilia, IA car insurance rates compare to Des Moines auto insurance rates, Sioux City auto insurance rates, and West Des Moines auto insurance rates before you read more about the cost of auto insurance in Lovilia.

Don’t buy Lovilia, IA auto insurance until you’ve compared rates. Get free Lovilia, Iowa auto insurance quotes when you enter your ZIP code above.

Lovilia, IA Minimum Auto Insurance Requirements

The required auto insurance in Lovilia, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Lovilia, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Lovilia, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Lovilia, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lovilia, IA. Take a look at Lovilia, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lovilia, Iowa

Insurance Company Poor Fair Good
Allstate $3,311 $2,636 $2,368
American Family $3,846 $2,827 $2,374
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,311 $3,886 $3,061
Nationwide $3,226 $2,510 $2,203
Progressive $3,124 $2,507 $2,264
State Farm $3,156 $1,953 $1,540
Travelers $6,163 $5,255 $5,003
USAA $2,456 $1,684 $1,458

Buy Cheap Lovilia, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lovilia, Iowa auto insurance rates? Find out how car insurance rates in Lovilia, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lovilia, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,862 $1,796 $1,647 $1,678 $5,208 $5,838 $2,040 $2,103
American Family $1,948 $1,948 $1,741 $1,741 $5,177 $7,274 $1,948 $2,348
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,147 $2,334 $1,883 $2,289 $10,152 $11,432 $2,432 $2,686
Nationwide $1,857 $1,913 $1,650 $1,770 $4,173 $5,435 $2,090 $2,282
Progressive $1,882 $1,823 $1,550 $1,604 $4,444 $5,028 $2,268 $2,453
State Farm $1,470 $1,470 $1,281 $1,281 $3,832 $4,879 $1,649 $1,868
Travelers $2,497 $2,550 $2,416 $2,424 $10,894 $17,331 $2,593 $3,086
USAA $1,253 $1,270 $1,147 $1,174 $3,349 $3,563 $1,506 $1,665

Buy Cheap Lovilia, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lovilia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lovilia, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lovilia, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,208 $5,838
American Family $5,177 $7,274
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,152 $11,432
Nationwide $4,173 $5,435
Progressive $4,444 $5,028
State Farm $3,832 $4,879
Travelers $10,894 $17,331
USAA $3,349 $3,563

Buy Cheap Lovilia, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lovilia, Iowa by comparing Lovilia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lovilia, IA here.

Annual Auto Insurance Rates for Senior Drivers in Lovilia, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,647 $1,678
American Family $1,741 $1,741
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,883 $2,289
Nationwide $1,650 $1,770
Progressive $1,550 $1,604
State Farm $1,281 $1,281
Travelers $2,416 $2,424
USAA $1,147 $1,174

Find Cheap Auto Insurance Rates in Lovilia, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lovilia, Iowa auto insurance. Compare Lovilia, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lovilia, Iowa

Insurance Company Low Medium High
Allstate $2,678 $2,775 $2,862
American Family $3,033 $3,183 $2,831
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,243 $4,411 $4,604
Nationwide $2,780 $2,625 $2,533
Progressive $2,496 $2,639 $2,760
State Farm $2,116 $2,228 $2,305
Travelers $5,165 $5,556 $5,701
USAA $1,772 $1,872 $1,954

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Find Cheap Lovilia, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lovilia. Compare auto insurance rates in Lovilia, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lovilia, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,706 $2,837
American Family $2,981 $3,051
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,419 $4,419
Nationwide $2,646 $2,646
Progressive $2,632 $2,632
State Farm $2,163 $2,270
Travelers $5,474 $5,474
USAA $1,798 $1,934

Find Cheap Lovilia, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Lovilia, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lovilia, IA, take a look at the average cost for various violations versus rates for a clean driving record in Lovilia.

Annual Lovilia, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,371 $2,855 $3,222 $2,638
American Family $2,177 $3,189 $4,138 $2,560
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,820 $4,717 $4,820 $4,320
Nationwide $1,902 $2,753 $3,772 $2,159
Progressive $2,120 $3,451 $2,298 $2,657
State Farm $2,061 $2,371 $2,216 $2,216
Travelers $3,996 $5,314 $7,114 $5,471
USAA $1,427 $1,912 $2,487 $1,638

Find Cheap Lovilia, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lovilia, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Lovilia for less when you shop around and compare rates from multiple Lovilia, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lovilia, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,222
American Family $4,138
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,820
Nationwide $3,772
Progressive $2,298
State Farm $2,216
Travelers $7,114
USAA $2,487

Winners by Category: Where to Buy Cheap Auto Insurance in Lovilia, IA

Compare rates from the cheapest auto insurance companies in Lovilia, IA for your needs. Take a look at how Lovilia, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lovilia, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Lovilia, Iowa Auto Insurance Companies

If you’re looking for the cheapest Lovilia, IA auto insurance companies overall, you can compare them here. Find the best price for Lovilia, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Lovilia, Iowa

Insurance Company Average Annual Rates
Allstate $2,772
American Family $3,016
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,419
Nationwide $2,646
Progressive $2,632
State Farm $2,216
Travelers $5,474
USAA $1,866

What affects Lovilia, Iowa auto insurance rates?

Local factors affect auto insurance rates in Lovilia, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lovilia auto insurance rates.

Commute Times in Lovilia

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lovilia, IA is 27.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Lovilia, IA

You can buy cheap Lovilia, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lovilia, Iowa auto insurance quotes from top companies.

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