Buy Cheap Loves Park, IL Auto Insurance (2021)

Loves Park, IL auto insurance rates average $267 a month. Minimum auto insurance requirements in Loves Park, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Loves Park, IL, compare Loves Park auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Loves Park after a DUI is Allstate
  • The most expensive auto insurance company in Loves Park is Allstate
  • Average auto insurance rates in Loves Park, IL are $267/month

Finding affordable Loves Park, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Loves Park, IL auto insurance with confidence is right here. Auto insurance rates in Loves Park are affected by local factors as well as personal ones like your driving record.

See how Loves Park, IL car insurance rates compare to Naperville auto insurance rates, Cicero auto insurance rates, and Elgin auto insurance rates before you read more about the cost of auto insurance in Loves Park.

Don’t buy Loves Park, IL auto insurance until you’ve compared rates. Get free Loves Park, Illinois auto insurance quotes when you enter your ZIP code above.

Loves Park, IL Minimum Auto Insurance Requirements

The required auto insurance in Loves Park, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Loves Park, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Loves Park, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Loves Park, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Loves Park, IL. Take a look at Loves Park, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Loves Park, Illinois

Insurance Company Poor Fair Good
Allstate $6,703 $4,838 $4,234
American Family $4,895 $3,345 $2,833
Farmers $5,297 $4,469 $4,251
GEICO $4,101 $2,006 $1,565
Liberty Mutual $3,273 $2,046 $1,627
Nationwide $2,875 $2,330 $2,045
Progressive $3,933 $3,342 $3,090
State Farm $3,490 $2,088 $1,619
Travelers $3,003 $2,433 $1,971
USAA $3,680 $2,528 $2,083

Buy Cheap Loves Park, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Loves Park, Illinois auto insurance rates? Find out how car insurance rates in Loves Park, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Loves Park, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,340 $3,355 $3,495 $3,495 $8,713 $11,314 $4,015 $4,339
American Family $2,275 $2,275 $2,089 $2,089 $6,550 $9,031 $2,275 $2,942
Farmers $2,462 $2,462 $2,178 $2,307 $10,870 $11,350 $2,814 $2,937
GEICO $1,563 $1,592 $1,510 $1,830 $4,962 $5,160 $1,970 $1,873
Liberty Mutual $1,406 $1,517 $1,165 $1,305 $4,786 $5,331 $1,468 $1,547
Nationwide $1,556 $1,580 $1,390 $1,468 $4,204 $5,377 $1,806 $1,951
Progressive $1,979 $1,859 $1,634 $1,715 $7,336 $8,227 $2,351 $2,539
State Farm $1,465 $1,465 $1,324 $1,324 $4,427 $5,601 $1,662 $1,921
Travelers $1,528 $1,610 $1,412 $1,503 $4,584 $5,799 $1,614 $1,699
USAA $1,650 $1,683 $1,536 $1,518 $5,303 $5,848 $2,174 $2,396

Buy Cheap Loves Park, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Loves Park can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Loves Park, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Loves Park, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,713 $11,314
American Family $6,550 $9,031
Farmers $10,870 $11,350
GEICO $4,962 $5,160
Liberty Mutual $4,786 $5,331
Nationwide $4,204 $5,377
Progressive $7,336 $8,227
State Farm $4,427 $5,601
Travelers $4,584 $5,799
USAA $5,303 $5,848

Buy Cheap Loves Park, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Loves Park, Illinois by comparing Loves Park senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Loves Park, IL here.

Annual Auto Insurance Rates for Senior Drivers in Loves Park, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,495 $3,495
American Family $2,089 $2,089
Farmers $2,178 $2,307
GEICO $1,510 $1,830
Liberty Mutual $1,165 $1,305
Nationwide $1,390 $1,468
Progressive $1,634 $1,715
State Farm $1,324 $1,324
Travelers $1,412 $1,503
USAA $1,536 $1,518

Find Cheap Auto Insurance Rates in Loves Park, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Loves Park, Illinois auto insurance. Compare Loves Park, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Loves Park, Illinois

Insurance Company Low Medium High
Allstate $5,089 $5,253 $5,432
American Family $3,542 $3,826 $3,704
Farmers $4,433 $4,554 $5,031
GEICO $2,322 $2,551 $2,798
Liberty Mutual $2,174 $2,310 $2,462
Nationwide $2,391 $2,439 $2,419
Progressive $3,134 $3,441 $3,790
State Farm $2,256 $2,404 $2,536
Travelers $2,301 $2,465 $2,640
USAA $2,573 $2,761 $2,957

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Find Cheap Loves Park, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Loves Park. Compare auto insurance rates in Loves Park, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Loves Park, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,258 $5,258
American Family $3,644 $3,738
Farmers $4,672 $4,672
GEICO $2,512 $2,602
Liberty Mutual $2,316 $2,316
Nationwide $2,416 $2,416
Progressive $3,455 $3,455
State Farm $2,337 $2,460
Travelers $2,372 $2,566
USAA $2,686 $2,841

Find Cheap Loves Park, IL Auto Insurance Rates by ZIP Code

Auto insurance rates in Loves Park, Illinois can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Loves Park, IL to see how much where you live in Loves Park affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Loves Park, Illinois

ZIP Code Average Annual Rates
61011 $3,173
61111 $3,149

Find Cheap Loves Park, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Loves Park, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Loves Park, IL, take a look at the average cost for various violations versus rates for a clean driving record in Loves Park.

Annual Loves Park, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,739 $6,405 $5,954 $4,934
American Family $2,712 $3,855 $5,121 $3,076
Farmers $3,943 $5,093 $4,965 $4,689
GEICO $1,852 $2,517 $3,553 $2,307
Liberty Mutual $1,927 $2,742 $2,405 $2,188
Nationwide $1,957 $2,518 $2,951 $2,240
Progressive $2,843 $4,236 $3,152 $3,589
State Farm $2,177 $2,620 $2,399 $2,399
Travelers $1,960 $2,575 $2,881 $2,459
USAA $1,971 $2,830 $3,877 $2,377

Find Cheap Loves Park, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Loves Park, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Loves Park for less when you shop around and compare rates from multiple Loves Park, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Loves Park, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,954
American Family $5,121
Farmers $4,965
GEICO $3,553
Liberty Mutual $2,405
Nationwide $2,951
Progressive $3,152
State Farm $2,399
Travelers $2,881
USAA $3,877

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Winners by Category: Where to Buy Cheap Auto Insurance in Loves Park, IL

Compare rates from the cheapest auto insurance companies in Loves Park, IL for your needs. Take a look at how Loves Park, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Loves Park, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

Find Cheap Loves Park, Illinois Auto Insurance Companies

If you’re looking for the cheapest Loves Park, IL auto insurance companies overall, you can compare them here. Find the best price for Loves Park, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Loves Park, Illinois

Insurance Company Average Annual Rates
Allstate $5,258
American Family $3,691
Farmers $4,672
GEICO $2,557
Liberty Mutual $2,316
Nationwide $2,416
Progressive $3,455
State Farm $2,399
Travelers $2,469
USAA $2,764

What affects Loves Park, Illinois auto insurance rates?

Local factors affect auto insurance rates in Loves Park, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Loves Park auto insurance rates.

Commute Times in Loves Park

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Loves Park, IL is 23.5 minutes according to City-Data.

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Compare Auto Insurance Quotes in Loves Park, IL

You can buy cheap Loves Park, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Loves Park, Illinois auto insurance quotes from top companies.

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