Buy Cheap Lovelock, NV Auto Insurance (2022)

Lovelock, NV auto insurance rates average $286 a month. Minimum auto insurance requirements in Lovelock, Nevada are 25/50/20 to comply with Nevada laws. To buy cheap auto insurance in Lovelock, NV, compare Lovelock auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lovelock, NV after a DUI are $4,117/year
  • Average auto insurance rates in Lovelock, NV for teens drivers are $6,715/year
  • Average auto insurance rates in Lovelock, NV are $286/month

Finding affordable Lovelock, Nevada auto insurance can be challenging, but everything you need to know to buy cheap Lovelock, NV auto insurance with confidence is right here. Auto insurance rates in Lovelock are affected by local factors as well as personal ones like your driving record.

See how Lovelock, NV car insurance rates compare to North Las Vegas auto insurance rates, Boulder City auto insurance rates, and Henderson auto insurance rates before you read more about the cost of auto insurance in Lovelock.

Don’t buy Lovelock, NV auto insurance until you’ve compared rates. Get free Lovelock, Nevada auto insurance quotes when you enter your ZIP code above.

Lovelock, NV Minimum Auto Insurance Requirements

The required auto insurance in Lovelock, NV is 25/50/20 according to the auto insurance laws in Nevada. The minimum auto insurance in Lovelock, Nevada is outlined here.

Minimum Required Auto Insurance Coverage in Lovelock, Nevada

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Lovelock, NV Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lovelock, NV. Take a look at Lovelock, Nevada auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lovelock, Nevada

Insurance Company Poor Fair Good
Allstate $5,130 $3,725 $3,183
American Family $5,272 $4,013 $3,458
Farmers $3,636 $2,948 $2,779
GEICO $3,536 $2,936 $2,336
Liberty Mutual $6,315 $3,837 $3,008
Nationwide $2,997 $2,463 $2,146
Progressive $2,843 $2,540 $2,376
State Farm $7,445 $2,932 $1,867
Travelers $3,989 $3,561 $3,356
USAA $3,961 $2,350 $1,912

Buy Cheap Lovelock, NV Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lovelock, Nevada auto insurance rates? Find out how car insurance rates in Lovelock, NV are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lovelock, Nevada

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,438 $2,434 $2,237 $2,364 $7,788 $9,372 $2,638 $2,830
American Family $2,482 $2,482 $2,208 $2,208 $8,323 $10,907 $2,482 $2,892
Farmers $1,863 $1,906 $1,689 $1,881 $6,102 $6,468 $2,485 $2,571
GEICO $2,232 $2,153 $2,254 $2,265 $5,460 $4,998 $2,221 $1,904
Liberty Mutual $2,272 $2,451 $2,198 $2,459 $9,672 $10,757 $2,567 $2,715
Nationwide $1,765 $1,810 $1,610 $1,706 $4,125 $4,986 $2,072 $2,208
Progressive $1,421 $1,254 $1,250 $1,240 $5,883 $6,403 $1,663 $1,577
State Farm $2,487 $2,487 $2,243 $2,243 $7,599 $9,696 $2,780 $3,116
Travelers $1,526 $1,549 $1,445 $1,441 $7,525 $12,008 $1,684 $1,905
USAA $1,849 $1,820 $1,754 $1,754 $4,671 $5,278 $2,321 $2,481

Buy Cheap Lovelock, NV Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lovelock can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lovelock, NV are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lovelock, Nevada

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,788 $9,372
American Family $8,323 $10,907
Farmers $6,102 $6,468
GEICO $5,460 $4,998
Liberty Mutual $9,672 $10,757
Nationwide $4,125 $4,986
Progressive $5,883 $6,403
State Farm $7,599 $9,696
Travelers $7,525 $12,008
USAA $4,671 $5,278

Buy Cheap Lovelock, NV Auto Insurance for Seniors

You can save on senior auto insurance rates in Lovelock, Nevada by comparing Lovelock senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lovelock, NV here.

Annual Auto Insurance Rates for Senior Drivers in Lovelock, Nevada

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,237 $2,364
American Family $2,208 $2,208
Farmers $1,689 $1,881
GEICO $2,254 $2,265
Liberty Mutual $2,198 $2,459
Nationwide $1,610 $1,706
Progressive $1,250 $1,240
State Farm $2,243 $2,243
Travelers $1,445 $1,441
USAA $1,754 $1,754

Find Cheap Auto Insurance Rates in Lovelock, NV by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lovelock, Nevada auto insurance. Compare Lovelock, NV auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lovelock, Nevada

Insurance Company Low Medium High
Allstate $3,664 $4,055 $4,319
American Family $4,079 $4,491 $4,173
Farmers $2,876 $3,092 $3,394
GEICO $2,640 $2,872 $3,295
Liberty Mutual $4,061 $4,340 $4,759
Nationwide $2,508 $2,531 $2,568
Progressive $2,347 $2,519 $2,894
State Farm $3,753 $4,066 $4,425
Travelers $3,335 $3,654 $3,917
USAA $2,478 $2,718 $3,027

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Find Cheap Lovelock, NV Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lovelock. Compare auto insurance rates in Lovelock, NV by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lovelock, Nevada

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,013 $4,013
American Family $4,192 $4,303
Farmers $3,121 $3,121
GEICO $2,886 $2,986
Liberty Mutual $4,387 $4,387
Nationwide $2,535 $2,535
Progressive $2,586 $2,586
State Farm $3,962 $4,200
Travelers $3,635 $3,635
USAA $2,705 $2,778

Find Cheap Lovelock, NV Auto Insurance Rates by Driving Record

Auto insurance rates in Lovelock, Nevada are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lovelock, NV, take a look at the average cost for various violations versus rates for a clean driving record in Lovelock.

Annual Lovelock, Nevada Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,411 $3,983 $4,806 $3,849
American Family $3,422 $4,733 $5,084 $3,751
Farmers $2,606 $3,323 $3,417 $3,137
GEICO $2,044 $3,251 $3,940 $2,509
Liberty Mutual $3,219 $5,106 $5,149 $4,073
Nationwide $2,035 $2,616 $3,265 $2,225
Progressive $2,174 $2,933 $2,720 $2,518
State Farm $3,717 $4,446 $4,081 $4,081
Travelers $2,625 $3,876 $4,894 $3,147
USAA $2,113 $2,653 $3,811 $2,387

Find Cheap Lovelock, NV Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lovelock, Nevada is higher than for a clean driving record. You can buy auto insurance after a DUI in Lovelock for less when you shop around and compare rates from multiple Lovelock, NV auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lovelock, Nevada

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,806
American Family $5,084
Farmers $3,417
GEICO $3,940
Liberty Mutual $5,149
Nationwide $3,265
Progressive $2,720
State Farm $4,081
Travelers $4,894
USAA $3,811

Winners by Category: Where to Buy Cheap Auto Insurance in Lovelock, NV

Compare rates from the cheapest auto insurance companies in Lovelock, NV for your needs. Take a look at how Lovelock, Nevada auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lovelock, Nevada

Category Insurance Company
Teenagers Nationwide
Seniors Progressive
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI Progressive
With 1 Speeding Violation Nationwide

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Find Cheap Lovelock, Nevada Auto Insurance Companies

If you’re looking for the cheapest Lovelock, NV auto insurance companies overall, you can compare them here. Find the best price for Lovelock, Nevada car insurance by company.

Average Annual Auto Insurance Rates by Company in Lovelock, Nevada

Insurance Company Average Annual Rates
Allstate $4,013
American Family $4,248
Farmers $3,121
GEICO $2,936
Liberty Mutual $4,387
Nationwide $2,535
Progressive $2,586
State Farm $4,081
Travelers $3,635
USAA $2,741

What affects Lovelock, Nevada auto insurance rates?

Local factors affect auto insurance rates in Lovelock, NV, including traffic, theft statistics, and commute length. Take a look at the things that impact Lovelock auto insurance rates.

Commute Times in Lovelock

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lovelock, NV is 15.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Lovelock, NV

You can buy cheap Lovelock, NV auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lovelock, Nevada auto insurance quotes from top companies.

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