Buy Cheap Loveland, OH Auto Insurance (2021)

Loveland, OH auto insurance rates average $239 a month. Minimum auto insurance requirements in Loveland, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Loveland, OH, compare Loveland auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Loveland after a DUI is Liberty Mutual
  • Average auto insurance rates in Loveland, OH after a DUI are $3,338/year
  • The most expensive auto insurance company in Loveland is Liberty Mutual

Finding affordable Loveland, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Loveland, OH auto insurance with confidence is right here. Auto insurance rates in Loveland are affected by local factors as well as personal ones like your driving record.

See how Loveland, OH car insurance rates compare to Cleveland auto insurance rates, Lorain auto insurance rates, and Columbus auto insurance rates before you read more about the cost of auto insurance in Loveland.

Don’t buy Loveland, OH auto insurance until you’ve compared rates. Get free Loveland, Ohio auto insurance quotes when you enter your ZIP code above.

Loveland, OH Minimum Auto Insurance Requirements

The required auto insurance in Loveland, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Loveland, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Loveland, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Loveland, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Loveland, OH. Take a look at Loveland, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Loveland, Ohio

Insurance Company Poor Fair Good
Allstate $4,219 $3,078 $2,568
American Family $1,943 $1,334 $1,131
Farmers $3,821 $3,234 $3,079
GEICO $2,359 $1,966 $1,573
Liberty Mutual $6,375 $3,923 $3,075
Nationwide $4,296 $3,457 $2,916
Progressive $3,899 $3,391 $3,181
State Farm $3,871 $2,392 $1,885
Travelers $3,279 $2,853 $2,664
USAA $1,896 $1,343 $1,145

Buy Cheap Loveland, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Loveland, Ohio auto insurance rates? Find out how car insurance rates in Loveland, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Loveland, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,180 $2,167 $1,969 $2,105 $6,133 $7,033 $2,284 $2,434
American Family $916 $947 $842 $842 $2,828 $3,058 $1,133 $1,189
Farmers $1,785 $1,776 $1,572 $1,659 $7,926 $8,223 $1,999 $2,084
GEICO $1,403 $1,365 $1,325 $1,347 $3,843 $3,572 $1,561 $1,313
Liberty Mutual $2,054 $2,237 $1,580 $1,919 $10,959 $12,358 $2,180 $2,377
Nationwide $2,352 $2,361 $2,124 $2,136 $6,135 $7,894 $2,519 $2,928
Progressive $1,757 $1,642 $1,463 $1,509 $8,124 $9,134 $2,111 $2,182
State Farm $1,596 $1,596 $1,440 $1,440 $5,172 $6,486 $1,860 $2,137
Travelers $1,360 $1,380 $1,352 $1,343 $5,823 $9,159 $1,418 $1,621
USAA $882 $889 $841 $838 $2,743 $3,051 $1,178 $1,271

Buy Cheap Loveland, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Loveland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Loveland, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Loveland, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,133 $7,033
American Family $2,828 $3,058
Farmers $7,926 $8,223
GEICO $3,843 $3,572
Liberty Mutual $10,959 $12,358
Nationwide $6,135 $7,894
Progressive $8,124 $9,134
State Farm $5,172 $6,486
Travelers $5,823 $9,159
USAA $2,743 $3,051

Buy Cheap Loveland, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Loveland, Ohio by comparing Loveland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Loveland, OH here.

Annual Auto Insurance Rates for Senior Drivers in Loveland, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,969 $2,105
American Family $842 $842
Farmers $1,572 $1,659
GEICO $1,325 $1,347
Liberty Mutual $1,580 $1,919
Nationwide $2,124 $2,136
Progressive $1,463 $1,509
State Farm $1,440 $1,440
Travelers $1,352 $1,343
USAA $841 $838

Find Cheap Auto Insurance Rates in Loveland, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Loveland, Ohio auto insurance. Compare Loveland, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Loveland, Ohio

Insurance Company Low Medium High
Allstate $3,189 $3,282 $3,393
American Family $1,444 $1,480 $1,484
Farmers $3,201 $3,329 $3,604
GEICO $1,901 $1,958 $2,038
Liberty Mutual $4,300 $4,480 $4,594
Nationwide $3,945 $3,445 $3,278
Progressive $3,377 $3,466 $3,627
State Farm $2,570 $2,726 $2,852
Travelers $2,860 $2,970 $2,967
USAA $1,398 $1,460 $1,527

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Find Cheap Loveland, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Loveland. Compare auto insurance rates in Loveland, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Loveland, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,288 $3,288
American Family $1,452 $1,487
Farmers $3,378 $3,378
GEICO $1,934 $1,998
Liberty Mutual $4,458 $4,458
Nationwide $3,556 $3,556
Progressive $3,490 $3,490
State Farm $2,648 $2,784
Travelers $2,932 $2,932
USAA $1,407 $1,517

Find Cheap Loveland, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Loveland, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Loveland, OH, take a look at the average cost for various violations versus rates for a clean driving record in Loveland.

Annual Loveland, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,756 $3,338 $3,933 $3,125
American Family $1,409 $1,489 $1,489 $1,489
Farmers $2,784 $3,589 $3,500 $3,640
GEICO $1,325 $1,926 $2,817 $1,795
Liberty Mutual $3,745 $4,809 $4,907 $4,371
Nationwide $2,852 $3,625 $4,596 $3,152
Progressive $3,004 $4,110 $3,198 $3,649
State Farm $2,463 $2,969 $2,716 $2,716
Travelers $2,159 $2,814 $4,243 $2,512
USAA $1,122 $1,505 $1,976 $1,243

Find Cheap Loveland, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Loveland, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Loveland for less when you shop around and compare rates from multiple Loveland, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Loveland, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,933
American Family $1,489
Farmers $3,500
GEICO $2,817
Liberty Mutual $4,907
Nationwide $4,596
Progressive $3,198
State Farm $2,716
Travelers $4,243
USAA $1,976

Winners by Category: Where to Buy Cheap Auto Insurance in Loveland, OH

Compare rates from the cheapest auto insurance companies in Loveland, OH for your needs. Take a look at how Loveland, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Loveland, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Loveland, Ohio Auto Insurance Companies

If you’re looking for the cheapest Loveland, OH auto insurance companies overall, you can compare them here. Find the best price for Loveland, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Loveland, Ohio

Insurance Company Average Annual Rates
Allstate $3,288
American Family $1,469
Farmers $3,378
GEICO $1,966
Liberty Mutual $4,458
Nationwide $3,556
Progressive $3,490
State Farm $2,716
Travelers $2,932
USAA $1,462

What affects Loveland, Ohio auto insurance rates?

Local factors affect auto insurance rates in Loveland, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Loveland auto insurance rates.

Auto Theft in Loveland

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Loveland, OH auto theft show a total of 4 vehicle thefts annually.

Commute Times in Loveland

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Loveland, OH is 23.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Loveland, OH

You can buy cheap Loveland, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Loveland, Ohio auto insurance quotes from top companies.

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