Buy Cheap Louisville, CO Auto Insurance (2021)

Louisville, CO auto insurance rates average $298 a month. Minimum auto insurance requirements in Louisville, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Louisville, CO, compare Louisville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Louisville is Allstate
  • Average auto insurance rates in Louisville, CO are $298/month
  • Average auto insurance rates in Louisville, CO for teens drivers are $7,023/year

Finding affordable Louisville, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Louisville, CO auto insurance with confidence is right here. Auto insurance rates in Louisville are affected by local factors as well as personal ones like your driving record.

See how Louisville, CO car insurance rates compare to Fort Collins auto insurance rates, Colorado Springs auto insurance rates, and Pueblo auto insurance rates before you read more about the cost of auto insurance in Louisville.

Don’t buy Louisville, CO auto insurance until you’ve compared rates. Get free Louisville, Colorado auto insurance quotes when you enter your ZIP code above.

Louisville, CO Minimum Auto Insurance Requirements

The required auto insurance in Louisville, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Louisville, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Louisville, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Louisville, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Louisville, CO. Take a look at Louisville, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Louisville, Colorado

Insurance Company Poor Fair Good
Allstate $6,583 $5,087 $3,835
American Family $4,893 $3,508 $2,947
Farmers $5,739 $4,695 $4,461
GEICO $3,107 $2,588 $2,069
Liberty Mutual $3,760 $2,321 $1,849
Nationwide $4,068 $3,235 $2,817
Progressive $4,304 $3,689 $3,394
State Farm $4,200 $2,704 $2,183
USAA $4,097 $2,364 $1,904

Buy Cheap Louisville, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Louisville, Colorado auto insurance rates? Find out how car insurance rates in Louisville, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Louisville, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,087 $2,874 $2,811 $2,835 $11,235 $11,834 $3,342 $3,329
American Family $2,582 $2,582 $2,335 $2,335 $6,254 $8,436 $2,582 $3,154
Farmers $2,812 $2,796 $2,536 $2,742 $11,235 $11,396 $3,091 $3,113
GEICO $1,602 $1,771 $1,742 $2,008 $5,184 $5,471 $1,460 $1,469
Liberty Mutual $1,740 $1,673 $1,494 $1,647 $5,319 $5,786 $1,748 $1,740
Nationwide $2,245 $2,277 $2,018 $2,122 $5,702 $7,251 $2,587 $2,784
Progressive $2,282 $2,131 $2,015 $2,003 $7,988 $8,901 $2,562 $2,482
State Farm $1,864 $1,864 $1,694 $1,694 $5,546 $6,992 $2,093 $2,483
USAA $1,854 $1,837 $1,785 $1,771 $4,743 $5,405 $2,366 $2,549

Buy Cheap Louisville, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Louisville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Louisville, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Louisville, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,235 $11,834
American Family $6,254 $8,436
Farmers $11,235 $11,396
GEICO $5,184 $5,471
Liberty Mutual $5,319 $5,786
Nationwide $5,702 $7,251
Progressive $7,988 $8,901
State Farm $5,546 $6,992
USAA $4,743 $5,405

Buy Cheap Louisville, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Louisville, Colorado by comparing Louisville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Louisville, CO here.

Annual Auto Insurance Rates for Senior Drivers in Louisville, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,811 $2,835
American Family $2,335 $2,335
Farmers $2,536 $2,742
GEICO $1,742 $2,008
Liberty Mutual $1,494 $1,647
Nationwide $2,018 $2,122
Progressive $2,015 $2,003
State Farm $1,694 $1,694
USAA $1,785 $1,771

Find Cheap Auto Insurance Rates in Louisville, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Louisville, Colorado auto insurance. Compare Louisville, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Louisville, Colorado

Insurance Company Low Medium High
Allstate $4,837 $5,149 $5,519
American Family $3,569 $3,861 $3,918
Farmers $4,276 $4,882 $5,738
GEICO $2,293 $2,537 $2,934
Liberty Mutual $2,466 $2,632 $2,832
Nationwide $3,335 $3,378 $3,407
Progressive $3,466 $3,810 $4,110
State Farm $2,800 $3,030 $3,256
USAA $2,643 $2,788 $2,934

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Find Cheap Louisville, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Louisville. Compare auto insurance rates in Louisville, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Louisville, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,168 $5,168
American Family $3,700 $3,865
Farmers $4,965 $4,965
GEICO $2,540 $2,637
Liberty Mutual $2,643 $2,643
Nationwide $3,373 $3,373
Progressive $3,795 $3,795
State Farm $2,954 $3,104
USAA $2,711 $2,866

Find Cheap Louisville, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Louisville, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Louisville, CO, take a look at the average cost for various violations versus rates for a clean driving record in Louisville.

Annual Louisville, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,374 $5,067 $6,247 $4,986
American Family $2,799 $3,965 $5,194 $3,173
Farmers $4,195 $5,403 $5,325 $4,939
GEICO $1,804 $2,840 $3,379 $2,330
Liberty Mutual $2,321 $2,719 $2,806 $2,728
Nationwide $2,612 $3,543 $4,472 $2,866
Progressive $3,280 $4,630 $3,458 $3,814
State Farm $2,772 $3,285 $3,029 $3,029
USAA $2,036 $2,491 $4,340 $2,287

Find Cheap Louisville, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Louisville, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Louisville for less when you shop around and compare rates from multiple Louisville, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Louisville, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,247
American Family $5,194
Farmers $5,325
GEICO $3,379
Liberty Mutual $2,806
Nationwide $4,472
Progressive $3,458
State Farm $3,029
USAA $4,340

Winners by Category: Where to Buy Cheap Auto Insurance in Louisville, CO

Compare rates from the cheapest auto insurance companies in Louisville, CO for your needs. Take a look at how Louisville, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Louisville, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Louisville, Colorado Auto Insurance Companies

If you’re looking for the cheapest Louisville, CO auto insurance companies overall, you can compare them here. Find the best price for Louisville, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Louisville, Colorado

Insurance Company Average Annual Rates
Allstate $5,168
American Family $3,783
Farmers $4,965
GEICO $2,588
Liberty Mutual $2,643
Nationwide $3,373
Progressive $3,795
State Farm $3,029
USAA $2,789

What affects Louisville, Colorado auto insurance rates?

Local factors affect auto insurance rates in Louisville, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Louisville auto insurance rates.

Commute Times in Louisville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Louisville, CO is 23.1 minutes according to City-Data.

Traffic in Louisville

How is traffic in Louisville, Colorado? Inrix data shows that Louisville, CO traffic makes it the 597th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Louisville, CO

You can buy cheap Louisville, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Louisville, Colorado auto insurance quotes from top companies.

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