Buy Cheap Lotus, CA Auto Insurance (2021)

Lotus, CA auto insurance rates average $296 a month. Minimum auto insurance requirements in Lotus, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Lotus, CA, compare Lotus auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lotus, CA for teens drivers are $5,982/year
  • Average auto insurance rates in Lotus, CA after a DUI are $4,975/year
  • The most expensive auto insurance company in Lotus is Farmers

Finding affordable Lotus, California auto insurance can be challenging, but everything you need to know to buy cheap Lotus, CA auto insurance with confidence is right here. Auto insurance rates in Lotus are affected by local factors as well as personal ones like your driving record.

See how Lotus, CA car insurance rates compare to Bakersfield auto insurance rates, Long Beach auto insurance rates, and Oakland auto insurance rates before you read more about the cost of auto insurance in Lotus.

Don’t buy Lotus, CA auto insurance until you’ve compared rates. Get free Lotus, California auto insurance quotes when you enter your ZIP code above.

Lotus, CA Minimum Auto Insurance Requirements

The required auto insurance in Lotus, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Lotus, California is outlined here.

Minimum Required Auto Insurance Coverage in Lotus, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Lotus, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lotus, California auto insurance rates? Find out how car insurance rates in Lotus, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lotus, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,883 $2,880 $2,099 $2,110 $7,929 $9,950 $3,645 $3,974
Farmers $2,431 $2,431 $2,193 $2,193 $7,733 $12,649 $2,878 $3,204
GEICO $1,908 $1,909 $1,795 $1,795 $5,762 $5,873 $2,735 $2,806
Liberty Mutual $2,288 $2,169 $2,118 $2,055 $4,974 $5,285 $2,584 $2,603
Nationwide $3,105 $2,967 $2,705 $2,553 $7,852 $8,667 $3,697 $3,664
Progressive $1,938 $1,998 $1,636 $1,951 $5,176 $6,267 $2,797 $3,014
State Farm $2,855 $2,855 $2,549 $2,549 $5,230 $6,501 $3,156 $3,252
Travelers $2,353 $2,281 $2,078 $2,057 $4,820 $5,505 $3,048 $2,988
USAA $1,917 $1,816 $1,871 $1,879 $4,367 $4,393 $2,656 $2,510

Buy Cheap Lotus, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lotus can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lotus, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lotus, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,929 $9,950
Farmers $7,733 $12,649
GEICO $5,762 $5,873
Liberty Mutual $4,974 $5,285
Nationwide $7,852 $8,667
Progressive $5,176 $6,267
State Farm $5,230 $6,501
Travelers $4,820 $5,505
USAA $4,367 $4,393

Buy Cheap Lotus, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lotus, California by comparing Lotus senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lotus, CA here.

Annual Auto Insurance Rates for Senior Drivers in Lotus, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,099 $2,110
Farmers $2,193 $2,193
GEICO $1,795 $1,795
Liberty Mutual $2,118 $2,055
Nationwide $2,705 $2,553
Progressive $1,636 $1,951
State Farm $2,549 $2,549
Travelers $2,078 $2,057
USAA $1,871 $1,879

Find Cheap Auto Insurance Rates in Lotus, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lotus, California auto insurance. Compare Lotus, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lotus, California

Insurance Company Low Medium High
Allstate $4,143 $4,480 $4,679
Farmers $4,149 $4,499 $4,744
GEICO $2,765 $3,104 $3,348
Liberty Mutual $2,819 $3,034 $3,176
Nationwide $3,984 $4,470 $4,750
Progressive $2,804 $3,183 $3,305
State Farm $3,256 $3,678 $3,920
Travelers $2,743 $3,224 $3,458
USAA $2,436 $2,726 $2,867

Find Cheap Lotus, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lotus. Compare auto insurance rates in Lotus, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lotus, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,987 $4,881
Farmers $4,050 $4,878
GEICO $2,792 $3,354
Liberty Mutual $2,763 $3,256
Nationwide $3,884 $4,918
Progressive $2,811 $3,383
State Farm $3,485 $3,751
Travelers $2,829 $3,454
USAA $2,466 $2,886

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Find Cheap Lotus, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Lotus, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lotus, CA, take a look at the average cost for various violations versus rates for a clean driving record in Lotus.

Annual Lotus, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,680 $4,472 $7,075 $3,508
Farmers $3,303 $4,495 $5,596 $4,462
GEICO $2,151 $3,307 $4,164 $2,668
Liberty Mutual $2,611 $3,501 $3,158 $2,767
Nationwide $3,073 $3,935 $6,661 $3,935
Progressive $2,026 $3,441 $4,003 $2,918
State Farm $2,579 $3,078 $5,820 $2,995
Travelers $2,105 $3,413 $3,964 $3,084
USAA $1,778 $2,645 $4,334 $1,948

Find Cheap Lotus, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lotus, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Lotus for less when you shop around and compare rates from multiple Lotus, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lotus, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,075
Farmers $5,596
GEICO $4,164
Liberty Mutual $3,158
Nationwide $6,661
Progressive $4,003
State Farm $5,820
Travelers $3,964
USAA $4,334

Winners by Category: Where to Buy Cheap Auto Insurance in Lotus, CA

Compare rates from the cheapest auto insurance companies in Lotus, CA for your needs. Take a look at how Lotus, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lotus, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Lotus, California Auto Insurance Companies

If you’re looking for the cheapest Lotus, CA auto insurance companies overall, you can compare them here. Find the best price for Lotus, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Lotus, California

Insurance Company Average Annual Rates
Allstate $4,434
Farmers $4,464
GEICO $3,073
Liberty Mutual $3,009
Nationwide $4,401
Progressive $3,097
State Farm $3,618
Travelers $3,141
USAA $2,676

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Compare Auto Insurance Quotes in Lotus, CA

You can buy cheap Lotus, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lotus, California auto insurance quotes from top companies.

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