Buy Cheap Lott, TX Auto Insurance (2021)

Lott, TX auto insurance rates average $288 a month. Minimum auto insurance requirements in Lott, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Lott, TX, compare Lott auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Lott, TX for teens drivers are $6,160/year
  • Average auto insurance rates in Lott, TX are $288/month
  • The most expensive auto insurance company in Lott after a DUI is Allstate

Finding affordable Lott, Texas auto insurance can be challenging, but everything you need to know to buy cheap Lott, TX auto insurance with confidence is right here. Auto insurance rates in Lott are affected by local factors as well as personal ones like your driving record.

See how Lott, TX car insurance rates compare to Dallas auto insurance rates, Corpus Christi auto insurance rates, and Austin auto insurance rates before you read more about the cost of auto insurance in Lott.

Don’t buy Lott, TX auto insurance until you’ve compared rates. Get free Lott, Texas auto insurance quotes when you enter your ZIP code above.

Lott, TX Minimum Auto Insurance Requirements

The required auto insurance in Lott, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Lott, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Lott, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Lott, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lott, TX. Take a look at Lott, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lott, Texas

Insurance Company Poor Fair Good
Allstate $6,498 $4,765 $4,080
American Family $5,036 $3,161 $2,766
GEICO $4,333 $2,466 $1,655
Nationwide $4,167 $3,350 $2,914
Progressive $4,724 $4,097 $3,802
State Farm $3,792 $2,359 $1,879
USAA $3,282 $1,888 $1,517

Buy Cheap Lott, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lott, Texas auto insurance rates? Find out how car insurance rates in Lott, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lott, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,314 $3,341 $3,272 $3,272 $8,777 $10,584 $4,094 $4,261
American Family $2,241 $2,484 $2,086 $2,378 $5,750 $7,513 $3,174 $3,608
GEICO $2,119 $2,268 $2,014 $2,253 $4,553 $4,741 $2,292 $2,305
Nationwide $2,189 $2,225 $1,937 $2,049 $6,166 $7,908 $2,568 $2,775
Progressive $2,241 $2,108 $2,001 $2,039 $9,472 $10,523 $2,631 $2,645
State Farm $1,893 $1,893 $1,679 $1,679 $4,445 $5,651 $2,052 $2,120
USAA $1,431 $1,444 $1,364 $1,358 $3,957 $4,322 $1,906 $2,052

Buy Cheap Lott, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lott can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lott, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lott, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,777 $10,584
American Family $5,750 $7,513
GEICO $4,553 $4,741
Nationwide $6,166 $7,908
Progressive $9,472 $10,523
State Farm $4,445 $5,651
USAA $3,957 $4,322

Buy Cheap Lott, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Lott, Texas by comparing Lott senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lott, TX here.

Annual Auto Insurance Rates for Senior Drivers in Lott, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,272 $3,272
American Family $2,086 $2,378
GEICO $2,014 $2,253
Nationwide $1,937 $2,049
Progressive $2,001 $2,039
State Farm $1,679 $1,679
USAA $1,364 $1,358

Find Cheap Auto Insurance Rates in Lott, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lott, Texas auto insurance. Compare Lott, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lott, Texas

Insurance Company Low Medium High
Allstate $4,992 $5,069 $5,282
American Family $3,416 $3,533 $4,013
GEICO $2,692 $2,792 $2,970
Nationwide $3,746 $3,330 $3,355
Progressive $3,989 $4,183 $4,451
State Farm $2,551 $2,670 $2,809
USAA $2,160 $2,221 $2,306

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Find Cheap Lott, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lott. Compare auto insurance rates in Lott, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lott, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,991 $5,237
American Family $3,654 $3,654
GEICO $2,765 $2,871
Nationwide $3,477 $3,477
Progressive $4,208 $4,208
State Farm $2,677 $2,677
USAA $2,201 $2,257

Find Cheap Lott, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Lott, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lott, TX, take a look at the average cost for various violations versus rates for a clean driving record in Lott.

Annual Lott, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,964 $6,129 $6,399 $3,964
American Family $3,341 $4,220 $3,713 $3,341
GEICO $2,396 $3,139 $2,657 $3,081
Nationwide $3,020 $3,020 $4,461 $3,407
Progressive $3,671 $4,756 $4,279 $4,124
State Farm $2,388 $2,726 $3,204 $2,388
USAA $1,668 $2,449 $2,887 $1,913

Find Cheap Lott, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lott, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Lott for less when you shop around and compare rates from multiple Lott, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lott, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,399
American Family $3,713
GEICO $2,657
Nationwide $4,461
Progressive $4,279
State Farm $3,204
USAA $2,887

Winners by Category: Where to Buy Cheap Auto Insurance in Lott, TX

Compare rates from the cheapest auto insurance companies in Lott, TX for your needs. Take a look at how Lott, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lott, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Lott, Texas Auto Insurance Companies

If you’re looking for the cheapest Lott, TX auto insurance companies overall, you can compare them here. Find the best price for Lott, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Lott, Texas

Insurance Company Average Annual Rates
Allstate $5,114
American Family $3,654
GEICO $2,818
Nationwide $3,477
Progressive $4,208
State Farm $2,677
USAA $2,229

What affects Lott, Texas auto insurance rates?

Local factors affect auto insurance rates in Lott, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Lott auto insurance rates.

Commute Times in Lott

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lott, TX is 29.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Lott, TX

You can buy cheap Lott, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lott, Texas auto insurance quotes from top companies.

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