Buy Cheap Los Banos, CA Auto Insurance (2021)

Los Banos, CA auto insurance rates average $281 a month. Minimum auto insurance requirements in Los Banos, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Los Banos, CA, compare Los Banos auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Los Banos after a DUI is Allstate
  • The most expensive auto insurance company in Los Banos is Farmers
  • Average auto insurance rates in Los Banos, CA for teens drivers are $5,668/year

Finding affordable Los Banos, California auto insurance can be challenging, but everything you need to know to buy cheap Los Banos, CA auto insurance with confidence is right here. Auto insurance rates in Los Banos are affected by local factors as well as personal ones like your driving record.

See how Los Banos, CA car insurance rates compare to Los Angeles auto insurance rates, Oakland auto insurance rates, and San Jose auto insurance rates before you read more about the cost of auto insurance in Los Banos.

Don’t buy Los Banos, CA auto insurance until you’ve compared rates. Get free Los Banos, California auto insurance quotes when you enter your ZIP code above.

Los Banos, CA Minimum Auto Insurance Requirements

The required auto insurance in Los Banos, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Los Banos, California is outlined here.

Minimum Required Auto Insurance Coverage in Los Banos, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Los Banos, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Los Banos, California auto insurance rates? Find out how car insurance rates in Los Banos, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Los Banos, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,650 $2,656 $1,930 $1,951 $7,269 $9,145 $3,387 $3,730
Farmers $2,553 $2,553 $2,298 $2,298 $8,109 $13,305 $3,022 $3,362
GEICO $1,675 $1,677 $1,576 $1,576 $5,091 $5,185 $2,406 $2,463
Liberty Mutual $2,143 $2,033 $1,991 $1,931 $4,713 $4,995 $2,421 $2,435
Nationwide $2,728 $2,606 $2,396 $2,260 $6,896 $7,617 $3,254 $3,211
Progressive $1,804 $1,856 $1,545 $1,829 $4,844 $5,833 $2,615 $2,812
State Farm $3,021 $3,021 $2,698 $2,698 $5,547 $6,881 $3,344 $3,448
Travelers $2,274 $2,206 $2,012 $1,990 $4,626 $5,322 $2,954 $2,892
USAA $1,729 $1,641 $1,686 $1,696 $3,921 $3,945 $2,393 $2,265

Buy Cheap Los Banos, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Los Banos can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Los Banos, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Los Banos, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,269 $9,145
Farmers $8,109 $13,305
GEICO $5,091 $5,185
Liberty Mutual $4,713 $4,995
Nationwide $6,896 $7,617
Progressive $4,844 $5,833
State Farm $5,547 $6,881
Travelers $4,626 $5,322
USAA $3,921 $3,945

Buy Cheap Los Banos, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Los Banos, California by comparing Los Banos senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Los Banos, CA here.

Annual Auto Insurance Rates for Senior Drivers in Los Banos, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,930 $1,951
Farmers $2,298 $2,298
GEICO $1,576 $1,576
Liberty Mutual $1,991 $1,931
Nationwide $2,396 $2,260
Progressive $1,545 $1,829
State Farm $2,698 $2,698
Travelers $2,012 $1,990
USAA $1,686 $1,696

Find Cheap Auto Insurance Rates in Los Banos, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Los Banos, California auto insurance. Compare Los Banos, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Los Banos, California

Insurance Company Low Medium High
Allstate $3,859 $4,127 $4,283
Farmers $4,373 $4,720 $4,969
GEICO $2,467 $2,736 $2,916
Liberty Mutual $2,655 $2,856 $2,986
Nationwide $3,463 $3,942 $4,208
Progressive $2,570 $2,981 $3,126
State Farm $3,469 $3,896 $4,132
Travelers $2,677 $3,109 $3,318
USAA $2,197 $2,454 $2,578

Find Cheap Los Banos, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Los Banos. Compare auto insurance rates in Los Banos, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Los Banos, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,684 $4,495
Farmers $4,254 $5,121
GEICO $2,459 $2,954
Liberty Mutual $2,602 $3,063
Nationwide $3,424 $4,318
Progressive $2,626 $3,158
State Farm $3,693 $3,971
Travelers $2,732 $3,337
USAA $2,221 $2,598

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Find Cheap Los Banos, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Los Banos, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Los Banos, CA, take a look at the average cost for various violations versus rates for a clean driving record in Los Banos.

Annual Los Banos, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,469 $4,142 $6,514 $3,235
Farmers $3,463 $4,719 $5,882 $4,686
GEICO $1,894 $2,917 $3,665 $2,349
Liberty Mutual $2,459 $3,295 $2,971 $2,605
Nationwide $2,705 $3,466 $5,847 $3,466
Progressive $1,888 $3,218 $3,742 $2,720
State Farm $2,733 $3,261 $6,162 $3,173
Travelers $2,039 $3,291 $3,832 $2,976
USAA $1,603 $2,380 $3,900 $1,755

Find Cheap Los Banos, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Los Banos, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Los Banos for less when you shop around and compare rates from multiple Los Banos, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Los Banos, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,514
Farmers $5,882
GEICO $3,665
Liberty Mutual $2,971
Nationwide $5,847
Progressive $3,742
State Farm $6,162
Travelers $3,832
USAA $3,900

Winners by Category: Where to Buy Cheap Auto Insurance in Los Banos, CA

Compare rates from the cheapest auto insurance companies in Los Banos, CA for your needs. Take a look at how Los Banos, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Los Banos, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Los Banos, California Auto Insurance Companies

If you’re looking for the cheapest Los Banos, CA auto insurance companies overall, you can compare them here. Find the best price for Los Banos, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Los Banos, California

Insurance Company Average Annual Rates
Allstate $4,090
Farmers $4,688
GEICO $2,706
Liberty Mutual $2,833
Nationwide $3,871
Progressive $2,892
State Farm $3,832
Travelers $3,034
USAA $2,410

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What affects Los Banos, California auto insurance rates?

Local factors affect auto insurance rates in Los Banos, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Los Banos auto insurance rates.

Auto Theft in Los Banos

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Los Banos, CA auto theft show a total of 168 vehicle thefts annually.

Commute Times in Los Banos

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Los Banos, CA is 45.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Los Banos, CA

You can buy cheap Los Banos, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Los Banos, California auto insurance quotes from top companies.

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