Buy Cheap Los Altos, CA Auto Insurance (2021)

Los Altos, CA auto insurance rates average $277 a month. Minimum auto insurance requirements in Los Altos, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Los Altos, CA, compare Los Altos auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Los Altos, CA after a DUI are $4,667/year
  • Average auto insurance rates in Los Altos, CA for teens drivers are $5,637/year
  • The most expensive auto insurance company in Los Altos is Nationwide

Finding affordable Los Altos, California auto insurance can be challenging, but everything you need to know to buy cheap Los Altos, CA auto insurance with confidence is right here. Auto insurance rates in Los Altos are affected by local factors as well as personal ones like your driving record.

See how Los Altos, CA car insurance rates compare to San Francisco auto insurance rates, Long Beach auto insurance rates, and Bakersfield auto insurance rates before you read more about the cost of auto insurance in Los Altos.

Don’t buy Los Altos, CA auto insurance until you’ve compared rates. Get free Los Altos, California auto insurance quotes when you enter your ZIP code above.

Los Altos, CA Minimum Auto Insurance Requirements

The required auto insurance in Los Altos, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Los Altos, California is outlined here.

Minimum Required Auto Insurance Coverage in Los Altos, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Los Altos, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Los Altos, California auto insurance rates? Find out how car insurance rates in Los Altos, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Los Altos, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,586 $2,584 $1,905 $1,916 $7,322 $9,213 $3,300 $3,609
Farmers $2,265 $2,265 $2,056 $2,056 $7,320 $12,004 $2,696 $3,013
GEICO $1,655 $1,656 $1,556 $1,556 $5,047 $5,127 $2,378 $2,427
Liberty Mutual $2,081 $1,971 $1,943 $1,883 $4,596 $4,884 $2,346 $2,360
Nationwide $2,990 $2,852 $2,607 $2,456 $7,695 $8,455 $3,589 $3,549
Progressive $1,740 $1,790 $1,482 $1,757 $4,667 $5,610 $2,503 $2,689
State Farm $2,889 $2,889 $2,583 $2,583 $5,351 $6,639 $3,201 $3,300
Travelers $2,274 $2,198 $2,020 $1,999 $4,727 $5,385 $2,952 $2,886
USAA $1,763 $1,669 $1,721 $1,727 $4,008 $4,040 $2,444 $2,308

Buy Cheap Los Altos, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Los Altos can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Los Altos, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Los Altos, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,322 $9,213
Farmers $7,320 $12,004
GEICO $5,047 $5,127
Liberty Mutual $4,596 $4,884
Nationwide $7,695 $8,455
Progressive $4,667 $5,610
State Farm $5,351 $6,639
Travelers $4,727 $5,385
USAA $4,008 $4,040

Buy Cheap Los Altos, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Los Altos, California by comparing Los Altos senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Los Altos, CA here.

Annual Auto Insurance Rates for Senior Drivers in Los Altos, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,905 $1,916
Farmers $2,056 $2,056
GEICO $1,556 $1,556
Liberty Mutual $1,943 $1,883
Nationwide $2,607 $2,456
Progressive $1,482 $1,757
State Farm $2,583 $2,583
Travelers $2,020 $1,999
USAA $1,721 $1,727

Find Cheap Auto Insurance Rates in Los Altos, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Los Altos, California auto insurance. Compare Los Altos, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Los Altos, California

Insurance Company Low Medium High
Allstate $3,860 $4,087 $4,216
Farmers $3,928 $4,245 $4,455
GEICO $2,437 $2,707 $2,882
Liberty Mutual $2,578 $2,784 $2,912
Nationwide $3,892 $4,350 $4,580
Progressive $2,482 $2,871 $2,987
State Farm $3,301 $3,747 $3,990
Travelers $2,660 $3,145 $3,361
USAA $2,244 $2,505 $2,631

Find Cheap Los Altos, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Los Altos. Compare auto insurance rates in Los Altos, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Los Altos, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,663 $4,446
Farmers $3,819 $4,599
GEICO $2,430 $2,921
Liberty Mutual $2,535 $2,981
Nationwide $3,771 $4,777
Progressive $2,519 $3,041
State Farm $3,546 $3,813
Travelers $2,751 $3,360
USAA $2,269 $2,651

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Find Cheap Los Altos, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Los Altos, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Los Altos, CA to see how much where you live in Los Altos affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Los Altos, California

ZIP Code Average Annual Rates
94022 $4,552
94024 $4,559

Find Cheap Los Altos, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Los Altos, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Los Altos, CA, take a look at the average cost for various violations versus rates for a clean driving record in Los Altos.

Annual Los Altos, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,454 $4,111 $6,437 $3,215
Farmers $3,112 $4,238 $5,277 $4,210
GEICO $1,870 $2,891 $3,621 $2,319
Liberty Mutual $2,395 $3,207 $2,893 $2,537
Nationwide $2,987 $3,823 $6,463 $3,823
Progressive $1,821 $3,098 $3,575 $2,626
State Farm $2,628 $3,132 $5,909 $3,048
Travelers $2,046 $3,317 $3,853 $3,005
USAA $1,636 $2,435 $3,977 $1,792

Find Cheap Los Altos, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Los Altos, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Los Altos for less when you shop around and compare rates from multiple Los Altos, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Los Altos, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,437
Farmers $5,277
GEICO $3,621
Liberty Mutual $2,893
Nationwide $6,463
Progressive $3,575
State Farm $5,909
Travelers $3,853
USAA $3,977

Winners by Category: Where to Buy Cheap Auto Insurance in Los Altos, CA

Compare rates from the cheapest auto insurance companies in Los Altos, CA for your needs. Take a look at how Los Altos, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Los Altos, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Los Altos, California Auto Insurance Companies

If you’re looking for the cheapest Los Altos, CA auto insurance companies overall, you can compare them here. Find the best price for Los Altos, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Los Altos, California

Insurance Company Average Annual Rates
Allstate $4,054
Farmers $4,209
GEICO $2,675
Liberty Mutual $2,758
Nationwide $4,274
Progressive $2,780
State Farm $3,679
Travelers $3,055
USAA $2,460

What affects Los Altos, California auto insurance rates?

Local factors affect auto insurance rates in Los Altos, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Los Altos auto insurance rates.

Auto Theft in Los Altos

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Los Altos, CA auto theft show a total of 16 vehicle thefts annually.

Commute Times in Los Altos

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Los Altos, CA is 27.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Los Altos, CA

You can buy cheap Los Altos, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Los Altos, California auto insurance quotes from top companies.

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