Buy Cheap Los Alamos, NM Auto Insurance (2021)

Los Alamos, NM auto insurance rates average $279 a month. Minimum auto insurance requirements in Los Alamos, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Los Alamos, NM, compare Los Alamos auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Los Alamos, NM for teens drivers are $6,565/year
  • The most expensive auto insurance company in Los Alamos is Farmers
  • Average auto insurance rates in Los Alamos, NM after a DUI are $4,273/year

Finding affordable Los Alamos, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Los Alamos, NM auto insurance with confidence is right here. Auto insurance rates in Los Alamos are affected by local factors as well as personal ones like your driving record.

See how Los Alamos, NM car insurance rates compare to Hobbs auto insurance rates, Gallup auto insurance rates, and Farmington auto insurance rates before you read more about the cost of auto insurance in Los Alamos.

Don’t buy Los Alamos, NM auto insurance until you’ve compared rates. Get free Los Alamos, New Mexico auto insurance quotes when you enter your ZIP code above.

Los Alamos, NM Minimum Auto Insurance Requirements

The required auto insurance in Los Alamos, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Los Alamos, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Los Alamos, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Los Alamos, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Los Alamos, NM. Take a look at Los Alamos, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Los Alamos, New Mexico

Insurance Company Poor Fair Good
Allstate $4,969 $4,108 $3,755
Farmers $5,160 $4,273 $4,061
GEICO $4,598 $4,004 $3,705
Nationwide $4,224 $3,292 $2,853
Progressive $3,142 $2,815 $2,671
State Farm $2,918 $1,799 $1,424
USAA $2,766 $2,071 $1,795

Buy Cheap Los Alamos, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Los Alamos, New Mexico auto insurance rates? Find out how car insurance rates in Los Alamos, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Los Alamos, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,504 $2,501 $2,309 $2,425 $8,700 $10,119 $2,752 $2,908
Farmers $2,478 $2,467 $2,218 $2,377 $10,278 $10,545 $2,777 $2,846
GEICO $2,547 $2,616 $2,396 $2,396 $7,393 $10,108 $2,679 $2,683
Nationwide $2,358 $2,393 $2,146 $2,246 $5,758 $7,234 $2,667 $2,850
Progressive $1,521 $1,465 $1,394 $1,394 $6,370 $7,156 $1,828 $1,879
State Farm $1,326 $1,326 $1,207 $1,207 $3,629 $4,551 $1,485 $1,643
USAA $1,478 $1,468 $1,411 $1,406 $3,829 $4,323 $1,821 $1,949

Buy Cheap Los Alamos, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Los Alamos can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Los Alamos, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Los Alamos, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,700 $10,119
Farmers $10,278 $10,545
GEICO $7,393 $10,108
Nationwide $5,758 $7,234
Progressive $6,370 $7,156
State Farm $3,629 $4,551
USAA $3,829 $4,323

Buy Cheap Los Alamos, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Los Alamos, New Mexico by comparing Los Alamos senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Los Alamos, NM here.

Annual Auto Insurance Rates for Senior Drivers in Los Alamos, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,309 $2,425
Farmers $2,218 $2,377
GEICO $2,396 $2,396
Nationwide $2,146 $2,246
Progressive $1,394 $1,394
State Farm $1,207 $1,207
USAA $1,411 $1,406

Find Cheap Auto Insurance Rates in Los Alamos, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Los Alamos, New Mexico auto insurance. Compare Los Alamos, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Los Alamos, New Mexico

Insurance Company Low Medium High
Allstate $4,089 $4,269 $4,474
Farmers $4,060 $4,451 $4,983
GEICO $3,817 $4,092 $4,398
Nationwide $3,387 $3,426 $3,557
Progressive $2,720 $2,873 $3,034
State Farm $1,865 $2,053 $2,222
USAA $2,055 $2,221 $2,356

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Find Cheap Los Alamos, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Los Alamos. Compare auto insurance rates in Los Alamos, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Los Alamos, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,277 $4,277
Farmers $4,498 $4,498
GEICO $4,039 $4,165
Nationwide $3,456 $3,456
Progressive $2,876 $2,876
State Farm $1,996 $2,097
USAA $2,144 $2,277

Find Cheap Los Alamos, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Los Alamos, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Los Alamos, NM, take a look at the average cost for various violations versus rates for a clean driving record in Los Alamos.

Annual Los Alamos, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,494 $4,646 $5,009 $3,960
Farmers $3,798 $4,902 $4,788 $4,504
GEICO $2,428 $3,882 $7,670 $2,428
Nationwide $2,596 $3,628 $4,668 $2,934
Progressive $2,486 $3,410 $2,678 $2,929
State Farm $1,920 $2,089 $2,089 $2,089
USAA $1,642 $2,283 $3,006 $1,912

Find Cheap Los Alamos, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Los Alamos, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Los Alamos for less when you shop around and compare rates from multiple Los Alamos, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Los Alamos, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,009
Farmers $4,788
GEICO $7,670
Nationwide $4,668
Progressive $2,678
State Farm $2,089
USAA $3,006

Winners by Category: Where to Buy Cheap Auto Insurance in Los Alamos, NM

Compare rates from the cheapest auto insurance companies in Los Alamos, NM for your needs. Take a look at how Los Alamos, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Los Alamos, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Los Alamos, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Los Alamos, NM auto insurance companies overall, you can compare them here. Find the best price for Los Alamos, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Los Alamos, New Mexico

Insurance Company Average Annual Rates
Allstate $4,277
Farmers $4,498
GEICO $4,102
Nationwide $3,456
Progressive $2,876
State Farm $2,047
USAA $2,211

What affects Los Alamos, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Los Alamos, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Los Alamos auto insurance rates.

Auto Theft in Los Alamos

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Los Alamos, NM auto theft show a total of 2 vehicle thefts annually.

Commute Times in Los Alamos

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Los Alamos, NM is 15.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Los Alamos, NM

You can buy cheap Los Alamos, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Los Alamos, New Mexico auto insurance quotes from top companies.

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