Buy Cheap Los Alamos, CA Auto Insurance (2021)

Los Alamos, CA auto insurance rates average $246 a month. Minimum auto insurance requirements in Los Alamos, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Los Alamos, CA, compare Los Alamos auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Los Alamos, CA for teens drivers are $4,971/year
  • The most expensive auto insurance company in Los Alamos is Allstate
  • Average auto insurance rates in Los Alamos, CA after a DUI are $4,175/year

Finding affordable Los Alamos, California auto insurance can be challenging, but everything you need to know to buy cheap Los Alamos, CA auto insurance with confidence is right here. Auto insurance rates in Los Alamos are affected by local factors as well as personal ones like your driving record.

See how Los Alamos, CA car insurance rates compare to Bakersfield auto insurance rates, San Jose auto insurance rates, and San Diego auto insurance rates before you read more about the cost of auto insurance in Los Alamos.

Don’t buy Los Alamos, CA auto insurance until you’ve compared rates. Get free Los Alamos, California auto insurance quotes when you enter your ZIP code above.

Los Alamos, CA Minimum Auto Insurance Requirements

The required auto insurance in Los Alamos, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Los Alamos, California is outlined here.

Minimum Required Auto Insurance Coverage in Los Alamos, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Los Alamos, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Los Alamos, California auto insurance rates? Find out how car insurance rates in Los Alamos, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Los Alamos, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $1,633 $1,633 $1,476 $1,476 $5,178 $8,477 $1,934 $2,153
GEICO $1,601 $1,602 $1,506 $1,506 $4,885 $4,982 $2,301 $2,358
Liberty Mutual $1,927 $1,820 $1,798 $1,740 $4,149 $4,439 $2,163 $2,191
Nationwide $2,405 $2,298 $2,110 $1,991 $6,069 $6,693 $2,864 $2,830
Progressive $1,316 $1,355 $1,108 $1,318 $3,432 $4,149 $1,874 $2,015
State Farm $2,510 $2,510 $2,244 $2,244 $4,627 $5,736 $2,779 $2,867
Travelers $2,130 $2,066 $1,890 $1,869 $4,319 $4,971 $2,764 $2,703
USAA $1,646 $1,561 $1,608 $1,616 $3,714 $3,737 $2,277 $2,153

Buy Cheap Los Alamos, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Los Alamos can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Los Alamos, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Los Alamos, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $5,178 $8,477
GEICO $4,885 $4,982
Liberty Mutual $4,149 $4,439
Nationwide $6,069 $6,693
Progressive $3,432 $4,149
State Farm $4,627 $5,736
Travelers $4,319 $4,971
USAA $3,714 $3,737

Buy Cheap Los Alamos, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Los Alamos, California by comparing Los Alamos senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Los Alamos, CA here.

Annual Auto Insurance Rates for Senior Drivers in Los Alamos, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $1,476 $1,476
GEICO $1,506 $1,506
Liberty Mutual $1,798 $1,740
Nationwide $2,110 $1,991
Progressive $1,108 $1,318
State Farm $2,244 $2,244
Travelers $1,890 $1,869
USAA $1,608 $1,616

Find Cheap Auto Insurance Rates in Los Alamos, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Los Alamos, California auto insurance. Compare Los Alamos, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Los Alamos, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $2,790 $3,016 $3,179
GEICO $2,396 $2,618 $2,764
Liberty Mutual $2,346 $2,550 $2,689
Nationwide $3,060 $3,465 $3,697
Progressive $1,892 $2,127 $2,194
State Farm $2,880 $3,243 $3,446
Travelers $2,508 $2,909 $3,100
USAA $2,090 $2,331 $2,447

Find Cheap Los Alamos, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Los Alamos. Compare auto insurance rates in Los Alamos, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Los Alamos, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $2,718 $3,272
GEICO $2,356 $2,830
Liberty Mutual $2,321 $2,735
Nationwide $3,013 $3,802
Progressive $1,881 $2,261
State Farm $3,074 $3,305
Travelers $2,559 $3,119
USAA $2,111 $2,468

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Find Cheap Los Alamos, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Los Alamos, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Los Alamos, CA, take a look at the average cost for various violations versus rates for a clean driving record in Los Alamos.

Annual Los Alamos, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $2,214 $3,016 $3,757 $2,994
GEICO $1,814 $2,797 $3,510 $2,250
Liberty Mutual $2,194 $2,939 $2,655 $2,325
Nationwide $2,385 $3,052 $5,140 $3,052
Progressive $1,367 $2,298 $2,658 $1,960
State Farm $2,276 $2,715 $5,126 $2,642
Travelers $1,914 $3,077 $3,580 $2,785
USAA $1,525 $2,261 $3,702 $1,669

Find Cheap Los Alamos, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Los Alamos, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Los Alamos for less when you shop around and compare rates from multiple Los Alamos, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Los Alamos, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,445
Farmers $3,757
GEICO $3,510
Liberty Mutual $2,655
Nationwide $5,140
Progressive $2,658
State Farm $5,126
Travelers $3,580
USAA $3,702

Winners by Category: Where to Buy Cheap Auto Insurance in Los Alamos, CA

Compare rates from the cheapest auto insurance companies in Los Alamos, CA for your needs. Take a look at how Los Alamos, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Los Alamos, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Los Alamos, California Auto Insurance Companies

If you’re looking for the cheapest Los Alamos, CA auto insurance companies overall, you can compare them here. Find the best price for Los Alamos, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Los Alamos, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $2,995
GEICO $2,593
Liberty Mutual $2,528
Nationwide $3,407
Progressive $2,071
State Farm $3,190
Travelers $2,839
USAA $2,289

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What affects Los Alamos, California auto insurance rates?

Local factors affect auto insurance rates in Los Alamos, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Los Alamos auto insurance rates.

Commute Times in Los Alamos

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Los Alamos, CA is 37.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Los Alamos, CA

You can buy cheap Los Alamos, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Los Alamos, California auto insurance quotes from top companies.

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