Buy Cheap Los Alamitos, CA Auto Insurance (2021)

Los Alamitos, CA auto insurance rates average $300 a month. Minimum auto insurance requirements in Los Alamitos, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Los Alamitos, CA, compare Los Alamitos auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Los Alamitos, CA are $300/month
  • The most expensive auto insurance company in Los Alamitos is Farmers
  • The most expensive auto insurance company in Los Alamitos after a DUI is Allstate

Finding affordable Los Alamitos, California auto insurance can be challenging, but everything you need to know to buy cheap Los Alamitos, CA auto insurance with confidence is right here. Auto insurance rates in Los Alamitos are affected by local factors as well as personal ones like your driving record.

See how Los Alamitos, CA car insurance rates compare to Sacramento auto insurance rates, Fresno auto insurance rates, and Long Beach auto insurance rates before you read more about the cost of auto insurance in Los Alamitos.

Don’t buy Los Alamitos, CA auto insurance until you’ve compared rates. Get free Los Alamitos, California auto insurance quotes when you enter your ZIP code above.

Los Alamitos, CA Minimum Auto Insurance Requirements

The required auto insurance in Los Alamitos, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Los Alamitos, California is outlined here.

Minimum Required Auto Insurance Coverage in Los Alamitos, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Los Alamitos, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Los Alamitos, California auto insurance rates? Find out how car insurance rates in Los Alamitos, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Los Alamitos, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,182 $3,168 $2,324 $2,326 $8,993 $11,276 $4,006 $4,333
Farmers $2,701 $2,701 $2,453 $2,453 $8,595 $13,968 $3,201 $3,566
GEICO $1,661 $1,662 $1,562 $1,562 $5,062 $5,144 $2,387 $2,437
Liberty Mutual $2,317 $2,185 $2,165 $2,093 $5,024 $5,381 $2,601 $2,636
Nationwide $3,078 $2,933 $2,703 $2,543 $7,919 $8,723 $3,680 $3,628
Progressive $1,562 $1,609 $1,322 $1,572 $4,149 $5,006 $2,239 $2,408
State Farm $3,108 $3,108 $2,780 $2,780 $5,787 $7,205 $3,440 $3,543
Travelers $2,479 $2,391 $2,197 $2,176 $5,233 $5,893 $3,218 $3,141
USAA $1,830 $1,734 $1,784 $1,791 $4,166 $4,194 $2,530 $2,391

Buy Cheap Los Alamitos, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Los Alamitos can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Los Alamitos, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Los Alamitos, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,993 $11,276
Farmers $8,595 $13,968
GEICO $5,062 $5,144
Liberty Mutual $5,024 $5,381
Nationwide $7,919 $8,723
Progressive $4,149 $5,006
State Farm $5,787 $7,205
Travelers $5,233 $5,893
USAA $4,166 $4,194

Buy Cheap Los Alamitos, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Los Alamitos, California by comparing Los Alamitos senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Los Alamitos, CA here.

Annual Auto Insurance Rates for Senior Drivers in Los Alamitos, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,324 $2,326
Farmers $2,453 $2,453
GEICO $1,562 $1,562
Liberty Mutual $2,165 $2,093
Nationwide $2,703 $2,543
Progressive $1,322 $1,572
State Farm $2,780 $2,780
Travelers $2,197 $2,176
USAA $1,784 $1,791

Find Cheap Auto Insurance Rates in Los Alamitos, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Los Alamitos, California auto insurance. Compare Los Alamitos, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Los Alamitos, California

Insurance Company Low Medium High
Allstate $4,627 $5,003 $5,223
Farmers $4,572 $4,998 $5,294
GEICO $2,430 $2,716 $2,908
Liberty Mutual $2,824 $3,078 $3,248
Nationwide $3,954 $4,482 $4,767
Progressive $2,245 $2,557 $2,648
State Farm $3,494 $4,053 $4,359
Travelers $2,845 $3,445 $3,733
USAA $2,315 $2,603 $2,740

Find Cheap Los Alamitos, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Los Alamitos. Compare auto insurance rates in Los Alamitos, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Los Alamitos, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,454 $5,448
Farmers $4,494 $5,415
GEICO $2,439 $2,931
Liberty Mutual $2,799 $3,301
Nationwide $3,883 $4,919
Progressive $2,253 $2,714
State Farm $3,822 $4,116
Travelers $3,009 $3,673
USAA $2,354 $2,751

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Find Cheap Los Alamitos, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Los Alamitos, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Los Alamitos, CA, take a look at the average cost for various violations versus rates for a clean driving record in Los Alamitos.

Annual Los Alamitos, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,993 $4,990 $7,900 $3,920
Farmers $3,671 $4,992 $6,204 $4,952
GEICO $1,876 $2,902 $3,634 $2,327
Liberty Mutual $2,648 $3,545 $3,202 $2,806
Nationwide $3,074 $3,938 $6,653 $3,938
Progressive $1,632 $2,762 $3,193 $2,347
State Farm $2,837 $3,380 $6,369 $3,290
Travelers $2,213 $3,654 $4,208 $3,289
USAA $1,697 $2,527 $4,128 $1,859

Find Cheap Los Alamitos, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Los Alamitos, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Los Alamitos for less when you shop around and compare rates from multiple Los Alamitos, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Los Alamitos, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,900
Farmers $6,204
GEICO $3,634
Liberty Mutual $3,202
Nationwide $6,653
Progressive $3,193
State Farm $6,369
Travelers $4,208
USAA $4,128

Winners by Category: Where to Buy Cheap Auto Insurance in Los Alamitos, CA

Compare rates from the cheapest auto insurance companies in Los Alamitos, CA for your needs. Take a look at how Los Alamitos, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Los Alamitos, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Los Alamitos, California Auto Insurance Companies

If you’re looking for the cheapest Los Alamitos, CA auto insurance companies overall, you can compare them here. Find the best price for Los Alamitos, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Los Alamitos, California

Insurance Company Average Annual Rates
Allstate $4,951
Farmers $4,955
GEICO $2,685
Liberty Mutual $3,050
Nationwide $4,401
Progressive $2,483
State Farm $3,969
Travelers $3,341
USAA $2,553

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What affects Los Alamitos, California auto insurance rates?

Local factors affect auto insurance rates in Los Alamitos, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Los Alamitos auto insurance rates.

Auto Theft in Los Alamitos

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Los Alamitos, CA auto theft show a total of 24 vehicle thefts annually.

Commute Times in Los Alamitos

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Los Alamitos, CA is 31.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Los Alamitos, CA

You can buy cheap Los Alamitos, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Los Alamitos, California auto insurance quotes from top companies.

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