Buy Cheap Lorraine, KS Auto Insurance (2022)

Lorraine, KS auto insurance rates average $279 a month. Minimum auto insurance requirements in Lorraine, Kansas are 25/50/25 to comply with Kansas laws. To buy cheap auto insurance in Lorraine, KS, compare Lorraine auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Lorraine after a DUI is Travelers
  • The most expensive auto insurance company in Lorraine is Liberty Mutual
  • Average auto insurance rates in Lorraine, KS after a DUI are $4,016/year

Finding affordable Lorraine, Kansas auto insurance can be challenging, but everything you need to know to buy cheap Lorraine, KS auto insurance with confidence is right here. Auto insurance rates in Lorraine are affected by local factors as well as personal ones like your driving record.

See how Lorraine, KS car insurance rates compare to Salina auto insurance rates, Topeka auto insurance rates, and Lenexa auto insurance rates before you read more about the cost of auto insurance in Lorraine.

Don’t buy Lorraine, KS auto insurance until you’ve compared rates. Get free Lorraine, Kansas auto insurance quotes when you enter your ZIP code above.

Lorraine, KS Minimum Auto Insurance Requirements

The required auto insurance in Lorraine, KS is 25/50/25 according to the auto insurance laws in Kansas. The minimum auto insurance in Lorraine, Kansas is outlined here.

Minimum Required Auto Insurance Coverage in Lorraine, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Lorraine, KS Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Lorraine, KS. Take a look at Lorraine, Kansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Lorraine, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,815 $2,001 $1,660
Farmers $4,253 $3,360 $3,172
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,685 $4,685 $4,685
Nationwide $2,818 $2,473 $2,306
Progressive $4,760 $3,989 $3,682
State Farm $4,321 $2,581 $1,999
Travelers $4,783 $3,888 $3,734
USAA $3,182 $2,079 $1,707

Buy Cheap Lorraine, KS Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lorraine, Kansas auto insurance rates? Find out how car insurance rates in Lorraine, KS are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lorraine, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,726 $1,726 $1,556 $1,556 $3,218 $3,836 $1,726 $1,926
Farmers $2,542 $2,526 $2,277 $2,373 $6,500 $6,720 $2,838 $2,982
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,402 $2,600 $2,256 $2,519 $10,464 $11,698 $2,658 $2,884
Nationwide $1,884 $1,949 $1,672 $1,808 $3,784 $4,660 $2,179 $2,326
Progressive $2,397 $2,291 $1,932 $2,013 $8,749 $9,876 $2,841 $3,050
State Farm $2,053 $2,053 $1,760 $1,760 $4,915 $6,336 $2,295 $2,564
Travelers $2,013 $2,050 $1,953 $1,980 $8,040 $12,541 $2,059 $2,443
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

Buy Cheap Lorraine, KS Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lorraine can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lorraine, KS are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lorraine, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,218 $3,836
Farmers $6,500 $6,720
GEICO $4,439 $5,960
Liberty Mutual $10,464 $11,698
Nationwide $3,784 $4,660
Progressive $8,749 $9,876
State Farm $4,915 $6,336
Travelers $8,040 $12,541
USAA $4,580 $4,837

Buy Cheap Lorraine, KS Auto Insurance for Seniors

You can save on senior auto insurance rates in Lorraine, Kansas by comparing Lorraine senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lorraine, KS here.

Annual Auto Insurance Rates for Senior Drivers in Lorraine, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,556 $1,556
Farmers $2,277 $2,373
GEICO $2,443 $2,273
Liberty Mutual $2,256 $2,519
Nationwide $1,672 $1,808
Progressive $1,932 $2,013
State Farm $1,760 $1,760
Travelers $1,953 $1,980
USAA $1,272 $1,296

Find Cheap Auto Insurance Rates in Lorraine, KS by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lorraine, Kansas auto insurance. Compare Lorraine, KS auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lorraine, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,190 $2,268 $2,018
Farmers $3,458 $3,578 $3,748
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,585 $4,675 $4,795
Nationwide $2,672 $2,504 $2,422
Progressive $3,954 $4,114 $4,362
State Farm $2,885 $2,973 $3,043
Travelers $3,934 $4,141 $4,329
USAA $2,253 $2,318 $2,398

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Lorraine, KS Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lorraine. Compare auto insurance rates in Lorraine, KS by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lorraine, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,130 $2,187
Farmers $3,595 $3,595
GEICO $3,027 $3,159
Liberty Mutual $4,685 $4,685
Nationwide $2,533 $2,533
Progressive $4,144 $4,144
State Farm $2,894 $3,040
Travelers $4,135 $4,135
USAA $2,254 $2,392

Find Cheap Lorraine, KS Auto Insurance Rates by Driving Record

Auto insurance rates in Lorraine, Kansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lorraine, KS, take a look at the average cost for various violations versus rates for a clean driving record in Lorraine.

Annual Lorraine, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,121 $2,271 $2,121 $2,121
Farmers $3,044 $3,889 $3,793 $3,653
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,571 $5,289 $5,201 $4,679
Nationwide $1,892 $2,181 $3,885 $2,172
Progressive $3,834 $4,466 $3,999 $4,275
State Farm $2,790 $3,144 $2,967 $2,967
Travelers $3,026 $3,934 $5,408 $4,172
USAA $1,705 $2,284 $3,352 $1,950

Find Cheap Lorraine, KS Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lorraine, Kansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Lorraine for less when you shop around and compare rates from multiple Lorraine, KS auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lorraine, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,515
American Family $2,121
Farmers $3,793
GEICO $4,922
Liberty Mutual $5,201
Nationwide $3,885
Progressive $3,999
State Farm $2,967
Travelers $5,408
USAA $3,352

Winners by Category: Where to Buy Cheap Auto Insurance in Lorraine, KS

Compare rates from the cheapest auto insurance companies in Lorraine, KS for your needs. Take a look at how Lorraine, Kansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lorraine, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Lorraine, Kansas Auto Insurance Companies

If you’re looking for the cheapest Lorraine, KS auto insurance companies overall, you can compare them here. Find the best price for Lorraine, Kansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Lorraine, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,159
Farmers $3,595
GEICO $3,093
Liberty Mutual $4,685
Nationwide $2,533
Progressive $4,144
State Farm $2,967
Travelers $4,135
USAA $2,323

What affects Lorraine, Kansas auto insurance rates?

Local factors affect auto insurance rates in Lorraine, KS, including traffic, theft statistics, and commute length. Take a look at the things that impact Lorraine auto insurance rates.

Commute Times in Lorraine

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lorraine, KS is 16.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Lorraine, KS

You can buy cheap Lorraine, KS auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lorraine, Kansas auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption